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![[EP69] Where Did All the Money Go After Lunar New Year? The Lazy Person''s Annual Financial Check-Up in 3 Steps](/images/blog/PodcastCover.png)
[EP69] Where Did All the Money Go After Lunar New Year? The Lazy Person''s Annual Financial Check-Up in 3 Steps
- Podcast節目
- February 24, 2026
The New Year red envelopes are gone and the bonus is spent — is your money still alive? In this episode, Lazy Da shares his Lunar New Year experience, a digital workflow spring cleaning, the lazy mindset, a 3-step lazy annual financial check-up, and a fun experiment asking AI “How well do you really know me?”
Read MoreEP68 Do You Want to Pass Through the Gate, or Do You Want to Look Good Like Everyone Else? | Review Habits, Internal & External Attribution, Long-Term Investment Mindset
- Podcast節目
- January 29, 2026
In this episode, we talk about the prep work behind recording the podcast, the habit of daily reviews with Anytype, and how a story about a kid’s EasyCard (Taiwan transit card) leads to a reflection on ’external vs. internal attribution.’ On the financial planning front, I share my strategy of trimming individual stocks in favor of ETFs, my thoughts on holding NVIDIA and Tesla in U.S. stocks, and the importance of investing in your own skills in the age of AI.
Read MoreEP67
- Podcast節目
- January 27, 2026
The “Lazy to Be Rich” podcast covers topics including financial planning, financial tools, book reflections, and career & life — encompassing every relationship you might have with money. If you want a deeper understanding of the essence of financial planning, subscribe, follow, and share. We welcome your thoughts so more people can plan their finances and find happiness with a method.
Read MoreEP66
- Podcast節目
- January 18, 2026
The Lazy to Be Rich podcast covers topics including “Financial Planning,” “Financial Tools,” “Book Reviews,” and “Career & Life” — everything about your relationship with money. If you want a deeper understanding of the essence of financial planning, subscribe, follow, share, and share your thoughts, so more people can plan their finances and find their own path to happiness.
Read MoreEP65
- Podcast節目
- December 26, 2025
The Lazy to Be Rich podcast covers topics including “Financial Planning,” “Money Tools,” “Book Reviews,” and “Career & Life,” touching on every aspect of your relationship with money. If you want a deeper understanding of what financial planning is really about, subscribe, follow, share, and feel free to join the conversation — let’s plan our finances together and find joy along the way.
Read MoreEP64 - That''s 64
- Podcast節目
- December 19, 2025
The Lazy to Be Rich podcast covers topics including “Financial Planning,” “Money Tools,” “Book Reviews,” and “Career & Life,” touching on every aspect of your relationship with money. If you want a deeper understanding of what financial planning is really about, subscribe, follow, share, and feel free to join the conversation — let’s plan our finances together and find joy along the way.
Read MoreEP63: Just 63
- Podcast節目
- December 7, 2025
The Lazy to Be Rich podcast covers topics including “financial planning,” “financial tools,” “book reviews,” and “career & life,” encompassing all aspects of your relationship with money. If you want to deepen your understanding of the essence of financial planning, feel free to subscribe, follow, share, and bring your thoughts — so more people can plan their finances and find happiness.
Read MoreEP62: Financial Lessons for Busy Parents: Presence Matters More Than Investment Returns
- Podcast節目
- November 6, 2025
The Lazy to Be Rich podcast covers topics including “financial planning,” “financial tools,” “book reviews,” and “career & life,” encompassing all aspects of your relationship with money. If you want to deepen your understanding of the essence of financial planning, feel free to subscribe, follow, share, and bring your thoughts — so more people can plan their finances and find happiness.
Read MoreEP61: Why Do We Willingly Pay the "IQ Tax"? The Truth About Dieting and Personal Finance
- Podcast節目
- November 5, 2025
The Lazy to Be Rich podcast covers topics including “financial planning,” “financial tools,” “book reviews,” and “career & life,” encompassing all aspects of your relationship with money. If you want to deepen your understanding of the essence of financial planning, feel free to subscribe, follow, share, and bring your thoughts — so more people can plan their finances and find happiness.
Read MoreEP60: The Truth About Saving Money — Understanding Your Financial Decisions Through the Iceberg Theory
- Podcast節目
- October 31, 2025
The Lazy to Be Rich podcast covers topics including “financial planning,” “financial tools,” “book reviews,” and “career & life,” encompassing all aspects of your relationship with money. If you want to deepen your understanding of the essence of financial planning, feel free to subscribe, follow, share, and bring your thoughts — so more people can plan their finances and find happiness.
Read MoreDon't Let Accidents Ruin Your Life! The 4 Essential Insurance Planning Guide (Medical & Life)
- Podcast節目
- September 5, 2025
A single accident or illness could wipe out a lifetime of hard work. EP53 dives deep into why medical insurance, cancer insurance, accident insurance, and life insurance are the cornerstones of financial security. This episode uses real-life cases to help you identify coverage gaps and learn how to build comprehensive protection on a small budget. Listen now and guard your future — Lazy to Be Rich
Read MoreHow Much Is Enough for an Emergency Fund? 3 Steps to Build Your Financial Safety Net
- Podcast節目
- May 12, 2025
Still wondering how much to set aside for an emergency fund? EP41 walks you through 3 simple steps to calculate the right amount for you, plus the best tools to store it. Say goodbye to financial anxiety — learn how to build your first line of defense right now. Listen to episode highlights | Lazy to Be Rich
Read More0050 Stock Split: A Buy Signal? How Budget Investors Can Seize the 1-for-5 Low-Barrier Opportunity
- Podcast節目
- February 19, 2025
After the 0050 stock split, one board lot no longer costs NT$150,000+! Is this a big win for budget investors? This post dives deep into the pros and cons of the 1-for-5 split, helps you decide if now is the best time to buy in, and gets you started on your ETF savings plan. Listen to the podcast highlights now | Lazy to Be Rich
Read MoreBuild Compound Interest with Automated Investing! 3 Mindset Shifts to Keep Your Finances on Track
- Podcast節目
- February 14, 2025
Want to keep investing but no time? This episode reveals how to use an “automation mindset” to make financial management effortless, and shares 3 key mindset adjustments for steady asset growth. Click to learn how to let the system work for you | Lazy to Be Rich
Read MoreFinancial Planning Fails 90% on Execution? 3 Steps to Strengthen Your Money Discipline
- Podcast節目
- November 4, 2024
Does your financial plan always stall at step one? This episode reveals that the real key to financial success is “execution power.” Learn 3 practical techniques to turn plans into action. Listen now and build a truly effective money system | Lazy to Be Rich
Read MoreHow to Achieve 10% Annualized Returns? No Individual Stocks Needed — A Practical Index Investing Strategy
- Podcast節目
- October 21, 2024
Want to achieve 10% annualized returns without the risk of individual stocks? This episode reveals how long-term investors use index investing and asset allocation to steadily reach their financial goals. Click to learn expert-proven investment methods. Tune in now for episode highlights | Lazy to Be Rich
Read MoreHow to Calculate Net Worth? The Most Complete 2024 Family Net Worth Tutorial (with Template)
- Podcast節目
- October 7, 2024
Want to know if your family finances are healthy? This article provides the most complete net worth calculation tutorial — from categorizing assets and liabilities to hands-on examples — walking you through step by step. Start your financial planning now. Tune in now for episode highlights | Lazy to Be Rich
Read MoreBuying 0050 Is Not as Good as Buying TSMC? Debunking Common Myths with Data on Real Returns
- Podcast節目
- September 24, 2024
Heard that “buying 0050 is not as good as buying TSMC directly” for better returns? In this episode, we break it down with historical data, revealing the real returns of concentrated vs. diversified investing. Avoid investment traps and understand the truth behind it. Click to listen to the full analysis. Tune in now for episode highlights | Lazy to Be Rich
Read MoreStock Saving Beginner Guide: Why Saving Money Is Not as Good as Saving in Stocks? 0050 vs VOO Comparison & Investment Strategy
- Podcast節目
- September 19, 2024
Want to build wealth through investing? This episode dives deep into the fundamental difference between “saving money vs. saving in stocks,” and provides a complete comparison of 0050 and VOO. Learn how to choose the right ETF for you and take your first step toward financial independence. Tune in now for episode highlights | Lazy to Be Rich
Read MoreWhy Can You Never Save Money? 3 Keys from "Blame It on the Genes" That Affect Your Wealth
- Podcast節目
- September 16, 2024
Wondering why your savings plan always fails? This podcast episode dives deep into “Blame It on the Genes” to uncover 3 key genetic factors controlling your spending and investing behavior. Tune in to learn how to use scientific methods to beat your instincts and effectively build wealth｜Lazy to Be Rich
Read MoreDollar-Cost Averaging vs. Lump-Sum Investing: Which Has a Higher Win Rate? A Practical Breakdown of "Just Keep Buying"
- Podcast節目
- September 12, 2024
Historical returns favor lump-sum investing, but why do most people choose dollar-cost averaging? We use data and insights from “Just Keep Buying” to thoroughly compare the pros, cons, and best use cases for both approaches. Tune in to find the most efficient investment method for you｜Lazy to Be Rich
Read MoreAn Investment Strategy That Doesn''t Need Stop-Loss: 3 Steps to Build a Stress-Free Long-Term Portfolio
- Podcast節目
- September 5, 2024
Tired of constantly trading in and out of the market? Learn the core method behind “no stop-loss investing” and focus on long-term asset growth. We share concrete steps to help you build a solid investment portfolio. Listen to the full breakdown now | Lazy to Be Rich
Read MoreLevel Up Your Financial Decisions: Use Metacognition to Dodge 3 Major Investment Traps
- Podcast節目
- September 2, 2024
Financial freedom isn’t just a slogan — it’s a clear-cut planning skill. This episode shares how to use “metacognition” techniques to identify and avoid common investment psychological traps, making your financial planning more effective. Click to learn the thinking patterns of top investors | Lazy to Be Rich
Read MoreStop "Learning by Doing" with Your Money! Your Learning Instincts Could Be Draining Your Savings
- Podcast節目
- August 29, 2024
Warning: your most trusted learning method might be your worst investment enemy! This Podcast episode dives deep into why “trial-and-error” and “hands-on experience” can be fatal when it comes to personal finance. Listen now to learn how to break old thinking patterns and build investment logic that actually works | Lazy to Be Rich
Read MoreThe Ultimate Guide to Financial Planning: Make Time Your Friend and Build a Blueprint for Financial Freedom
- Podcast節目
- August 26, 2024
Imagine your financial goals laid out crystal clear, with every step bringing you closer to financial freedom. This episode reveals how to turn time into your most powerful ally and craft a personalized wealth blueprint for your life. Click to listen and make your dreams a reality | Lazy to Be Rich
Read MoreLosing Sleep Over Stock Drops? 3 Investment Tips to Overcome Loss Aversion
- Podcast節目
- August 21, 2024
Why does losing NT$10,000 hurt so much more than the joy of gaining NT$10,000? That is “loss aversion” psychology at work. This article dives deep into the investment blind spots driving your poor decisions and offers 3 practical tips to break free from emotional traps and build a resilient investment mindset. Tune in for episode highlights | Lazy to Be Rich
Read MoreThe Investment Mindset Even Buffett Emphasizes: How to Stay Calm When the Market Drops 20%
- Podcast節目
- August 14, 2024
90% of investment losses come from the wrong mindset. This episode dives deep into Buffett’s investment psychology, teaching you how to make rational decisions during market panics. Listen now to learn the winning mindset of top investors, episode highlights | Lazy to Be Rich
Read MoreIs a Stock Market Crash a Disaster or an Opportunity? Master 1 Key Mindset to Buy Confidently Even During a 20% Drop
- Podcast節目
- August 7, 2024
History proves that market panics are the best entry points for long-term investors. This episode dives deep into why “be greedy when others are fearful” works, and provides practical financial planning tips so you can confidently invest during a crash. Listen now for episode highlights | Lazy to Be Rich
Read MoreFirst Step in Financial Planning: Use 3 Statements to Find Your Money Leaks (2024 Visual Guide)
- Podcast節目
- July 24, 2024
Saving money every year but still living paycheck to paycheck? The problem might be in your financial statements! Learn to analyze the 3 key statements to precisely track over 90% of your money flow and find hidden expenses. Read now to build your wealth dashboard | Lazy to Be Rich
Read More3 Key Conditions for Financial Freedom: Beyond Money — Time and Mental Freedom Too
- Podcast節目
- July 17, 2024
Achieving financial freedom only requires meeting 3 conditions. This episode dives deep into the specifics of financial, time, and mental freedom, and shares how to practice them through parent-child interactions. Click to learn and start your freedom plan today — catch the episode highlights now | Lazy to Be Rich
Read MoreAtomic Habits for Saving Money: 5 Life-Changing Financial Tips for a High-Efficiency Savings Strategy
- Podcast節目
- July 10, 2024
Want to master the saving secrets from ‘Atomic Habits’? We break down 5 super practical financial tips — starting from tiny habit changes to build a high-efficiency savings system. Click to learn how to make saving as natural as breathing — tune in now for the episode highlights | Lazy to Be Rich
Read MoreIs Voluntary Labor Pension Contribution Worth It? A Complete Guide to the 6% Allocation, Tax Benefits & Common Myths
- Podcast節目
- June 26, 2024
Is the voluntary 6% labor pension contribution (勞退自提) worth it? Stop hesitating! This article fully breaks down the tax-saving benefits, expected returns, and common myths around voluntary contributions. Click now to find the best retirement acceleration plan for you | Lazy to Be Rich
Read More2024 Claims-Based Health Insurance Buying Guide: 5 Key Selection Tips & Complete Claims Strategy
- Podcast節目
- June 19, 2024
Not sure how to buy claims-based health insurance (實支實付)? This complete guide walks you through the latest 2024 policy terms, compares the pros and cons of different plans, and provides 5 must-know tips for choosing the right coverage. Click to listen — get it right the first time with fuller protection | Lazy to Be Rich
Read MoreThe First Step to Financial Planning: Master 3 Wealth-Building Money Mindsets and Make Money Work for You
- Podcast節目
- June 12, 2024
Is your financial plan stuck? This episode reveals the 3 core money mindsets that successful financial planners use. From goal-setting to automated savings, learn practical methods to make your wealth grow steadily. Click to listen and upgrade your financial brain today | Lazy to Be Rich
Read MoreEarning NT$38K but Spending NT$41K? 3 Steps to Fix Your Budget Imbalance and Break Free from Living Paycheck to Paycheck
- Podcast節目
- May 22, 2024
Can’t keep up with your expenses every month? This episode breaks down the root causes of spending more than you earn. Learn the budgeting principles that Buffett endorses, and master 3 immediately effective financial tips to control spending and increase savings. Click to listen and start your financial recovery plan | Lazy to Be Rich
Read MoreDon't Just Give Them Fish — Teach Them to Build a Wealthy Life: The Secret to Teaching Kids Financial Literacy
- Podcast節目
- May 16, 2024
Want to give your kids the best future? True wealth is financial wisdom. This episode reveals how to weave financial literacy into everyday life, making learning about money fun for kids and giving them a head start. Click to listen and open the path to a prosperous future for your children | Lazy to Be Rich
Read MoreThe Complete Money Guide for Budget-Conscious Workers: 5 Practical Saving & Investing Tips
- Podcast節目
- May 8, 2024
You can get rich even on a modest salary! This episode shares money management methods designed for budget-conscious workers — from setting budgets and smart spending to low-barrier investing. Tune in now and learn how to break free from living paycheck to paycheck and steadily build your first pot of gold | Lazy to Be Rich
Read MoreActual Expense Reimbursement Insurance Reform Explained: Old vs. New Policy — Understand Your Rights in One Read
- Podcast節目
- May 1, 2024
2024 brings a major overhaul to actual expense reimbursement health insurance (實支實付) in Taiwan! Want to know if your policy is affected? This episode breaks down the differences between old and new systems, duplicate claim limitations, and teaches you how to review your policies and make the best adjustments. Listen now to protect your health coverage | Lazy to Be Rich
Read More3 Steps to Build an All-Weather Portfolio That Keeps You Happy Whether Markets Rise or Fall
- Podcast節目
- April 24, 2024
Want to build a portfolio that keeps you at ease through both bull and bear markets? We share 3 clear steps to help you create a financial system through asset allocation and financial planning that works in any market condition. Click to learn more and listen to the episode highlights | Lazy to Be Rich
Read MoreThe Complete Guide to Borrowing to Invest: 2024 Interest Rates, Risks, and Real Case Studies
- Podcast節目
- April 17, 2024
A deep analysis on whether borrowing to invest is viable in 2024. From interest rate calculations and risk management to real success and failure cases, here’s a complete guide. Click to find out if leverage is right for you. Listen to the episode highlights now | Lazy to Be Rich
Read MorePortfolio Optimization: 3 "Stock Decluttering" Principles to Find Your Core Holdings
- Podcast節目
- April 10, 2024
Is your portfolio too bloated? Borrow from the Japanese “Danshari” (decluttering) philosophy and use 3 principles to evaluate and filter your holdings. Learn how to let go of underperforming assets and focus on high-value core investments. Listen to the episode highlights now | Lazy to Be Rich
Read MoreDeep Dive into 00940 Holdings: Can This Monthly Dividend High-Yield ETF Really Help You Escape Being a "Debt-Ridden Second Generation"?
- Podcast節目
- March 29, 2024
A deep analysis of 00940 holdings and its monthly dividend mechanism, debunking market myths. This episode provides concrete strategies to help you determine whether a high-dividend ETF fits your family financial goals. Click to hear expert insights and make smarter investment decisions. Tune in for episode highlights | Lazy to Be Rich
Read MoreInsurance Planning Beginner's Guide: Understand the Role and Allocation of Insurance in Financial Planning in 5 Steps
- Podcast節目
- December 1, 2023
Feeling overwhelmed by insurance planning? This beginner’s guide will take you from scratch, clarifying the role of insurance in financial planning in 5 simple steps. Learn from real claim cases, avoid buying the wrong policies, and create the most suitable protection for yourself and your family. Listen to the podcast highlights now｜Lazy to be Rich (懶得變有錢)
Read MoreHow to Set Financial Goals? Reset Your Financial Freedom Plan and Say Goodbye to Confusion
- Podcast節目
- November 20, 2023
Feeling that managing finances is difficult and always giving up halfway? You may have forgotten the most important first step: setting goals! This episode will answer common listener questions and teach you how to set meaningful financial goals so you don’t get lost. Click to learn and listen to the highlights of the show | Lazy to be Rich (懶得變有錢)
Read More90% of People Get It Wrong! The Correct First Step in Financial Planning: Building Financial Confidence
- Podcast節目
- November 10, 2023
Stop blindly chasing investment tools! Experts guide you to clarify the true order of “planning” and “financial management.” This episode delves into the 3 pillars of financial decision-making, fundamentally building your financial confidence. Click to listen, avoid common financial pitfalls, and listen to the highlights of the program now | 懶得變有錢 (Lazy to be Rich)
Read MoreHow Much Emergency Fund Should You Save? The Complete 2024 Guide: Calculate Your Lifesaver in 3 Steps
- Podcast節目
- October 27, 2023
Understand emergency funds in one article! From calculating the amount (3-6 months of living expenses), where to store it, to when to use it, we provide complete instructions and FAQs. Stop procrastinating and build your financial moat now! Listen to the podcast highlights | Lazy to be Rich (懶得變有錢)
Read MoreTime Management is the Best Financial Management! Master the Wealth-Building Secret of 1440 Minutes a Day
- Podcast節目
- October 17, 2023
Your financial problems may stem from time management. This episode likens “time” to NT$1440 (USD $45) deposited daily, teaching you how to plan your time like managing assets, and stop being busy without results. Click to learn how to make every minute increase your wealth. Listen to the highlights of the show｜Lazy to be Rich (懶得變有錢)
Read MoreFlow State Investing: Turn Focus into Wealth! Master the Winning Formula for Long-Term Investing
- Podcast節目
- October 10, 2023
Explore the amazing power of “flow state”! This episode delves into how to use psychology to make financial planning effortless, easily overcome short-sightedness, and achieve financial freedom. Click to learn the focused financial management techniques of top performers. Listen to the podcast highlights | Lazy to be Rich (懶得變有錢)
Read MoreWhy Does Saving Money Make You Poorer? Learn to Spend Smart and Focus Your Money to Get Rich
- Podcast節目
- October 4, 2023
Saving money until you’re exhausted, but your account balance doesn’t increase? You might be doing it wrong! This episode shares the new financial concept that “spending money wisely is more important than not spending it at all,” teaching you how to distinguish between waste and investment, turning expenses into assets. Click to learn how to make consumption a boost to your wealth. Listen to the podcast highlights now｜Lazy to be Rich (懶得變有錢)
Read MoreHow Long Does an iPhone Cost in Terms of Your Life? A Financial Concept That Fundamentally Changes Consumption
- Podcast節目
- September 26, 2023
Does an iPhone cost you 3 hours of your life? This shocking calculation will completely change your spending habits. This episode shares 2 practical methods to help you check your financial health and build a truly wealth-building financial concept. Listen to the podcast highlights now | Lazy to be Rich (懶得變有錢)
Read MoreLazy People Can Get Rich Too? Smart Ways to Get Rich for Finance Beginners
- Podcast節目
- September 25, 2023
Think managing finances is hard and time-consuming? You’re not alone! Tune in to the premiere episode of 《懶得變有錢》 (Lazy to be Rich Podcast). We’ll debunk myths and provide an effortless yet effective financial planning blueprint. Click now to take the easiest first step towards wealth. Listen to the podcast highlights｜懶得變有錢 (Lazy to be Rich Podcast)
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