理財觀念
· 2026-03-09 · 5 分鐘
38-Year-Old Engineer with NT$30K Extra Monthly: Pay Off Mortgage or Buy ETFs? A Real Case Study
A 38-year-old engineer earning NT$70K/month has NT$25K extra and can't decide between paying off the mortgage or …
⭐ 編輯精選 · Editor's Picks
![[EP69] Where Did All the Money Go After Lunar New Year? The Lazy Person''s Annual Financial Check-Up in 3 Steps](/images/blog/PodcastCover.png)
所有 理財觀念 · 93 篇
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最新
2026-02-05 · 4 分鐘
Is VOO-Only Investing Like Eating Only Chicken Breast? 3 Steps to Build a Balanced Lazy Portfolio
An in-depth look at VOO ETF investment strategy, using the …
2026-02-02 · 3 分鐘
3 Key Principles for Beginner Investors: Understanding Financial Planning's Infinite Game Through Deng Kaiwei's Baseball Journey
Is your financial planning like waiting in the bullpen, not …
2026-01-29 · 1 分鐘
EP68 Do You Want to Pass Through the Gate, or Do You Want to Look Good Like Everyone Else? | Review Habits, Internal & External Attribution, Long-Term Investment Mindset
In this episode, we talk about the prep work behind …
2026-01-27 · 1 分鐘
EP67
The "Lazy to Be Rich" podcast covers topics …
2026-01-27 · 5 分鐘
The Complete FIRE Guide: 4 Ways to Retire Early and Accelerate Your Financial Freedom
Financial freedom is simpler than you think! This complete …
2026-01-26 · 2 分鐘
How Can an Emergency Fund Help You Earn Twice as Much? 3 Key Principles to Invest Without Anxiety
Is your emergency fund in the right place? Over 90% of …
2026-01-25 · 4 分鐘
Small Choices, Big Impact: 3 Key Financial Mindsets from Daily Decisions
How do small everyday choices affect your finances? This …
2026-01-18 · 1 分鐘
EP66
The Lazy to Be Rich podcast covers topics including …
2025-12-26 · 1 分鐘
EP65
The Lazy to Be Rich podcast covers topics including …
2025-12-19 · 1 分鐘
EP64 - That''s 64
The Lazy to Be Rich podcast covers topics including …
2025-12-07 · 1 分鐘
EP63: Just 63
The Lazy to Be Rich podcast covers topics including …
2025-11-06 · 1 分鐘
EP62: Financial Lessons for Busy Parents: Presence Matters More Than Investment Returns
The Lazy to Be Rich podcast covers topics including …
2025-11-05 · 1 分鐘
EP61: Why Do We Willingly Pay the "IQ Tax"? The Truth About Dieting and Personal Finance
The Lazy to Be Rich podcast covers topics including …
2025-10-31 · 1 分鐘
EP60: The Truth About Saving Money — Understanding Your Financial Decisions Through the Iceberg Theory
The Lazy to Be Rich podcast covers topics including …
2025-09-05 · 2 分鐘
Don't Let Accidents Ruin Your Life! The 4 Essential Insurance Planning Guide (Medical & Life)
A single accident or illness could wipe out a lifetime of …
2025-09-04 · 4 分鐘
VOO ETF Investment Like Eating Only Chicken Breast? 3 Steps to Build Your Lazy Balanced Portfolio
A deep dive into VOO ETF investment strategy, using a …
2025-08-26 · 2 分鐘
The Ultimate Couples' Finance Playbook: 3 Accounts to Boost Savings and Stop Fighting Over Money (2025 Tested)
Want to hit your first million NT$ with your partner without …
2025-08-11 · 2 分鐘
One Brutal Savings Method to Accelerate Wealth Building! The ETF Strategy Every Lazy Person Must Learn
Want to save effectively but have no time? This "Brutal …
2025-08-04 · 2 分鐘
Chasing "Slow Wealth" Over Quick Money: Financial Wisdom Learned from a Major League Victory
Does getting rich have to happen fast? Deng Kaiwei's …
2025-07-25 · 2 分鐘
3 Steps to Financial Freedom: Building Your Money System with Atomic Habits
Want to achieve financial freedom? Stop just chasing goals! …
2025-07-17 · 1 分鐘
An Extra NT$10K Per Month — Pay Off the Mortgage or Buy VOO? A Data-Driven Analysis for 2025
Should you pay off your mortgage early or put the extra …
2025-07-08 · 2 分鐘
Prof. Galloway's Life & Wealth Course: I Spotted a New Highlight! (2025 Key Points Summary)
【Quick Summary】Master the key insights from 'Prof. …
2025-05-26 · 2 分鐘
5 Core Reasons Why Stocks Rise: Understand Market Drivers in One Article (2025 Update)
A deep dive into why stocks rise! From earnings reports and …
2025-05-22 · 1 分鐘
The First Step in Personal Finance Isn't Tracking Expenses? Master This and Skip 10 Years of Trial and Error
Looking for the right place to start with personal finance? …
2025-05-16 · 2 分鐘
The Right Time to Teach Kids About Money: 3 Expert Steps to Start the Savings Conversation
Research shows that before age 7 is the golden window for …
2025-05-15 · 2 分鐘
AI-Powered Personal Finance: Complete Analysis of 4 FIRE Models — Which One Is Right for You?
Want to achieve financial freedom? This episode offers a …
2025-05-12 · 1 分鐘
How Much Is Enough for an Emergency Fund? 3 Steps to Build Your Financial Safety Net
Still wondering how much to set aside for an emergency fund? …
2025-02-19 · 2 分鐘
0050 Stock Split: A Buy Signal? How Budget Investors Can Seize the 1-for-5 Low-Barrier Opportunity
After the 0050 stock split, one board lot no longer costs …
2025-02-17 · 3 分鐘
2025 0050 Stock Split Must-Read: How Does the 1-for-5 Split Affect Stock Price and Dividends?
Yuanta Taiwan 50 (0050) is about to undergo a stock split — …
2025-02-14 · 1 分鐘
Build Compound Interest with Automated Investing! 3 Mindset Shifts to Keep Your Finances on Track
Want to keep investing but no time? This episode reveals how …
2024-11-18 · 2 分鐘
The Best Time to Sell Your ETF: 3 Strategies to Replace Market Prediction for More Solid Wealth Growth
Wondering when to sell your ETF? Stop chasing highs and …
2024-11-04 · 2 分鐘
Financial Planning Fails 90% on Execution? 3 Steps to Strengthen Your Money Discipline
Does your financial plan always stall at step one? This …
2024-10-21 · 2 分鐘
How to Achieve 10% Annualized Returns? No Individual Stocks Needed — A Practical Index Investing Strategy
Want to achieve 10% annualized returns without the risk of …
2024-10-07 · 2 分鐘
How to Calculate Net Worth? The Most Complete 2024 Family Net Worth Tutorial (with Template)
Want to know if your family finances are healthy? This …
2024-09-24 · 2 分鐘
Buying 0050 Is Not as Good as Buying TSMC? Debunking Common Myths with Data on Real Returns
Heard that "buying 0050 is not as good as buying TSMC …
2024-09-19 · 2 分鐘
Stock Saving Beginner Guide: Why Saving Money Is Not as Good as Saving in Stocks? 0050 vs VOO Comparison & Investment Strategy
Want to build wealth through investing? This episode dives …
2024-09-16 · 2 分鐘
Why Can You Never Save Money? 3 Keys from "Blame It on the Genes" That Affect Your Wealth
Wondering why your savings plan always fails? This podcast …
2024-09-12 · 2 分鐘
Dollar-Cost Averaging vs. Lump-Sum Investing: Which Has a Higher Win Rate? A Practical Breakdown of "Just Keep Buying"
Historical returns favor lump-sum investing, but why do most …
2024-09-06 · 4 分鐘
Is Lump-Sum Investing Too Risky? Myth Busted: 3 Pieces of Evidence Show Why It Often Beats Dollar-Cost Averaging
Afraid to invest all your money at once? You might be …
2024-09-05 · 2 分鐘
An Investment Strategy That Doesn''t Need Stop-Loss: 3 Steps to Build a Stress-Free Long-Term Portfolio
Tired of constantly trading in and out of the market? Learn …
2024-09-02 · 2 分鐘
Level Up Your Financial Decisions: Use Metacognition to Dodge 3 Major Investment Traps
Financial freedom isn't just a slogan — it's a …
2024-08-29 · 2 分鐘
Stop "Learning by Doing" with Your Money! Your Learning Instincts Could Be Draining Your Savings
Warning: your most trusted learning method might be your …
2024-08-26 · 2 分鐘
The Ultimate Guide to Financial Planning: Make Time Your Friend and Build a Blueprint for Financial Freedom
Imagine your financial goals laid out crystal clear, with …
2024-08-21 · 2 分鐘
Losing Sleep Over Stock Drops? 3 Investment Tips to Overcome Loss Aversion
Why does losing NT$10,000 hurt so much more than the joy of …
2024-08-19 · 3 分鐘
The Ultimate Financial Planning Guide: 2 Types of Money, 3 Statements & 6 Steps
Master financial planning in one read! Our original "2 …
2024-08-14 · 2 分鐘
The Investment Mindset Even Buffett Emphasizes: How to Stay Calm When the Market Drops 20%
90% of investment losses come from the wrong mindset. This …
2024-08-07 · 2 分鐘
Is a Stock Market Crash a Disaster or an Opportunity? Master 1 Key Mindset to Buy Confidently Even During a 20% Drop
History proves that market panics are the best entry points …
2024-07-31 · 2 分鐘
First Step in Financial Planning: Calculate Your "Enough Number" (2024 Latest Guide)
Stop blindly chasing wealth! This article provides a …
2024-07-24 · 1 分鐘
First Step in Financial Planning: Use 3 Statements to Find Your Money Leaks (2024 Visual Guide)
Saving money every year but still living paycheck to …
2024-07-17 · 1 分鐘
3 Key Conditions for Financial Freedom: Beyond Money — Time and Mental Freedom Too
Achieving financial freedom only requires meeting 3 …
2024-07-10 · 2 分鐘
9 Ways to Kick the Spending Habit! A Mindset Shift Guide from Shopaholic to Doubled Savings
Stop wasting money and start saving effectively! This …
2024-07-10 · 2 分鐘
Atomic Habits for Saving Money: 5 Life-Changing Financial Tips for a High-Efficiency Savings Strategy
Want to master the saving secrets from 'Atomic …
2024-07-01 · 3 分鐘
Achieving True Financial Freedom: 3 Dimensions of Freedom You Must Unlock
The ultimate guide to financial freedom! We break down …
2024-06-28 · 4 分鐘
Don't Understand Financial Planning? Master These 6 Steps and Save Yourself 10 Years of Detours
Always busy with money but seeing no results? You might be …
2024-06-26 · 2 分鐘
Is Voluntary Labor Pension Contribution Worth It? A Complete Guide to the 6% Allocation, Tax Benefits & Common Myths
Is the voluntary 6% labor pension contribution (勞退自提) worth …
2024-06-24 · 4 分鐘
How to Build Wealth on a Stagnant Salary? The Key to Financial Planning: Investing in Yourself Grows Wealth 3x Faster Than Saving
Is your financial plan actually working? Data shows that …
2024-06-19 · 2 分鐘
2024 Claims-Based Health Insurance Buying Guide: 5 Key Selection Tips & Complete Claims Strategy
Not sure how to buy claims-based health insurance (實支實付)? …
2024-06-12 · 1 分鐘
The First Step to Financial Planning: Master 3 Wealth-Building Money Mindsets and Make Money Work for You
Is your financial plan stuck? This episode reveals the 3 …
2024-05-22 · 1 分鐘
Earning NT$38K but Spending NT$41K? 3 Steps to Fix Your Budget Imbalance and Break Free from Living Paycheck to Paycheck
Can't keep up with your expenses every month? This …
2024-05-16 · 1 分鐘
Don't Just Give Them Fish — Teach Them to Build a Wealthy Life: The Secret to Teaching Kids Financial Literacy
Want to give your kids the best future? True wealth is …
2024-05-08 · 2 分鐘
The Complete Money Guide for Budget-Conscious Workers: 5 Practical Saving & Investing Tips
You can get rich even on a modest salary! This episode …
2024-05-05 · 4 分鐘
ETF Investing Guide (2024): From 6 Major Types to a Complete VOO/QQQ Comparison
The most complete ETF beginner's guide! This article …
2024-05-01 · 2 分鐘
Actual Expense Reimbursement Insurance Reform Explained: Old vs. New Policy — Understand Your Rights in One Read
2024 brings a major overhaul to actual expense reimbursement …
2024-04-24 · 2 分鐘
3 Steps to Build an All-Weather Portfolio That Keeps You Happy Whether Markets Rise or Fall
Want to build a portfolio that keeps you at ease through …
2024-04-24 · 3 分鐘
Book Review: "The Corporate Slave''s Financial Plan" — 5 Money Tips for Financial Freedom Even on a NT$30K Salary
Think your salary is too low and financial freedom is just a …
2024-04-17 · 1 分鐘
The Complete Guide to Borrowing to Invest: 2024 Interest Rates, Risks, and Real Case Studies
A deep analysis on whether borrowing to invest is viable in …
2024-04-10 · 1 分鐘
Portfolio Optimization: 3 "Stock Decluttering" Principles to Find Your Core Holdings
Is your portfolio too bloated? Borrow from the Japanese …
2024-03-31 · 3 分鐘
Teaching Kids Budget Planning at a Night Market: 3 Secrets from a NT$10 Priceless Lesson
Want to build your child''s financial literacy but …
2024-03-29 · 2 分鐘
Deep Dive into 00940 Holdings: Can This Monthly Dividend High-Yield ETF Really Help You Escape Being a "Debt-Ridden Second Generation"?
A deep analysis of 00940 holdings and its monthly dividend …
2024-03-29 · 2 分鐘
Teaching Kids About Money: 4 Questions to Master the "Needs vs. Wants" Shopping Lesson
How do you teach kids to tell the difference between …
2024-03-24 · 3 分鐘
Should You Sell After a 30% Stock Gain? 3 Decision-Making Principles to Beat the "Sold Too Early" Anxiety
Your stock is up 30% — should you take profits or hold on? …
2024-03-07 · 3 分鐘
The Golden Rule of Asset Allocation: How to Keep 90% of Your Money in the Stock Market and Still Sleep Soundly
Revealing my asset allocation strategy! Discover how I put …
2024-03-01 · 3 分鐘
How to Teach Kids About Money? 3 Parent-Child Financial Conversation Tips Starting from Buying Lunch
Stop teaching kids about saving the boring way! This article …
2024-02-21 · 2 分鐘
A Practical Guide to Financial Freedom: 5 Must-Learn Steps for 2024 (With Checklist)
Want to achieve financial freedom but don't know where …
2023-12-01 · 1 分鐘
Insurance Planning Beginner's Guide: Understand the Role and Allocation of Insurance in Financial Planning in 5 Steps
Feeling overwhelmed by insurance planning? This …
2023-11-20 · 2 分鐘
How to Set Financial Goals? Reset Your Financial Freedom Plan and Say Goodbye to Confusion
Feeling that managing finances is difficult and always …
2023-11-10 · 1 分鐘
90% of People Get It Wrong! The Correct First Step in Financial Planning: Building Financial Confidence
Stop blindly chasing investment tools! Experts guide you to …
2023-10-27 · 2 分鐘
Consumer Psychology Analysis: Understanding the Financial Lesson of "Needs vs. Wants" from McDonald's and Starbucks
Why do "buy-one-get-one-free" deals have different …
2023-10-27 · 2 分鐘
How Much Emergency Fund Should You Save? The Complete 2024 Guide: Calculate Your Lifesaver in 3 Steps
Understand emergency funds in one article! From calculating …
2023-10-17 · 2 分鐘
Time Management is the Best Financial Management! Master the Wealth-Building Secret of 1440 Minutes a Day
Your financial problems may stem from time management. This …
2023-10-15 · 2 分鐘
2024 Ultimate Guide to Financial Planning: 7 Must-Do Steps Recommended by Experts
Want to build a solid financial foundation? We’ve compiled …
2023-10-10 · 2 分鐘
Flow State Investing: Turn Focus into Wealth! Master the Winning Formula for Long-Term Investing
Explore the amazing power of "flow state"! This …
2023-10-04 · 1 分鐘
Why Does Saving Money Make You Poorer? Learn to Spend Smart and Focus Your Money to Get Rich
Saving money until you’re exhausted, but your account …
2023-10-03 · 3 分鐘
How to Deal with the Feeling of Poverty? Master 3 "Lazy-Strong" Mindsets to Break Free from the Cycle of Poverty
Tired of being busy but still feeling poor? This article …
2023-09-27 · 3 分鐘
7 Steps to Financial Planning: Understand Your Money with 7 Key Questions
A must-read for personal finance newbies! This article …
2023-09-25 · 1 分鐘
Lazy People Can Get Rich Too? Smart Ways to Get Rich for Finance Beginners
Think managing finances is hard and time-consuming? You’re …
2023-09-18 · 3 分鐘
The Ultimate Guide to Salary Allocation (2024)! Practice the "Save First, Spend Later" Financial Method in 3 Steps
Don't know how to allocate your salary? Learn the …
2023-09-02 · 2 分鐘
Can Money Buy Happiness? A Cruel but True Answer: Without Money, Mostly Unhappy
Stop drinking the chicken soup for the soul! This article …
2023-09-02 · 3 分鐘
Ichiro Suzuki’s Blueprint for Success: 3 Steps to Building Your Million-Dollar Financial Plan
Learn champion-level financial discipline from the legendary …
2023-09-01 · 3 分鐘
Financial Beginner's Guide: Why a Financial Blueprint Beats Chasing Hundreds of Stock Tips
Are you constantly chasing the market and analyzing …