https://lazytoberich.com.tw/en/Recent content on Lazy to Be Rich | Financial Planning & Your Financial DNAHugoenWed, 18 Mar 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ai-how-to-build-content-workflow-for-solo-creator/Fri, 13 Mar 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ai-how-to-build-content-workflow-for-solo-creator/AI is not only about writing faster. It is about redesigning the whole content pipeline. This article walks through the workflow I use to connect topic selection, research, drafting, SEO, distribution, and review into one repeatable system.https://lazytoberich.com.tw/en/blog/productivity-how-to-do-daily-review-with-anytype/Fri, 13 Mar 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/productivity-how-to-do-daily-review-with-anytype/Most people know daily review matters, but almost no one keeps it going. This article explains how I use Anytype to turn reflection into a lower-friction workflow with better prompts, reusable structure, and long-term review value.https://lazytoberich.com.tw/en/blog/productivity-what-is-anytype-vs-notion-who-should-use-it/Fri, 13 Mar 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/productivity-what-is-anytype-vs-notion-who-should-use-it/Anytype is not just another note app. It is a local-first knowledge system. This article explains what Anytype is, how it differs from Notion, who it fits, and why I use it as a long-term base for knowledge work.https://lazytoberich.com.tw/en/blog/38-engineer-mortgage-vs-etf-case-study/Mon, 09 Mar 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/38-engineer-mortgage-vs-etf-case-study/A 38-year-old single engineer earning NT$70K/month with a NT$20K mortgage still has NT$25K left over — should it go toward the mortgage or ETFs? This article breaks down the real financials and offers a practical plan even lazy investors can follow.https://lazytoberich.com.tw/en/blog/life-ai-workload-creep-why-ai-makes-you-busier/Mon, 09 Mar 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/life-ai-workload-creep-why-ai-makes-you-busier/A Berkeley study says AI increased workloads for 83% of employees. My first reaction wasn’t worry — it was: you’re asking the wrong question. I got busier after using AI too, but the kind of busy is completely different. Let me share what it actually looks like.https://lazytoberich.com.tw/en/blog/vt-vs-voo-2026-comparison/Fri, 06 Mar 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/vt-vs-voo-2026-comparison/For the past 15 years, the unspoken consensus in investing was: just buy VOO, VT only drags you down. But in 2026, that script is being rewritten. VT YTD +0.62% vs VOO -1.39%, with non-US markets leading by a wide margin. What forces are driving this reversal? One table to understand the global capital shift — Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/life-when-ai-learns-to-test-its-own-skills-so-do-i/Thu, 05 Mar 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/life-when-ai-learns-to-test-its-own-skills-so-do-i/Anthropic just published a piece on Skill Creator’s eval system — a way to measure, compare, and continuously improve AI skills. Funny enough, I’ve been doing the exact same thing lately. Except what I’m testing are the 19 Claude Code Skills I built myself. A lazy person’s notes on AI skill evolution.https://lazytoberich.com.tw/en/blog/life-leaving-comet-back-to-chrome-ai-mode/Sat, 28 Feb 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/life-leaving-comet-back-to-chrome-ai-mode/After using Comet for a few months, I thought there was no going back from AI search—until I discovered Chrome could do the same thing. Sharing the setting that made me switch back, three steps to make Google AI Mode your default search engine.https://lazytoberich.com.tw/en/blog/ep69-where-did-all-the-money-go-after-the-new-year-lazy-person-s-version-of-the-annual-financial-check-up-in-3-steps/Tue, 24 Feb 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep69-where-did-all-the-money-go-after-the-new-year-lazy-person-s-version-of-the-annual-financial-check-up-in-3-steps/The New Year red envelopes are gone and the bonus is spent — is your money still alive? In this episode, Lazy Da shares his Lunar New Year experience, a digital workflow spring cleaning, the lazy mindset, a 3-step lazy annual financial check-up, and a fun experiment asking AI “How well do you really know me?”https://lazytoberich.com.tw/en/blog/my-anytype-is-back-to-life/Thu, 19 Feb 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/my-anytype-is-back-to-life/After neglecting Anytype for over a year, I unexpectedly revived it while reorganizing my workflow during the Lunar New Year. I share the mindset of an extremely lazy person: I hate trouble, so I love automation, and I use it to transform my reading, note-taking, and life.https://lazytoberich.com.tw/en/blog/from-haste-to-ease-investment-philosophy/Fri, 13 Feb 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/from-haste-to-ease-investment-philosophy/Is your life “calm and composed, effortlessly masterful,” or “rushing and scrambling”? Through a lyrical analysis of the viral hit “No Ambition,” this post helps you examine your financial state and provides a systematic investment philosophy to help you escape anxiety and step toward a financially composed ideal life.https://lazytoberich.com.tw/en/blog/m7-vs-voo-etf-comparison/Wed, 11 Feb 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/m7-vs-voo-etf-comparison/Still debating whether to bet on the Magnificent Seven (M7) or steadily invest in VOO? This post uses a historical analogy of China’s “Seven Warring States” to instantly clarify the core difference between “focused attack” and “steady defense,” giving you the clearest investment decision guide!https://lazytoberich.com.tw/en/blog/taiwan-sub-brokerage-comparison-for-us-stocks/Tue, 10 Feb 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/taiwan-sub-brokerage-comparison-for-us-stocks/How to choose the most cost-effective sub-brokerage? This article uses the same comparison framework to organize the key points of Yuanta, Cathay, Fubon, Capital, and KGI’s fixed amount investments and fees, and explains how DRIP (dividend reinvestment) affects long-term returns.https://lazytoberich.com.tw/en/blog/big-tech-ai-capital-spending-what-it-means-for-investors/Mon, 09 Feb 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/big-tech-ai-capital-spending-what-it-means-for-investors/Meta, Amazon, Microsoft, and Alphabet are projected to invest a staggering $670 billion in AI infrastructure by 2026, accounting for 2.1% of the US GDP, surpassing the Apollo moon landing program and the Interstate Highway System. What does this mean for the average investor?https://lazytoberich.com.tw/en/blog/top-50-vs-top-500-us-stock-etf-comparison-guide/Mon, 09 Feb 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/top-50-vs-top-500-us-stock-etf-comparison-guide/Torn between the concentrated firepower of XLG and the steady diversification of VOO? This guide breaks down the pros and cons of both, with clear recommendations based on your investment style. Read now and find the core U.S. ETF that fits you best — Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/can-i-borrow-money-to-invest-complete-guide/Sun, 08 Feb 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/can-i-borrow-money-to-invest-complete-guide/Thinking of using loans to amplify your profits? Hold on! This guide provides a 3-step financial check-up to systematically assess your repayment ability, risk tolerance, and investment maturity. Learn the right way to safely use leverage, avoid painful losses, and kickstart your financial action | Lazy to Get Rich (懶得變有錢)https://lazytoberich.com.tw/en/blog/etf-investment-guide-voo-qqq-vt/Sat, 07 Feb 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/etf-investment-guide-voo-qqq-vt/The data speaks! We dive deep into 10 popular ETFs, including the latest expense ratios and 5-year backtesting for VOO, QQQ, and VT. Want to make the smartest investment decision? Click for the full comparison report and expert recommendations — Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/voo-sub-brokerage-complete-guide/Fri, 06 Feb 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/voo-sub-brokerage-complete-guide/A complete VOO sub-brokerage investment guide, teaching you step-by-step from opening an account with a Taiwanese brokerage, exchanging currency, to buying your first share of VOO ETF. Includes practical experience with SinoPac Securities, fee comparisons, W-8BEN form filling, suitable for beginners who want to invest in the US stock S&P 500 index. Provides the latest 2026 sub-brokerage fee rates and dollar-cost averaging strategies. Grasp the key to investment immediately | 懶得變有錢 (Lazy to Get Rich)https://lazytoberich.com.tw/en/blog/voo-etf-investment-balanced-portfolio-strategy/Thu, 05 Feb 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/voo-etf-investment-balanced-portfolio-strategy/How much of your portfolio should be VOO? Stop going all-in! Learn how to combine global markets (VXUS) and bonds (BND) for proper asset allocation — reduce risk and boost long-term returns. See detailed allocation ratios and backtesting data — Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/life-seven-day-phoenix-refactor-dev-notes/Wed, 04 Feb 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/life-seven-day-phoenix-refactor-dev-notes/Does your paycheck disappear without a trace? Try this “Financial Refactoring” method designed for the laziest among us. We apply project management thinking to personal finance, offering a 7-day action checklist so you can take control of your cash flow and automate your savings — Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/life-from-moonlight-to-500k-savings-3-accounts-finance-for-couples/Tue, 03 Feb 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/life-from-moonlight-to-500k-savings-3-accounts-finance-for-couples/Want to know how to go from living paycheck to paycheck as a couple to saving NT$500K a year? This post reveals the full setup and implementation details of the “3-Account Finance System,” with a real case study. Click to learn this simple yet effective savings system — Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/financial-management-learn-financial-management-from-deng-kaiwei-your-financial-planning-is-an-infinite-game-from-the-bullpen-to-the-major-leagues/Mon, 02 Feb 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/financial-management-learn-financial-management-from-deng-kaiwei-your-financial-planning-is-an-infinite-game-from-the-bullpen-to-the-major-leagues/Is your financial planning like waiting in the bullpen, not knowing when you’ll get called up? This article uses the example of pitcher Deng Kaiwei to teach you how to set goals, keep accumulating, and adjust your mindset. Start learning now — let your financial journey head toward the major leagues | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/life-understanding-why-the-universal-distribution-could-be-a-candy-coated-trap-from-the-200000-lost-due-to-pandemic-insurance/Sun, 01 Feb 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/life-understanding-why-the-universal-distribution-could-be-a-candy-coated-trap-from-the-200000-lost-due-to-pandemic-insurance/Should you happily pocket a universal cash payout from the government? This article uses the economic concept of ‘opportunity cost’ to dissect the choice between short-term cash and long-term investment. Learn to manage national finances the way you’d manage a household, and make smarter decisions | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/book-list-reading-insights-on-reconstructing-retirement/Sat, 31 Jan 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/book-list-reading-insights-on-reconstructing-retirement/Don’t let retirement be just financial spreadsheets! This review of Retirement Reinvention reveals 5 key strategies: reshaping identity, building social connections, and continuous learning. See how we turn the book’s theories into an actionable retirement plan — absorb the key points now | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/finance-a-must-see-comparison-for-beginners-qqq-vs-spy-the-showdown-between-growth-stocks-and-value-stocks-which-one-is-more-suitable-for-me/Fri, 30 Jan 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/finance-a-must-see-comparison-for-beginners-qqq-vs-spy-the-showdown-between-growth-stocks-and-value-stocks-which-one-is-more-suitable-for-me/An in-depth analysis of QQQ and SPY using ten years of historical backtesting data! Compare how both perform in bull and bear markets, examine the impact of expense ratios, and discover which ETF delivers higher returns over the long run. Click for the full data analysis and master the key to investing | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/career-focus-on-work-results-not-ego/Thu, 29 Jan 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/career-focus-on-work-results-not-ego/Steve Jobs once said, ‘When you get really good people, they know they’re really good, and you don’t have to baby people’s egos so much. Really matters is the work, and everybody knows that. That all that matters is the work.’ This quote reveals the core spirit of high-performance teams and applies to personal growth and financial planning.https://lazytoberich.com.tw/en/blog/ep68-do-you-want-to-pass-through-the-gate-or-do-you-want-to-look-good-like-everyone-else-reviewing-habits-internal-and-external-attribution-long-term-investment-mindset/Thu, 29 Jan 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep68-do-you-want-to-pass-through-the-gate-or-do-you-want-to-look-good-like-everyone-else-reviewing-habits-internal-and-external-attribution-long-term-investment-mindset/In this episode, we talk about the prep work behind recording the podcast, the habit of daily reviews with Anytype, and how a story about a kid’s EasyCard (Taiwan transit card) leads to a reflection on ’external vs. internal attribution.’ On the financial planning front, I share my strategy of trimming individual stocks in favor of ETFs, my thoughts on holding NVIDIA and Tesla in U.S. stocks, and the importance of investing in your own skills in the age of AI.https://lazytoberich.com.tw/en/blog/investment-the-sp-500-has-surprisingly-shown-a-golden-cross-how-should-lazy-investors-respond/Wed, 28 Jan 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/investment-the-sp-500-has-surprisingly-shown-a-golden-cross-how-should-lazy-investors-respond/Historical data shows the S&P500 averages a 15% gain in the 12 months following a golden cross. This article breaks down the 2026 market signal, provides specific ETF portfolio suggestions, and helps you make smart decisions. Master the key investment insights today | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep67/Tue, 27 Jan 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep67/The “Lazy to Be Rich” podcast covers topics including financial planning, financial tools, book reflections, and career & life — encompassing every relationship you might have with money. If you want a deeper understanding of the essence of financial planning, subscribe, follow, and share. We welcome your thoughts so more people can plan their finances and find happiness with a method.https://lazytoberich.com.tw/en/blog/finance-financial-freedom-is-not-a-dream-4-types-of-fire-models-find-your-new-retirement-options/Tue, 27 Jan 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/finance-financial-freedom-is-not-a-dream-4-types-of-fire-models-find-your-new-retirement-options/Financial freedom is simpler than you think! This complete guide takes you deep into 4 mainstream FIRE models — from high savings rates to passive income — with concrete strategies and comparisons. Explore now, find the right approach, and make your retirement plan twice as efficient. Start your financial action today | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/finance-the-emergency-fund-is-not-really-for-when-you-are-in-an-emergency/Mon, 26 Jan 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/finance-the-emergency-fund-is-not-really-for-when-you-are-in-an-emergency/Is your emergency fund in the right place? Over 90% of people misunderstand its true purpose. This article uses data to break down why a reserve fund helps you make more rational investment decisions, and offers a lazy-person savings formula — start now, kickstart your financial action | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/life-small-choices-big-impact-3-key-financial-mindsets-from-daily-decisions/Sun, 25 Jan 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/life-small-choices-big-impact-3-key-financial-mindsets-from-daily-decisions/Every small daily choice shapes your financial habits. Starting from everyday decisions, this article reveals 3 key financial mindsets and shows you how to gradually build wealth and change your life through conscious choices.https://lazytoberich.com.tw/en/blog/investment-vt-a-simple-choice-for-lazy-people-to-invest-in-the-global-stock-market/Sat, 24 Jan 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/investment-vt-a-simple-choice-for-lazy-people-to-invest-in-the-global-stock-market/Is VT ETF really the best global market choice? We dive deep into its ultra-low 0.06% expense ratio, top 10 holdings, and country allocation. One chart to understand the key differences between VT, VTI, and VOO — find the asset allocation strategy that fits you best | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/lifesharing-insights-on-the-growth-of-financial-planning-and-wealth-management-channels/Fri, 23 Jan 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/lifesharing-insights-on-the-growth-of-financial-planning-and-wealth-management-channels/Stop chasing get-rich-quick myths! My real experience building a personal finance channel from scratch — sharing how to create a financial plan that lets you sleep soundly. Click to learn the wisdom of “slow wealth” and find your own financial rhythm | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/life-stop-complaining-and-focus-on-the-circle-of-influence-use-psychology-to-break-the-anxiety-and-helplessness-of-life/Thu, 22 Jan 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/life-stop-complaining-and-focus-on-the-circle-of-influence-use-psychology-to-break-the-anxiety-and-helplessness-of-life/Feeling like life is out of control and filled with anxiety? Learn Stephen Covey’s “Circle of Influence” theory — just 3 simple steps to focus your energy on what truly matters. Click to start changing your mindset today and upgrade your life decisions | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/finance-the-transition-from-not-being-able-to-save-money-to-stable-accumulation-mastering-the-key-to-three-financial-mindsets/Wed, 21 Jan 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/finance-the-transition-from-not-being-able-to-save-money-to-stable-accumulation-mastering-the-key-to-three-financial-mindsets/The shift from “empty bank account” to “steady accumulation” is simpler than you think. We’ll help you master 3 key financial mindsets, break free from impulsive spending, and move toward financial freedom. Discover your wealth mindset and start taking financial action now | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/life-rebuilding-work-and-life-motivation-four-practical-methods-to-help-you-break-through-low-periods/Tue, 20 Jan 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/life-rebuilding-work-and-life-motivation-four-practical-methods-to-help-you-break-through-low-periods/Still stuck in a slump? Learn 4 evidence-based methods — from setting clear goals to reward systems — to systematically rebuild your work and life motivation. Read now for concrete steps to break free from burnout and boost your efficiency | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/finance-8-must-see-reasons-and-solutions-that-prevent-you-from-saving-money-a-saving-strategy-for-young-people-in-taiwan/Mon, 19 Jan 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/finance-8-must-see-reasons-and-solutions-that-prevent-you-from-saving-money-a-saving-strategy-for-young-people-in-taiwan/Tired of running out of money by the end of the month? This article reveals 8 invisible bad habits that drain your finances. This savings guide built for young people will take you step by step to build savings confidence, leave financial anxiety behind, and move toward the freer life you want. Start taking financial action now | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep66/Sun, 18 Jan 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep66/The Lazy to Be Rich podcast covers topics including “Financial Planning,” “Financial Tools,” “Book Reviews,” and “Career & Life” — everything about your relationship with money. If you want a deeper understanding of the essence of financial planning, subscribe, follow, share, and share your thoughts, so more people can plan their finances and find their own path to happiness.https://lazytoberich.com.tw/en/blog/investment-is-voo-a-guaranteed-profit-or-should-we-be-cautious-of-potential-pitfalls/Sun, 18 Jan 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/investment-is-voo-a-guaranteed-profit-or-should-we-be-cautious-of-potential-pitfalls/A deep dive into VOO ETF! Based on the latest data, a comprehensive comparison of VOO vs. SPY in 2026 — expense ratios, tracking error, and long-term performance. One article to help you figure out which S&P 500 ETF fits your portfolio better. Get the key investing insights now | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/voo-vs-0050-comparison-guide/Sat, 17 Jan 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/voo-vs-0050-comparison-guide/VOO or 0050 — which should you pick? This article uses the latest data through January 2026 to compare 10-year annualized returns, expense ratios, risk diversification, dividend yields, and more, helping you make the long-term investment decision that fits your personal risk tolerance.https://lazytoberich.com.tw/en/blog/investment-comparison-of-the-2024-annual-returns-of-0050-voo-and-qqq-why-is-there-such-a-big-difference/Fri, 16 Jan 2026 00:00:00 +0800https://lazytoberich.com.tw/en/blog/investment-comparison-of-the-2024-annual-returns-of-0050-voo-and-qqq-why-is-there-such-a-big-difference/Trying to choose between 0050, VOO, and QQQ? This article breaks down 2025 returns and risk differences, and gives you concrete 2026 allocation recommendations you can act on right away.https://lazytoberich.com.tw/en/blog/ep65/Fri, 26 Dec 2025 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep65/The Lazy to Be Rich podcast covers topics including “Financial Planning,” “Money Tools,” “Book Reviews,” and “Career & Life,” touching on every aspect of your relationship with money. If you want a deeper understanding of what financial planning is really about, subscribe, follow, share, and feel free to join the conversation — let’s plan our finances together and find joy along the way.https://lazytoberich.com.tw/en/blog/elon-musk-mission-future-trends/Tue, 23 Dec 2025 00:00:00 +0800https://lazytoberich.com.tw/en/blog/elon-musk-mission-future-trends/Elon Musk doesn’t just build cars and launch rockets — his 5 wild predictions about the future completely shattered my imagination. From space-based AI data centers to ‘Universal High Income,’ and even the idea that we might be living inside an alien Netflix series — these aren’t just sci-fi, they’re deeply insightful takes on human nature. This post rounds up the Musk ideas that hit me hardest, especially the one about ‘productivity,’ which is a real wake-up call for us efficiency-obsessed lazy folks.https://lazytoberich.com.tw/en/blog/ep64-podcast-episode/Fri, 19 Dec 2025 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep64-podcast-episode/The Lazy to Be Rich podcast covers topics including “Financial Planning,” “Money Tools,” “Book Reviews,” and “Career & Life,” touching on every aspect of your relationship with money. If you want a deeper understanding of what financial planning is really about, subscribe, follow, share, and feel free to join the conversation — let’s plan our finances together and find joy along the way.https://lazytoberich.com.tw/en/blog/ep63-podcast-episode/Sun, 07 Dec 2025 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep63-podcast-episode/The Lazy to Be Rich podcast covers topics including “financial planning,” “financial tools,” “book reviews,” and “career & life,” encompassing all aspects of your relationship with money. If you want to deepen your understanding of the essence of financial planning, feel free to subscribe, follow, share, and bring your thoughts — so more people can plan their finances and find happiness.https://lazytoberich.com.tw/en/blog/ep62-busy-parents-financial-lesson/Thu, 06 Nov 2025 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep62-busy-parents-financial-lesson/The Lazy to Be Rich podcast covers topics including “financial planning,” “financial tools,” “book reviews,” and “career & life,” encompassing all aspects of your relationship with money. If you want to deepen your understanding of the essence of financial planning, feel free to subscribe, follow, share, and bring your thoughts — so more people can plan their finances and find happiness.https://lazytoberich.com.tw/en/blog/ep61-why-we-pay-iq-tax/Wed, 05 Nov 2025 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep61-why-we-pay-iq-tax/The Lazy to Be Rich podcast covers topics including “financial planning,” “financial tools,” “book reviews,” and “career & life,” encompassing all aspects of your relationship with money. If you want to deepen your understanding of the essence of financial planning, feel free to subscribe, follow, share, and bring your thoughts — so more people can plan their finances and find happiness.https://lazytoberich.com.tw/en/blog/ep60-iceberg-theory-of-saving-money/Fri, 31 Oct 2025 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep60-iceberg-theory-of-saving-money/The Lazy to Be Rich podcast covers topics including “financial planning,” “financial tools,” “book reviews,” and “career & life,” encompassing all aspects of your relationship with money. If you want to deepen your understanding of the essence of financial planning, feel free to subscribe, follow, share, and bring your thoughts — so more people can plan their finances and find happiness.https://lazytoberich.com.tw/en/blog/can-i-borrow-money-to-invest-complete-guide-2025/Mon, 22 Sep 2025 00:00:00 +0800https://lazytoberich.com.tw/en/blog/can-i-borrow-money-to-invest-complete-guide-2025/Thinking of using debt to amplify your gains? Hold on! This guide provides a 3-step financial health check to systematically evaluate your repayment ability, risk tolerance, and investment maturity. Learn the right way to use leverage safely, avoid painful losses, and take action on your finances now | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep53-if-you-have-died-once-how-would-you-live-next/Fri, 05 Sep 2025 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep53-if-you-have-died-once-how-would-you-live-next/A single accident or illness could wipe out a lifetime of hard work. EP53 dives deep into why medical insurance, cancer insurance, accident insurance, and life insurance are the cornerstones of financial security. This episode uses real-life cases to help you identify coverage gaps and learn how to build comprehensive protection on a small budget. Listen now and guard your future — Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep52-couple-finance-3-accounts-savings-peace/Tue, 26 Aug 2025 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep52-couple-finance-3-accounts-savings-peace/Want to hit your first million NT$ with your partner without the drama? The ‘3-Account Method’ is your answer. We’ll walk you through setting up a shared account, personal spending accounts, and a dream account — and how to allocate income effectively. Read the full guide and start building your wealthy future together — highlights from Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep51-my-method-of-saving-money-is-very-rough-but-super-effective/Mon, 11 Aug 2025 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep51-my-method-of-saving-money-is-very-rough-but-super-effective/Want to save effectively but have no time? This “Brutal Savings Method” is designed for busy people like you. This post walks you through setting up an automated investment flow, using ETFs to manage your money effortlessly, and making every dollar work for you. Learn this system and kick off your journey to financial freedom — highlights from Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep50-learn-our-saving-methods-from-deng-kaiwei-s-victory-in-the-major-leagues/Mon, 04 Aug 2025 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep50-learn-our-saving-methods-from-deng-kaiwei-s-victory-in-the-major-leagues/Does getting rich have to happen fast? Deng Kaiwei’s Major League success shows the power of “slow wealth.” This episode shares a money-saving philosophy that doesn’t rely on market swings — redefining financial freedom so you can trade in anxiety for the joy of building wealth over time. Click to learn the right financial mindset | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep49-the-formula-for-financial-freedom-is-surprisingly-unrelated-to-money/Fri, 25 Jul 2025 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep49-the-formula-for-financial-freedom-is-surprisingly-unrelated-to-money/Want to achieve financial freedom? Stop just chasing goals! This episode teaches you 3 steps from “Atomic Habits” to build an automated financial system. Answers to your questions on mortgages, savings insurance, and ETF investing — all in one. Listen now and take your first step toward financial freedom | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/book-review-thoughts-on-atomic-habits/Wed, 23 Jul 2025 00:00:00 +0800https://lazytoberich.com.tw/en/blog/book-review-thoughts-on-atomic-habits/Discover how “Atomic Habits” turns tiny 1% changes into massive wealth snowballs. From building systems to changing identity, I share how I used atomic habits to build investment discipline and savings results. Want to see the power of compound interest? Read now | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep48-extra-money-mortgage-etf-atomic-habits-wealth-cycle/Thu, 17 Jul 2025 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep48-extra-money-mortgage-etf-atomic-habits-wealth-cycle/Should you pay off your mortgage early or put the extra money into ETFs? This episode digs deep into interest rates, inflation, and compound interest to give you a clear decision framework. Click to listen and make the smartest financial decision with data | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep47-professor-gai-luoweis-life-wealth-course-a-new-highlight/Tue, 08 Jul 2025 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep47-professor-gai-luoweis-life-wealth-course-a-new-highlight/【Quick Summary】Master the key insights from ‘Prof. Galloway’s Life & Wealth Course’ in one read — passive investing, VOO vs SPY fee differences, lifestyle inflation, and more. Learn Galloway’s wealth strategy and optimize your financial planning | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep46-laziness-is-human-nature-but-making-money-is-not-reignite-your-financial-engine/Sat, 28 Jun 2025 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep46-laziness-is-human-nature-but-making-money-is-not-reignite-your-financial-engine/Feeling like managing money is too hard and you can’t find the motivation? Lazy Da shares reflections after a month-long absence, teaching you to focus on principal and build a long-term strategy unaffected by market volatility. Listen now to reignite your financial passion | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep45-why-do-stocks-rise-the-more-you-know-the-more-you-realize-you-actually-dont-need-to-know/Mon, 26 May 2025 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep45-why-do-stocks-rise-the-more-you-know-the-more-you-realize-you-actually-dont-need-to-know/A deep dive into why stocks rise! From earnings reports and market sentiment to economic indicators, we explain in plain English the 5 key factors that move stock prices. A complete guide for beginner investors. Start learning now | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep44-what-should-change-the-most-in-financial-management-its-not-bookkeeping-its-not-investing-but-this-matter/Thu, 22 May 2025 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep44-what-should-change-the-most-in-financial-management-its-not-bookkeeping-its-not-investing-but-this-matter/Looking for the right place to start with personal finance? This episode reveals the core key that matters even more than tracking expenses or investing. Listen now, learn the simple shift in financial thinking that will save you years of detours, and get to your money goals faster. Listen to episode highlights | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep43-cultivating-a-money-mindset-from-a-young-age-when-to-talk-to-children-about-their-savings/Fri, 16 May 2025 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep43-cultivating-a-money-mindset-from-a-young-age-when-to-talk-to-children-about-their-savings/Research shows that before age 7 is the golden window for building a healthy money mindset. Wondering when and how to talk to your kids about saving? This episode provides an expert-validated 3-step guide for weaving financial literacy into everyday life. Listen now and give your child the financial superpower that will serve them for life. | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep42-ai-tools-and-four-types-of-financial-freedom/Thu, 15 May 2025 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep42-ai-tools-and-four-types-of-financial-freedom/Want to achieve financial freedom? This episode offers a complete comparison of 4 FIRE types (Traditional / Barista / Coast / Cashflow), and reveals how AI tools can boost your financial planning efficiency. Explore the FIRE path that fits you best and let technology help you get there faster. Listen to episode highlights | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep41-its-been-3-months-since-i-last-recorded-im-still-very-moved-to-record-again-thank-you-to-the-fans-for-your-encouragement-you-are-my-emergency-reserve/Mon, 12 May 2025 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep41-its-been-3-months-since-i-last-recorded-im-still-very-moved-to-record-again-thank-you-to-the-fans-for-your-encouragement-you-are-my-emergency-reserve/Still wondering how much to set aside for an emergency fund? EP41 walks you through 3 simple steps to calculate the right amount for you, plus the best tools to store it. Say goodbye to financial anxiety — learn how to build your first line of defense right now. Listen to episode highlights | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/investment-is-voo-a-guaranteed-profit-in-2025-or-should-we-be-cautious-of-potential-pitfalls/Fri, 21 Feb 2025 00:00:00 +0800https://lazytoberich.com.tw/en/blog/investment-is-voo-a-guaranteed-profit-in-2025-or-should-we-be-cautious-of-potential-pitfalls/A deep dive into VOO ETF! Based on the latest data, this article fully compares VOO and SPY on expense ratios, tracking error, and long-term performance in 2025. One read to understand which S&P 500 ETF fits your portfolio best. Get the key investment insights now | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep40-its-time-to-split-1-into-5-how-to-get-children-to-finish-their-meal-in-25-minutes/Wed, 19 Feb 2025 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep40-its-time-to-split-1-into-5-how-to-get-children-to-finish-their-meal-in-25-minutes/After the 0050 stock split, one board lot no longer costs NT$150,000+! Is this a big win for budget investors? This post dives deep into the pros and cons of the 1-for-5 split, helps you decide if now is the best time to buy in, and gets you started on your ETF savings plan. Listen to the podcast highlights now | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/investment-0050-is-about-to-split-1-into-5-these-are-the-things-you-must-know/Mon, 17 Feb 2025 00:00:00 +0800https://lazytoberich.com.tw/en/blog/investment-0050-is-about-to-split-1-into-5-these-are-the-things-you-must-know/Yuanta Taiwan 50 (0050) is about to undergo a stock split — 1 share becomes 5! This article fully explains the impact on stock price, dividends, and trading costs after the split, and shows you how to respond and avoid common investment pitfalls. Get the key investment insights now | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep39-how-to-continue-after-resuming-starting-from-the-matter-of-investment/Fri, 14 Feb 2025 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep39-how-to-continue-after-resuming-starting-from-the-matter-of-investment/Want to keep investing but no time? This episode reveals how to use an “automation mindset” to make financial management effortless, and shares 3 key mindset adjustments for steady asset growth. Click to learn how to let the system work for you | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/the-best-selling-time-for-etf-investment-let-demand-guide-investment-decisions/Mon, 18 Nov 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/the-best-selling-time-for-etf-investment-let-demand-guide-investment-decisions/Wondering when to sell your ETF? Stop chasing highs and panic-selling lows! This article offers 3 practical strategies — goal-driven selling, periodic rebalancing, and phased exits — to free you from emotional trading. Learn how to build a clear ETF exit plan | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep38-the-dodgers-destroy-the-yankees-talent-with-execution-financial-planning-requires-not-only-talent-but-also-execution/Mon, 04 Nov 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep38-the-dodgers-destroy-the-yankees-talent-with-execution-financial-planning-requires-not-only-talent-but-also-execution/Does your financial plan always stall at step one? This episode reveals that the real key to financial success is “execution power.” Learn 3 practical techniques to turn plans into action. Listen now and build a truly effective money system | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep36-as-long-as-the-time-is-sufficient-the-market-will-definitely-rise-you-can-achieve-an-annualized-return-of-10-without-having-to-bet-on-individual-stocks/Mon, 21 Oct 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep36-as-long-as-the-time-is-sufficient-the-market-will-definitely-rise-you-can-achieve-an-annualized-return-of-10-without-having-to-bet-on-individual-stocks/Want to achieve 10% annualized returns without the risk of individual stocks? This episode reveals how long-term investors use index investing and asset allocation to steadily reach their financial goals. Click to learn expert-proven investment methods. Tune in now for episode highlights | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep35-if-you-only-do-one-thing-in-financial-management-then-its-to-calculate-net-assets-if-you-have-children-your-net-assets-must-be-this-value/Mon, 07 Oct 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep35-if-you-only-do-one-thing-in-financial-management-then-its-to-calculate-net-assets-if-you-have-children-your-net-assets-must-be-this-value/Want to know if your family finances are healthy? This article provides the most complete net worth calculation tutorial — from categorizing assets and liabilities to hands-on examples — walking you through step by step. Start your financial planning now. Tune in now for episode highlights | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep34-is-monday-a-food-desert-buying-0050-is-not-as-good-as-buying-tsmc-honestly-there-is-really-no-need-to-argue/Tue, 24 Sep 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep34-is-monday-a-food-desert-buying-0050-is-not-as-good-as-buying-tsmc-honestly-there-is-really-no-need-to-argue/Heard that “buying 0050 is not as good as buying TSMC directly” for better returns? In this episode, we break it down with historical data, revealing the real returns of concentrated vs. diversified investing. Avoid investment traps and understand the truth behind it. Click to listen to the full analysis. Tune in now for episode highlights | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep33-threads-wrote-a-viral-post-fans-doubled-saving-money-wont-make-you-rich-only-saving-stocks-will/Thu, 19 Sep 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep33-threads-wrote-a-viral-post-fans-doubled-saving-money-wont-make-you-rich-only-saving-stocks-will/Want to build wealth through investing? This episode dives deep into the fundamental difference between “saving money vs. saving in stocks,” and provides a complete comparison of 0050 and VOO. Learn how to choose the right ETF for you and take your first step toward financial independence. Tune in now for episode highlights | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep32-happy-mid-autumn-festival-just-happens-to-be-the-one-year-anniversary-of-recording-its-all-the-genes-fault-just-read-and-my-thoughts-are-overflowing/Mon, 16 Sep 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep32-happy-mid-autumn-festival-just-happens-to-be-the-one-year-anniversary-of-recording-its-all-the-genes-fault-just-read-and-my-thoughts-are-overflowing/Wondering why your savings plan always fails? This podcast episode dives deep into “Blame It on the Genes” to uncover 3 key genetic factors controlling your spending and investing behavior. Tune in to learn how to use scientific methods to beat your instincts and effectively build wealth｜Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/investment-what-are-the-three-major-indices-of-the-us-stock-market-in-2024-what-is-the-use-of-knowing-them/Thu, 12 Sep 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/investment-what-are-the-three-major-indices-of-the-us-stock-market-in-2024-what-is-the-use-of-knowing-them/An in-depth analysis of the three major U.S. stock market indices — Dow Jones, S&P 500, and NASDAQ — including their components and what they represent. See the differences at a glance and learn how to invest using ETFs like VOO and QQQ. Want to stay on top of the U.S. stock market? This guide is a must-read｜Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep31-why-is-it-best-to-invest-in-continuous-buying-is-it-better-to-invest-a-fixed-amount-regularly-or-to-invest-in-a-lump-sum/Thu, 12 Sep 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep31-why-is-it-best-to-invest-in-continuous-buying-is-it-better-to-invest-a-fixed-amount-regularly-or-to-invest-in-a-lump-sum/Historical returns favor lump-sum investing, but why do most people choose dollar-cost averaging? We use data and insights from “Just Keep Buying” to thoroughly compare the pros, cons, and best use cases for both approaches. Tune in to find the most efficient investment method for you｜Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/book-continuous-buy-reading-experience/Sat, 07 Sep 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/book-continuous-buy-reading-experience/Stop arguing about “the poor should save, the rich should invest”! “Just Keep Buying” uses data to prove that consistent investing is the shortcut to wealth. This review distills the top 3 insights from the book with actionable investment strategies. Click to learn and start your wealth-building plan | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/finance-a-single-investment-outperforms-regular-fixed-investments-as-long-as-you-do-these-3-things-well/Fri, 06 Sep 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/finance-a-single-investment-outperforms-regular-fixed-investments-as-long-as-you-do-these-3-things-well/Afraid to invest all your money at once? You might be missing the best compounding opportunity. This article busts the 3 biggest myths about lump-sum investing and provides evidence-based strategies so you can invest with confidence and reach your wealth goals sooner. Learn how to overcome investment fear and take financial action now｜Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep30-success-is-80-luck-and-20-effort-sharing-what-is-an-investment-strategy-that-does-not-require-stop-loss/Thu, 05 Sep 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep30-success-is-80-luck-and-20-effort-sharing-what-is-an-investment-strategy-that-does-not-require-stop-loss/Tired of constantly trading in and out of the market? Learn the core method behind “no stop-loss investing” and focus on long-term asset growth. We share concrete steps to help you build a solid investment portfolio. Listen to the full breakdown now | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep29-financial-freedom-is-a-concept-financial-planning-is-a-skill-learning-what-metacognition-is-will-upgrade-your-brain/Mon, 02 Sep 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep29-financial-freedom-is-a-concept-financial-planning-is-a-skill-learning-what-metacognition-is-will-upgrade-your-brain/Financial freedom isn’t just a slogan — it’s a clear-cut planning skill. This episode shares how to use “metacognition” techniques to identify and avoid common investment psychological traps, making your financial planning more effective. Click to learn the thinking patterns of top investors | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep28-this-week-really-2-updates-observation-experience-trial-and-error-reading-are-the-four-underlying-logics-of-learning-but-are-not-easy-to-apply-in-finance/Thu, 29 Aug 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep28-this-week-really-2-updates-observation-experience-trial-and-error-reading-are-the-four-underlying-logics-of-learning-but-are-not-easy-to-apply-in-finance/Warning: your most trusted learning method might be your worst investment enemy! This Podcast episode dives deep into why “trial-and-error” and “hands-on experience” can be fatal when it comes to personal finance. Listen now to learn how to break old thinking patterns and build investment logic that actually works | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/book-list-reading-reflection-on-treat-time-as-a-friend/Wed, 28 Aug 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/book-list-reading-reflection-on-treat-time-as-a-friend/Stop ineffective time management! The most important lesson from “Make Time Your Friend” is this: manage yourself, not time. This article breaks down 3 core concepts from the book to help you develop long-term thinking and independent reasoning skills. Want to know how to make your mental growth compound like an investment? Read my practical takeaways now | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep27-trying-two-updates-a-week-turning-financial-planning-into-a-navigation-map-for-life/Mon, 26 Aug 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep27-trying-two-updates-a-week-turning-financial-planning-into-a-navigation-map-for-life/Imagine your financial goals laid out crystal clear, with every step bringing you closer to financial freedom. This episode reveals how to turn time into your most powerful ally and craft a personalized wealth blueprint for your life. Click to listen and make your dreams a reality | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/book-list-reading-reflections-on-card-box-notes-hoping-to-help-you-implement-it-more-easily/Fri, 23 Aug 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/book-list-reading-reflections-on-card-box-notes-hoping-to-help-you-implement-it-more-easily/Feel like reading books is pointless because you forget everything? How to Take Smart Notes teaches you to turn fleeting ideas into high-value assets. This review goes beyond theory — it provides 6 actionable steps to help you build a second brain and truly achieve knowledge compound interest. Start learning now | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep26-why-is-the-pain-of-a-stock-market-decline-greater-than-the-joy-of-a-stock-market-rise/Wed, 21 Aug 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep26-why-is-the-pain-of-a-stock-market-decline-greater-than-the-joy-of-a-stock-market-rise/Why does losing NT$10,000 hurt so much more than the joy of gaining NT$10,000? That is “loss aversion” psychology at work. This article dives deep into the investment blind spots driving your poor decisions and offers 3 practical tips to break free from emotional traps and build a resilient investment mindset. Tune in for episode highlights | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/financial-management-how-to-do-financial-planning-a-complete-chart-tells-you/Mon, 19 Aug 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/financial-management-how-to-do-financial-planning-a-complete-chart-tells-you/Master financial planning in one read! Our original “2 Types of Money, 3 Statements, 6 Steps” systematic approach has helped thousands of readers build their financial blueprint. Want to stop living paycheck to paycheck and achieve your financial goals? Click to learn this proven method and start taking action today | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/investment-2024-complete-analysis-of-qqq-who-is-suitable-for-investing-in-qqq/Fri, 16 Aug 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/investment-2024-complete-analysis-of-qqq-who-is-suitable-for-investing-in-qqq/Everything you need to know about QQQ ETF! This article provides a complete analysis of the Nasdaq-100 index it tracks, top 10 holdings, expense ratio, and historical performance. An objective look at its pros and cons to help you decide if QQQ belongs in your portfolio | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/book-list-the-way-of-the-geek-reading-reflection/Thu, 15 Aug 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/book-list-the-way-of-the-geek-reading-reflection/Want to replicate the success of tech giants? This review of The Geek Way breaks down 4 core principles: Science, Ownership, Speed, and Openness. Learn how to apply geek thinking to your career and investments. Click now for a practical blueprint for high-efficiency innovation | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/book-list-reading-reflections-on-wang-yong-fu/Thu, 15 Aug 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/book-list-reading-reflections-on-wang-yong-fu/Want to improve your presentation and teaching skills but don’t know where to start? This article curates 3 must-read classics by presentation master Wang Yong-Fu (A-Fu), distilling practical insights like focusing on a core theme and understanding your audience. Read this one article to grasp A-Fu’s presentation techniques and gain confidence on stage | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep25how-to-have-a-good-investment-mindset-and-once-again-experienced-an-unforgettable-fathers-day/Wed, 14 Aug 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep25how-to-have-a-good-investment-mindset-and-once-again-experienced-an-unforgettable-fathers-day/90% of investment losses come from the wrong mindset. This episode dives deep into Buffett’s investment psychology, teaching you how to make rational decisions during market panics. Listen now to learn the winning mindset of top investors, episode highlights | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/investment2024-complete-analysis-of-vti-who-is-suitable-for-investing-in-vti/Wed, 14 Aug 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/investment2024-complete-analysis-of-vti-who-is-suitable-for-investing-in-vti/Heard of VTI but not sure if it’s right for you? This plain-language guide walks you through VTI’s pros and cons, how to invest, and why it’s called the “lazy investor’s ultimate tool.” Learn how to start your first U.S. stock investment in 3 minutes. Master the key to investing now | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep24-taiwan-stock-market-declines-every-cut-sees-stocks-dont-ask-asking-means-buying-celebrate-the-golden-medal-of-linyang-major-stock-sale/Wed, 07 Aug 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep24-taiwan-stock-market-declines-every-cut-sees-stocks-dont-ask-asking-means-buying-celebrate-the-golden-medal-of-linyang-major-stock-sale/History proves that market panics are the best entry points for long-term investors. This episode dives deep into why “be greedy when others are fearful” works, and provides practical financial planning tips so you can confidently invest during a crash. Listen now for episode highlights | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/book-list-a-brief-history-of-business/Sat, 03 Aug 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/book-list-a-brief-history-of-business/The business world has never been gentle. Want to know why great ideas often lead to failure? “A Brief History of Business” gives you the answer through thousands of years of history. This is more than just a book review—it’s a survival guide for entrepreneurs and professionals. Click to see through the essence of business and absorb the key takeaways | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/finance-retirement-funds-are-not-as-insufficient-as-you-think-as-long-as-you-start-investing-now-follow-these-6-steps-to-begin-your-retirement-planning/Thu, 01 Aug 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/finance-retirement-funds-are-not-as-insufficient-as-you-think-as-long-as-you-start-investing-now-follow-these-6-steps-to-begin-your-retirement-planning/Want to know how to plan for retirement? This article provides the latest 2024 step-by-step guide covering ETF selection and voluntary pension contribution strategies. Follow along — even small monthly investments can snowball into tens of millions for retirement | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/finance-knowing-how-much-is-enough-is-more-important-than-how-much-money-you-have/Wed, 31 Jul 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/finance-knowing-how-much-is-enough-is-more-important-than-how-much-money-you-have/Stop blindly chasing wealth! This article provides a complete financial checkup framework to help you accurately assess your income and expenses and set clear goals. Learn to calculate your “financial freedom number” so every dollar serves your ideal life | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep23-get-on-top-and-get-in-the-middle-understanding-the-basics-of-financial-planning-3-statements/Wed, 24 Jul 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep23-get-on-top-and-get-in-the-middle-understanding-the-basics-of-financial-planning-3-statements/Saving money every year but still living paycheck to paycheck? The problem might be in your financial statements! Learn to analyze the 3 key statements to precisely track over 90% of your money flow and find hidden expenses. Read now to build your wealth dashboard | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/finance-the-3-major-financial-statements-for-personal-financial-planning-cant-afford-to-miss-any/Tue, 23 Jul 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/finance-the-3-major-financial-statements-for-personal-financial-planning-cant-afford-to-miss-any/Feeling lost about the future? Taking control of your personal finances is the first step to reclaiming your life. This article teaches you the simplest way to read a balance sheet, income statement, and cash flow statement — so you can build financial confidence starting from understanding the numbers | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/book-list-mindwandering-reading-experience/Mon, 22 Jul 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/book-list-mindwandering-reading-experience/Nearly half your work time is spent distracted? Don’t worry — it’s not a flaw! This review of “Mindwandering” shares 3 science-backed methods to harness your wandering thoughts and turn them into a superpower for problem-solving and sparking creativity. Learn how to turn distraction into an asset | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/book-review-business-enlightenment-for-children-book-review/Fri, 19 Jul 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/book-review-business-enlightenment-for-children-book-review/Don’t just hand out pocket money — give them a business brain that lasts a lifetime! Sharing my thoughts on Business Enlightenment for Children and the underlying logic of how the world works. Click to read and learn how to spark your child’s future competitive edge | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/let-children-have-space-and-learn-to-cherish-time-and-then-achieve-three-conditions-for-financial-freedom/Wed, 17 Jul 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/let-children-have-space-and-learn-to-cherish-time-and-then-achieve-three-conditions-for-financial-freedom/Achieving financial freedom only requires meeting 3 conditions. This episode dives deep into the specifics of financial, time, and mental freedom, and shares how to practice them through parent-child interactions. Click to learn and start your freedom plan today — catch the episode highlights now | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/life-hijack-1971-movie-recommendation-words-3-financial-observation-points-after-watching-ha-jung-woo-and-choi-si-won-little-thunder/Sun, 14 Jul 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/life-hijack-1971-movie-recommendation-words-3-financial-observation-points-after-watching-ha-jung-woo-and-choi-si-won-little-thunder/Don’t just watch the hijacking! Hijack 1971 teaches you 5 financial wisdoms you can use for life. This article dives deep into insurance planning, risk assessment, and opportunity cost, turning movie insights into your actionable guide. Click to learn how to protect your assets and level up your decision-making | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/book-review-let-people-find-you-with-just-one-search/Fri, 12 Jul 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/book-review-let-people-find-you-with-just-one-search/Want to double your traffic? This book review of “Let People Find You with Just One Search” distills 5 actionable SEO tips you can start using right away. No vague theories — just concrete tactics. Click to learn how to optimize your titles, content, and links to make your website the top search result | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/book-review-the-alchemy-of-financial-freedom/Thu, 11 Jul 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/book-review-the-alchemy-of-financial-freedom/It’s not just about organizing your stuff — it’s about organizing your life and wealth! Sharing my takeaways from The Alchemy of Financial Freedom. Learn how to use the art of letting go to break free from wasteful spending and boost your savings. Discover 5 organizing tips that can transform your finances | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/financial-understanding-financial-planning-from-splurging-to-peace-of-mind/Wed, 10 Jul 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/financial-understanding-financial-planning-from-splurging-to-peace-of-mind/Stop wasting money and start saving effectively! This article offers 9 proven mindset shifts to help you break free from spending anxiety. Click to learn how to control impulses and watch your savings grow steadily — start your financial action now | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep21-using-atomic-habits-to-establish-the-habit-of-saving-money-learning-to-spend-money-will-lead-to-saving-money/Wed, 10 Jul 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep21-using-atomic-habits-to-establish-the-habit-of-saving-money-learning-to-spend-money-will-lead-to-saving-money/Want to master the saving secrets from ‘Atomic Habits’? We break down 5 super practical financial tips — starting from tiny habit changes to build a high-efficiency savings system. Click to learn how to make saving as natural as breathing — tune in now for the episode highlights | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/finance-to-truly-achieve-financial-freedom-one-must-attain-three-types-of-freedom-financial-time-and-mental-freedom/Mon, 01 Jul 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/finance-to-truly-achieve-financial-freedom-one-must-attain-three-types-of-freedom-financial-time-and-mental-freedom/The ultimate guide to financial freedom! We break down ‘financial, time, and mental’ freedom into actionable steps. Want to know how to build a truly fulfilled life? Click to read and find your own path — start your financial action now | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/finance-the-basics-of-financial-planning-six-key-steps-to-achieve-financial-health-and-freedom/Fri, 28 Jun 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/finance-the-basics-of-financial-planning-six-key-steps-to-achieve-financial-health-and-freedom/Always busy with money but seeing no results? You might be overlooking the most critical 6 steps of financial planning. This guide walks you through building a clear money management system to say goodbye to financial anxiety. Click to discover how to win back 10 years of your life — start your financial action now | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep20-what-is-voluntary-retirement-provision-and-the-difference-between-earning-ability-and-investment-return-rate/Wed, 26 Jun 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep20-what-is-voluntary-retirement-provision-and-the-difference-between-earning-ability-and-investment-return-rate/Is the voluntary 6% labor pension contribution (勞退自提) worth it? Stop hesitating! This article fully breaks down the tax-saving benefits, expected returns, and common myths around voluntary contributions. Click now to find the best retirement acceleration plan for you | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/finance-the-true-meaning-of-financial-planning-material-things-fade-experiences-last-forever/Mon, 24 Jun 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/finance-the-true-meaning-of-financial-planning-material-things-fade-experiences-last-forever/Is your financial plan actually working? Data shows that boosting your earning power accelerates wealth building far more than cutting expenses. This article teaches you 3 of the most effective self-investment strategies to break free from a stagnant paycheck and achieve real financial freedom. Start learning and take action now | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/life-review-slam-dunk-movie-disney-plus-june-10/Sat, 22 Jun 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/life-review-slam-dunk-movie-disney-plus-june-10/Think financial planning is tough? The Slam Dunk movie isn’t just about basketball — it’s packed with real investment wisdom! This article draws from Miyagi’s point guard rhythm to teach you about asset allocation and risk management, helping you set financial goals with ease. Level up your life decisions today | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/insurance-how-to-buy-indemnity-insurance-correctly-3-key-points-to-help-you-plan-your-indemnity-health-insurance-with-confidence/Thu, 20 Jun 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/insurance-how-to-buy-indemnity-insurance-correctly-3-key-points-to-help-you-plan-your-indemnity-health-insurance-with-confidence/The latest indemnity health insurance guide for 2024! Financial experts analyze the differences between “comprehensive vs. enumerated” policies and provide 3 key indicators to teach you how to evaluate miscellaneous expenses and outpatient surgery coverage. Read the complete guide now to make the most informed choice and master key investments | Lazy to Get Rich (懶得變有錢)https://lazytoberich.com.tw/en/blog/ep19-the-new-website-is-now-online-how-can-i-make-a-purchase-with-real-time-payment/Wed, 19 Jun 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep19-the-new-website-is-now-online-how-can-i-make-a-purchase-with-real-time-payment/Not sure how to buy claims-based health insurance (實支實付)? This complete guide walks you through the latest 2024 policy terms, compares the pros and cons of different plans, and provides 5 must-know tips for choosing the right coverage. Click to listen — get it right the first time with fuller protection | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep18-when-the-mindset-changes-money-appears/Wed, 12 Jun 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep18-when-the-mindset-changes-money-appears/Is your financial plan stuck? This episode reveals the 3 core money mindsets that successful financial planners use. From goal-setting to automated savings, learn practical methods to make your wealth grow steadily. Click to listen and upgrade your financial brain today | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/life-treating-yourself-as-an-index-is-better-than-treating-yourself-as-a-stock/Wed, 29 May 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/life-treating-yourself-as-an-index-is-better-than-treating-yourself-as-a-stock/Your hard work never seems to pay off? Stop being a high-risk ’life stock’! This article reveals 3 core strategies to help you diversify risks, keep learning like an index fund, and achieve long-term steady personal and financial growth | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/life-to-become-better-usually-requires-going-through-a-period-of-hardship/Sat, 25 May 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/life-to-become-better-usually-requires-going-through-a-period-of-hardship/Want to improve yourself but stuck in a painful transition period? This article provides 4 practical strategies to help you break out of your comfort zone, build new habits, and turn slumps into opportunities for growth. Learn to see yourself as a steady index fund rather than an individual stock, and achieve long-term compounding in life. Click to explore your growth blueprint | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep17-buffett-s-words-made-me-more-determined-earning-38-000-but-spending-41-000-how-to-live/Wed, 22 May 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep17-buffett-s-words-made-me-more-determined-earning-38-000-but-spending-41-000-how-to-live/Can’t keep up with your expenses every month? This episode breaks down the root causes of spending more than you earn. Learn the budgeting principles that Buffett endorses, and master 3 immediately effective financial tips to control spending and increase savings. Click to listen and start your financial recovery plan | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep16-raise-financially-literate-kids-become-stock-gurus/Thu, 16 May 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep16-raise-financially-literate-kids-become-stock-gurus/Want to give your kids the best future? True wealth is financial wisdom. This episode reveals how to weave financial literacy into everyday life, making learning about money fun for kids and giving them a head start. Click to listen and open the path to a prosperous future for your children | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep15-how-to-manage-your-finances-as-a-lower-middle-class-individual-say-thank-you-to-your-money-and-it-will-keep-growing/Wed, 08 May 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep15-how-to-manage-your-finances-as-a-lower-middle-class-individual-say-thank-you-to-your-money-and-it-will-keep-growing/You can get rich even on a modest salary! This episode shares money management methods designed for budget-conscious workers — from setting budgets and smart spending to low-barrier investing. Tune in now and learn how to break free from living paycheck to paycheck and steadily build your first pot of gold | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/investment-etf-beginner-s-guide-etfs-are-not-limited-to-spy-voo-qqq/Sun, 05 May 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/investment-etf-beginner-s-guide-etfs-are-not-limited-to-spy-voo-qqq/The most complete ETF beginner’s guide! This article breaks down 6 major ETF types, compares popular picks like SPY/VOO/QQQ, and provides selection and buying strategies. Want to build steady passive income? Start here and master the essentials of investing | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep14-first-experience-taking-son-to-movie-actual-payment-transforming-accurate-predictions/Wed, 01 May 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep14-first-experience-taking-son-to-movie-actual-payment-transforming-accurate-predictions/2024 brings a major overhaul to actual expense reimbursement health insurance (實支實付) in Taiwan! Want to know if your policy is affected? This episode breaks down the differences between old and new systems, duplicate claim limitations, and teaches you how to review your policies and make the best adjustments. Listen now to protect your health coverage | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/book-balanced-mental-reading-experience/Wed, 01 May 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/book-balanced-mental-reading-experience/How can you pursue wealth without sacrificing your health and relationships? “The Balance” offers the answer. This review summarizes the 4 core pillars (money, health, relationships, and purpose), along with practical steps to build your ideal life. Click for the full review and key takeaways | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/finance-why-do-people-always-lose-money-in-stock-investing-because-of-this-one-thing-in-your-brain/Wed, 01 May 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/finance-why-do-people-always-lose-money-in-stock-investing-because-of-this-one-thing-in-your-brain/Why do you still lose money even when you know technical analysis? Because your decisions are hijacked by “Prospect Theory,” discovered by Nobel Prize winners. This article uses 3 real examples to explain investment psychology biases and provides a behavioral economics-based risk avoidance strategy to help you build a rational investment system. Take financial action today | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep13-how-to-build-a-happy-financial-plan-for-stock-market-ups-and-downs-master-this-one-thing/Wed, 24 Apr 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep13-how-to-build-a-happy-financial-plan-for-stock-market-ups-and-downs-master-this-one-thing/Want to build a portfolio that keeps you at ease through both bull and bear markets? We share 3 clear steps to help you create a financial system through asset allocation and financial planning that works in any market condition. Click to learn more and listen to the episode highlights | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/book-social-animal-financial-plan/Wed, 24 Apr 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/book-social-animal-financial-plan/Think your salary is too low and financial freedom is just a pipe dream? “The Corporate Slave’s Financial Plan” proves you wrong! This article distills the book’s key insights into 5 practical money tips anyone can start using right away. Start learning and give yourself a raise today | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/finance-enjoying-the-us-stock-market-rally-focus-on-what-you-can-control/Wed, 24 Apr 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/finance-enjoying-the-us-stock-market-rally-focus-on-what-you-can-control/US stocks keep hitting new highs, yet 90% of retail investors miss out due to anxiety. This article provides an in-depth analysis of Buffett’s investment principles with 3 actionable steps to help you focus on what you can control, ignore short-term volatility, and profit steadily. Click to learn how to build an unbeatable investment mindset and take financial action today | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/is-loan-investment-right-no-one-wants-to-make-wrong-decisions/Wed, 17 Apr 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/is-loan-investment-right-no-one-wants-to-make-wrong-decisions/A deep analysis on whether borrowing to invest is viable in 2024. From interest rate calculations and risk management to real success and failure cases, here’s a complete guide. Click to find out if leverage is right for you. Listen to the episode highlights now | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/how-to-learn-to-spend-not-save-and-still-save-money/Sun, 14 Apr 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/how-to-learn-to-spend-not-save-and-still-save-money/Saving isn’t about banning spending—it’s about spending smart. This article shares 3 practical financial mindset shifts to help you turn expenses into investments, spend more wisely, and naturally save more. Start learning now | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep11-2330-breaks-800-stock-minimalism-organizing-financial-principles/Wed, 10 Apr 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep11-2330-breaks-800-stock-minimalism-organizing-financial-principles/Is your portfolio too bloated? Borrow from the Japanese “Danshari” (decluttering) philosophy and use 3 principles to evaluate and filter your holdings. Learn how to let go of underperforming assets and focus on high-value core investments. Listen to the episode highlights now | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/master-these-two-hearts-financial-planning-eases-your-anxiety/Mon, 08 Apr 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/master-these-two-hearts-financial-planning-eases-your-anxiety/Stress-free saving is totally possible! This article provides a complete guide to adjusting your financial planning mindset—from setting goals to building confidence. Learn how to manage your income and expenses scientifically, and stop stressing about money. Read now and take control of your financial future | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/night-market-games-teach-financial-planning-10-dollar-priceless-education/Sun, 31 Mar 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/night-market-games-teach-financial-planning-10-dollar-priceless-education/Want to build your child’’s financial literacy but don’’t know where to start? This article shares 3 money lessons learned from night market games, showing you how a NT$10 budget can teach kids to tell wants from needs. Learn practical parent-child financial tips today. Level up your life decisions | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep10-is-buying-00940-correct-using-this-price-gap-to-reduce-being-the-second-generation-in-debt/Fri, 29 Mar 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep10-is-buying-00940-correct-using-this-price-gap-to-reduce-being-the-second-generation-in-debt/A deep analysis of 00940 holdings and its monthly dividend mechanism, debunking market myths. This episode provides concrete strategies to help you determine whether a high-dividend ETF fits your family financial goals. Click to hear expert insights and make smarter investment decisions. Tune in for episode highlights | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/cong-jia-zhi-guan-chai-yi-dao-gou-wu-jue-ce-ni-jiu-shi-hai-zi-de-li-cai-jiao-yu-da-shi/Fri, 29 Mar 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/cong-jia-zhi-guan-chai-yi-dao-gou-wu-jue-ce-ni-jiu-shi-hai-zi-de-li-cai-jiao-yu-da-shi/How do you teach kids to tell the difference between “necessities, needs, and wants”? This proven 4-question shopping decision method turns everyday errands into the best money lessons for your children. Click to learn how to help your kids build healthy financial habits from an early age. Level up your life decisions | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/from-30-stock-market-profits-how-to-make-wise-investment-and-speculation-decisions-in-a-volatile-market/Sun, 24 Mar 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/from-30-stock-market-profits-how-to-make-wise-investment-and-speculation-decisions-in-a-volatile-market/Your stock is up 30% — should you take profits or hold on? This article provides a clear decision-making framework to help you distinguish investing from speculating and avoid emotional trading. Click to learn how to confidently add to your positions during volatility and achieve long-term wealth growth. Take action today | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/li-cai-mi-jue-xuan-ze-dui-gou-hao-de-bao-xian-bi-mian-huai-ye-wu-de-wu-dao/Sat, 23 Mar 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/li-cai-mi-jue-xuan-ze-dui-gou-hao-de-bao-xian-bi-mian-huai-ye-wu-de-wu-dao/Want to know the smartest way to buy insurance? This guide teaches you the three core principles — “Right, Enough, Good” — covering life insurance, health insurance, and accident insurance step by step, so you can build the perfect coverage without the headache of complicated terms. Discover the smartest insurance planning strategies now. Take action today | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/my-money-in-the-stock-market-how-to-sleep-soundly-with-investments/Thu, 07 Mar 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/my-money-in-the-stock-market-how-to-sleep-soundly-with-investments/Revealing my asset allocation strategy! Discover how I put 90% of my funds into the stock market and achieve long-term steady growth through scientific risk management. Want to stay calm during market volatility? Explore this worry-free investing system and start taking financial action now | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/mai-ge-wu-can-de-tan-xian-ye-neng-de-dao-li-cai-qi-shi-xiao-hai-de-fan-ying-zong-shi-sheng-huo-de-jing-xi/Fri, 01 Mar 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/mai-ge-wu-can-de-tan-xian-ye-neng-de-dao-li-cai-qi-shi-xiao-hai-de-fan-ying-zong-shi-sheng-huo-de-jing-xi/Stop teaching kids about saving the boring way! This article shares 3 practical parent-child financial conversation tips that turn everyday things like buying lunch into valuable financial literacy lessons. Start learning now and easily develop your child’s money sense | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/da-cheng-cai-fu-zi-you-de-wu-da-bu-zou-xin-tai-li-cai-tou-zi-zhai-wu-yu-sheng-huo-ping-heng/Wed, 21 Feb 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/da-cheng-cai-fu-zi-you-de-wu-da-bu-zou-xin-tai-li-cai-tou-zi-zhai-wu-yu-sheng-huo-ping-heng/Want to achieve financial freedom but don’t know where to start? This practical guide breaks it down into 5 actionable steps covering money management, investing, and debt management. Start learning now, download your personal checklist, and take financial action today | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep9-five-steps-to-financial-freedom-mindset-financial-management-investment-debt-and-life-balance/Wed, 21 Feb 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep9-five-steps-to-financial-freedom-mindset-financial-management-investment-debt-and-life-balance/This episode breaks down the 5 pillars of achieving financial freedom: mindset, money management, investing, debt, and balance. This proven, battle-tested guide will help you avoid common pitfalls and start your financial freedom plan right away. Listen to the episode highlights now | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/4-ways-for-parents-to-invest-red-envelope-money-for-kids/Fri, 16 Feb 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/4-ways-for-parents-to-invest-red-envelope-money-for-kids/Stop leaving lucky money in a savings account! This article tests 4 children’s investing methods, including account setup tutorials and ETF recommendations. A step-by-step guide to turning yearly red envelope money into a growing asset. Click to learn the full strategy and start taking financial action now | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/book-the-word-of-freedom-of-evergreen/Thu, 15 Feb 2024 00:00:00 +0800https://lazytoberich.com.tw/en/blog/book-the-word-of-freedom-of-evergreen/Craving financial freedom but don’t know where to start? This book reveals 3 success models that ordinary people can replicate. This review goes beyond a summary to analyze real-world strategies for influencer entrepreneurship and traffic monetization. Learn how to turn your passion into profit right now | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/book-persistence-father-of-the-index-fund-johnberg-reading-experience/Fri, 08 Dec 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/book-persistence-father-of-the-index-fund-johnberg-reading-experience/Want to build wealth through index funds? “Stay the Course” is a must-read! This review breaks down John Bogle’s core investment philosophy: low cost, long-term holding. Learn the strategy even Warren Buffett swears by and build a rock-solid portfolio. Click for the key takeaways | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/book-of-books-management-of-money-reading-experience/Sat, 02 Dec 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/book-of-books-management-of-money-reading-experience/Can’t seem to save money? “Money Master” reveals 4 major behavioral barriers (BCDJ) that affect your wealth. This review distills the book’s best insights to help you escape the paycheck-to-paycheck mindset and master a practical wealth formula. Click for the key takeaways | Lazy to Be Richhttps://lazytoberich.com.tw/en/blog/ep8-kang-ren-du-mai-bao-xian-le-ni-bu-mai-ma-cong-wo-de-jing-yan-yu-gu-shi-tan-cai-wu-zhong-de-bao-xian-gui-hua/Fri, 01 Dec 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep8-kang-ren-du-mai-bao-xian-le-ni-bu-mai-ma-cong-wo-de-jing-yan-yu-gu-shi-tan-cai-wu-zhong-de-bao-xian-gui-hua/Feeling overwhelmed by insurance planning? This beginner’s guide will take you from scratch, clarifying the role of insurance in financial planning in 5 simple steps. Learn from real claim cases, avoid buying the wrong policies, and create the most suitable protection for yourself and your family. Listen to the podcast highlights now｜Lazy to be Rich (懶得變有錢)https://lazytoberich.com.tw/en/blog/book-freedom-of-finance-live-early-life-you-really-thinking-reading-experience/Fri, 24 Nov 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/book-freedom-of-finance-live-early-life-you-really-thinking-reading-experience/Want to retire 10 years early? The 《Financial Freedom》 book reveals a 7-step blueprint for calculating your retirement fund and building multiple income streams. Read this review to get your personalized financial freedom plan! Key takeaways by 懶得變有錢 (Lazy to Rich)https://lazytoberich.com.tw/en/blog/ep7-answering-listener-questions-financial-planning-goals-and-true-freedom/Mon, 20 Nov 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep7-answering-listener-questions-financial-planning-goals-and-true-freedom/Feeling that managing finances is difficult and always giving up halfway? You may have forgotten the most important first step: setting goals! This episode will answer common listener questions and teach you how to set meaningful financial goals so you don’t get lost. Click to learn and listen to the highlights of the show | Lazy to be Rich (懶得變有錢)https://lazytoberich.com.tw/en/blog/book-fire-to-get-rich-reading-experience/Sat, 18 Nov 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/book-fire-to-get-rich-reading-experience/Early retirement isn’t just a dream! FIRE to Get Rich reveals the blueprint to financial freedom. This article highlights 3 core principles, from savings rates to investment strategies. Those who understand it are already ahead of 90%. Click to learn how to accelerate your FIRE plan and absorb the key points immediately | Lazy to Get Rich (懶得變有錢)https://lazytoberich.com.tw/en/blog/book-of-books-make-money-and-earn-happiness-reading-experience/Thu, 16 Nov 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/book-of-books-make-money-and-earn-happiness-reading-experience/Want to have both wealth and happiness? 《Make Money and Earn Happiness》provides a complete blueprint. This article summarizes the essence of the book: the 4 major stages from earning, saving, investing to enjoying, and teaches you how to use the Big Rocks Theory to plan your life. Read now to learn efficient wealth-building strategies. | Lazy to be Rich (懶得變有錢)https://lazytoberich.com.tw/en/blog/ep6-why-is-financial-planning-placed-at-the-end-discussing-financial-decisions-financial-confidence-and-financial-beliefs/Fri, 10 Nov 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep6-why-is-financial-planning-placed-at-the-end-discussing-financial-decisions-financial-confidence-and-financial-beliefs/Stop blindly chasing investment tools! Experts guide you to clarify the true order of “planning” and “financial management.” This episode delves into the 3 pillars of financial decision-making, fundamentally building your financial confidence. Click to listen, avoid common financial pitfalls, and listen to the highlights of the program now | 懶得變有錢 (Lazy to be Rich)https://lazytoberich.com.tw/en/blog/insurance-is-it-really-more-cost-effective-to-pay-insurance-premiums-with-credit-card-rewards-let-s-break-down-this-credit-card-myth-and-find-out/Thu, 09 Nov 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/insurance-is-it-really-more-cost-effective-to-pay-insurance-premiums-with-credit-card-rewards-let-s-break-down-this-credit-card-myth-and-find-out/Don’t just look at the immediate credit card rewards! This article calculates and shows you: turning your insurance premium budget into regular investments yields far greater long-term returns than credit card cashback. Includes a detailed spreadsheet, teaching you step-by-step how to turn insurance premiums into assets, making smarter choices, and immediately grasping investment keys | Lazy to Be Rich (懶得變有錢)https://lazytoberich.com.tw/en/blog/book-can-tell-the-story-that-let-the-world-listen-to-you-reading-experience/Wed, 08 Nov 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/book-can-tell-the-story-that-let-the-world-listen-to-you-reading-experience/Why can Buffett’s stories always convince the market? The key lies in communication skills. “Can Tell the Story” reveals how top individuals use stories to influence decisions. This article analyzes the essence of the book, teaching you how to package complex investment viewpoints with stories, enhance customer trust, and brand value. Absorb the key points now | 懶得變有錢 (Lazy to be Rich)https://lazytoberich.com.tw/en/blog/finance-the-average-life-expectancy-in-taiwan-is-nearly-80-years-but-are-you-prepared-for-your-retirement/Wed, 01 Nov 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/finance-the-average-life-expectancy-in-taiwan-is-nearly-80-years-but-are-you-prepared-for-your-retirement/With Labor Insurance (Labor Insurance) pension providing less than NT$20,000 per month, how much money do you need to retire comfortably? This article provides 6 steps for retirement planning, along with detailed calculation examples for ages 30, 40, and 50. Click now to calculate your ideal retirement amount and start taking financial action | 懶得變有錢 (Lazy to be Rich)https://lazytoberich.com.tw/en/blog/insurance-microinsurance-can-be-helpful-the-key-is-whether-you-are-willing-to-let-someone-help/Mon, 30 Oct 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/insurance-microinsurance-can-be-helpful-the-key-is-whether-you-are-willing-to-let-someone-help/Microinsurance is designed for economically disadvantaged and specific identity groups. How to apply? This article summarizes the latest eligibility requirements, product comparisons from major insurance companies, and claims examples. Spend 3 minutes to find the most suitable low-premium protection plan for you. Master the key to investment | Lazy to Get Rich (懶得變有錢)https://lazytoberich.com.tw/en/blog/insurance-critical-illness-insurance-the-next-insurance-product-that-could-come-in-handy/Sun, 29 Oct 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/insurance-critical-illness-insurance-the-next-insurance-product-that-could-come-in-handy/Worried about critical illnesses draining your family’s finances? Stop stressing about coverage amounts! We analyze real medical expenses and provide coverage scenarios from NT$1 million to NT$5 million, helping you buy the right amount without overspending. Build the most secure protection for your family. Click to learn and master key investment strategies | 懶得變有錢 (Lazy To Be Rich)https://lazytoberich.com.tw/en/blog/book-of-books-commercial-books-10-times-efficient-reading-experience/Sat, 28 Oct 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/book-of-books-commercial-books-10-times-efficient-reading-experience/Want to improve your reading efficiency? 《Commercial Books 10x Efficiency》 review. This article highlights 4 core principles and thematic reading to help you truly absorb the essence of books. Click here to learn how to read 50 more good books a year and immediately absorb the key points | 懶得變有錢 (Lazy to be Rich)https://lazytoberich.com.tw/en/blog/income-and-expenses-mcdonald-s-buy-one-get-one-free-is-available-be-careful-with-starbucks/Fri, 27 Oct 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/income-and-expenses-mcdonald-s-buy-one-get-one-free-is-available-be-careful-with-starbucks/Why do “buy-one-get-one-free” deals have different outcomes? This article delves into the differences between “essential needs” and “psychological desires,” providing 3 practical tips to help you identify consumption traps and establish correct financial concepts. Upgrade your life decisions now | Lazy to Get Rich (懶得變有錢)https://lazytoberich.com.tw/en/blog/ep5-financial-planning-is-missing-this-be-careful-just-buying-things-is-not-enough/Fri, 27 Oct 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep5-financial-planning-is-missing-this-be-careful-just-buying-things-is-not-enough/Understand emergency funds in one article! From calculating the amount (3-6 months of living expenses), where to store it, to when to use it, we provide complete instructions and FAQs. Stop procrastinating and build your financial moat now! Listen to the podcast highlights | Lazy to be Rich (懶得變有錢)https://lazytoberich.com.tw/en/blog/investment-fuhua-taiwan-technology-bond-00929-if-you-fail-to-do-this-after-buying-it-your-losses-will-be-significant/Thu, 26 Oct 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/investment-fuhua-taiwan-technology-bond-00929-if-you-fail-to-do-this-after-buying-it-your-losses-will-be-significant/Spending your 00929 dividends as soon as you receive them? You might be missing out on an opportunity to accelerate your asset growth! This article reveals the amazing compounding effect of “dividend reinvestment” and provides a complete tutorial to make every dollar work for you. Master the key to investment now | Lazy to be Rich (懶得變有錢)https://lazytoberich.com.tw/en/blog/book-of-books-general-common-sense-of-poor-charlie-reading-experience/Wed, 25 Oct 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/book-of-books-general-common-sense-of-poor-charlie-reading-experience/Stop investing based on gut feeling! This article dissects the core of 《Poor Charlie’s Almanack》, summarizing Munger’s top 10 investment checklists to help you avoid common mistakes and make more rational decisions. Learn the master’s thinking tools now! | Lazy to be Rich (懶得變有錢)https://lazytoberich.com.tw/en/blog/ep4-there-is-a-bank-that-gives-you-1440-every-day-whether-you-have-spent-it-all-or-not-the-next-day-it-will-fill-up-your-account-with-another-1440/Tue, 17 Oct 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep4-there-is-a-bank-that-gives-you-1440-every-day-whether-you-have-spent-it-all-or-not-the-next-day-it-will-fill-up-your-account-with-another-1440/Your financial problems may stem from time management. This episode likens “time” to NT$1440 (USD $45) deposited daily, teaching you how to plan your time like managing assets, and stop being busy without results. Click to learn how to make every minute increase your wealth. Listen to the highlights of the show｜Lazy to be Rich (懶得變有錢)https://lazytoberich.com.tw/en/blog/investment-monthly-dividends-are-booming-like-this-how-much-did-we-really-lose-in-monthly-dividends-we-don-t-feel-it-now-but-long-term-losses-can-be-significant/Mon, 16 Oct 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/investment-monthly-dividends-are-booming-like-this-how-much-did-we-really-lose-in-monthly-dividends-we-don-t-feel-it-now-but-long-term-losses-can-be-significant/Do you spend your monthly dividends as soon as you receive them? Be careful not to miss out on the amazing magic of compound interest! This article uses real data from 00929 to reveal the huge wealth gap created by “dividend reinvestment.” Learn how to avoid shrinking your assets and maximize the benefits of ETF investing. Master the key to investment now! | 懶得變有錢 (Lazy to be Rich)https://lazytoberich.com.tw/en/blog/financial-planning-7-things-to-consider-for-beginners/Sun, 15 Oct 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/financial-planning-7-things-to-consider-for-beginners/Want to build a solid financial foundation? We’ve compiled expert insights to detail 7 key financial planning steps for you. From setting goals to managing risks, this comprehensive guide is your must-read first lesson. Click to learn and start your financial journey now | 懶得變有錢 (Lazy to be Rich)https://lazytoberich.com.tw/en/blog/career-the-necessity-of-this-generation-is-the-internet-next-generation-may-be-ai/Wed, 11 Oct 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/career-the-necessity-of-this-generation-is-the-internet-next-generation-may-be-ai/AI is a powerful tool, but it can also erode your thinking ability. Are you overly reliant on AI? This article reveals how to use technology wisely without being consumed by it, teaching you to master the critical skill of “independent thinking” and become someone who controls AI, immediately upgrading your life decisions | 懶得變有錢 (Lazy to be Rich)https://lazytoberich.com.tw/en/blog/ep3-cant-sleep-at-night-so-i-knocked-on-the-keyboard-and-had-to-take-out-the-microphone-to-record/Tue, 10 Oct 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep3-cant-sleep-at-night-so-i-knocked-on-the-keyboard-and-had-to-take-out-the-microphone-to-record/Explore the amazing power of “flow state”! This episode delves into how to use psychology to make financial planning effortless, easily overcome short-sightedness, and achieve financial freedom. Click to learn the focused financial management techniques of top performers. Listen to the podcast highlights | Lazy to be Rich (懶得變有錢)https://lazytoberich.com.tw/en/blog/book-crazy-marketing-reading-experience/Thu, 05 Oct 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/book-crazy-marketing-reading-experience/Ever wondered why “A Life of a Mountain Biker” went viral? The secret lies in the STEPPS principles from 《Contagious: Why Things Catch On》. It’s not just marketing; it’s an art of understanding human nature. Read now to unlock the psychological codes that make ideas spread like wildfire! Key takeaways by 懶得變有錢 (Lazy to be Rich).https://lazytoberich.com.tw/en/blog/lazy-to-rich-the-magic-of-chinese-and-life-choices/Wed, 04 Oct 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/lazy-to-rich-the-magic-of-chinese-and-life-choices/Feeling that financial management is too complicated and tiring? What you might need is “lazy investing”! This article reveals 3 smart investing principles, teaching you how to deploy your assets in the most effortless way and let them work for you. Click now to unlock the secrets to efficient wealth accumulation and upgrade your life decisions | 懶得變有錢 (Lazy to be Rich)https://lazytoberich.com.tw/en/blog/ep2-saving-money-can-be-painful-but-don-t-give-up-spend-your-money-wisely-and-you-ll-have-more-money/Wed, 04 Oct 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep2-saving-money-can-be-painful-but-don-t-give-up-spend-your-money-wisely-and-you-ll-have-more-money/Saving money until you’re exhausted, but your account balance doesn’t increase? You might be doing it wrong! This episode shares the new financial concept that “spending money wisely is more important than not spending it at all,” teaching you how to distinguish between waste and investment, turning expenses into assets. Click to learn how to make consumption a boost to your wealth. Listen to the podcast highlights now｜Lazy to be Rich (懶得變有錢)https://lazytoberich.com.tw/en/blog/career-have-you-experienced-poverty-make-yourself-lazy-and-strong-increase-the-chance-of-becoming-wealthy/Tue, 03 Oct 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/career-have-you-experienced-poverty-make-yourself-lazy-and-strong-increase-the-chance-of-becoming-wealthy/Tired of being busy but still feeling poor? This article provides 3 practical “lazy-strong” mindsets to teach you how to invest in yourself, improve your skills, and spend your time wisely. Click to learn how to create real wealth for yourself and upgrade your life decisions | 懶得變有錢 (Lazy to be Rich)https://lazytoberich.com.tw/en/blog/investment-using-statistics-to-buy-stocks-let-s-discuss-my-favorite-bollinger-bands-bband/Fri, 29 Sep 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/investment-using-statistics-to-buy-stocks-let-s-discuss-my-favorite-bollinger-bands-bband/Unveiling the Bollinger Bands (BBand) indicator favored by statisticians! This article not only teaches you how to understand the upper and lower bands but also delves into the practical significance of parameter settings, convergence, and divergence. Includes index investing application examples, allowing you to break away from intuitive trading and establish a data-driven investment system. Master the key to investment now | 懶得變有錢 (Lazy to Get Rich)https://lazytoberich.com.tw/en/blog/finance-7-types-of-money-for-financial-planning-7-questions-for-financial-diagnosis/Wed, 27 Sep 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/finance-7-types-of-money-for-financial-planning-7-questions-for-financial-diagnosis/A must-read for personal finance newbies! This article breaks down financial planning into 7 core areas (earning, saving, spending, etc.) and provides 7 self-assessment questions. In just 10 minutes, you can gain a comprehensive understanding of your financial situation and create a clear financial blueprint. Click to learn, say goodbye to being broke, and start taking financial action now | 懶得變有錢 (Lazy to be Rich)https://lazytoberich.com.tw/en/blog/ep1-an-iphone-will-cost-you-3-hours-of-your-lifetime-your-money-will-come-and-go-sometimes-quickly-sometimes-slowly/Tue, 26 Sep 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep1-an-iphone-will-cost-you-3-hours-of-your-lifetime-your-money-will-come-and-go-sometimes-quickly-sometimes-slowly/Does an iPhone cost you 3 hours of your life? This shocking calculation will completely change your spending habits. This episode shares 2 practical methods to help you check your financial health and build a truly wealth-building financial concept. Listen to the podcast highlights now | Lazy to be Rich (懶得變有錢)https://lazytoberich.com.tw/en/blog/ep0-intro-being-lazy-and-having-money-is-real/Mon, 25 Sep 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/ep0-intro-being-lazy-and-having-money-is-real/Think managing finances is hard and time-consuming? You’re not alone! Tune in to the premiere episode of 《懶得變有錢》 (Lazy to be Rich Podcast). We’ll debunk myths and provide an effortless yet effective financial planning blueprint. Click now to take the easiest first step towards wealth. Listen to the podcast highlights｜懶得變有錢 (Lazy to be Rich Podcast)https://lazytoberich.com.tw/en/blog/investment-missed-the-two-key-points-of-asset-allocation-don-t-claim-that-you-have-allocated-your-assets/Sat, 23 Sep 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/investment-missed-the-two-key-points-of-asset-allocation-don-t-claim-that-you-have-allocated-your-assets/Want to learn about asset allocation but don’t know where to start? This beginner’s guide will take you from 0 to 1, mastering the two core principles of diversification and rebalancing, and building your own investment portfolio in 3 simple steps, saying goodbye to market anxiety. Learn now, master the key to investment now | 懶得變有錢 (Lazy to be Rich)https://lazytoberich.com.tw/en/blog/book-of-books-reading-in-along-with-money/Thu, 21 Sep 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/book-of-books-reading-in-along-with-money/Want to achieve financial independence? 《Get Good with Money》 provides a 9-step blueprint. This review condenses the book’s essence, teaching you how to assess assets, calculate life energy, and move towards financial freedom. 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These 6 financial tips from the book are your best starting point. This article provides an in-depth analysis of budgeting, saving, and investing strategies to help you save an extra 20% of your salary each month. Click to learn and take the first step towards financial independence. Absorb the key points now | 懶得變有錢 (Lazy to be Rich)https://lazytoberich.com.tw/en/blog/book-subscribe-to-economy-reading-experience/Fri, 15 Sep 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/book-subscribe-to-economy-reading-experience/The success of future business lies in “owning customers,” not “selling products.” This 《The Subscription Economy》 review analyzes the secrets to successful membership systems and explores how to apply them to industries like insurance and finance. 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Grasp the key to investment now | Lazy to Get Rich (懶得變有錢)https://lazytoberich.com.tw/en/blog/investment-if-life-could-start-over-i-might-not-buy-a-house-but-i-would-definitely-buy-this/Tue, 12 Sep 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/investment-if-life-could-start-over-i-might-not-buy-a-house-but-i-would-definitely-buy-this/Is buying a house really the best investment? This article delves into the advantages and disadvantages of buying a house versus investing in ETFs from three key aspects: compound interest growth, capital liquidity, and risk diversification. Learn how to accelerate asset accumulation through ETFs and grasp the key to investment | 懶得變有錢 (Lazy to be Rich)https://lazytoberich.com.tw/en/blog/investment-long-term-investing-in-us-stocks-is-better-with-multiple-delegations-than-overseas-brokerages/Sat, 02 Sep 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/investment-long-term-investing-in-us-stocks-is-better-with-multiple-delegations-than-overseas-brokerages/Don’t just look at transaction fees! This article delves into the hidden advantages of sub-brokerage, including saving on international transfer fees and simplifying inheritance procedures. Understand why peace of mind is more important than saving a little on fees for long-term US stock investments. Grasp the key to investing now | 懶得變有錢 (Lazy to be Rich)https://lazytoberich.com.tw/en/blog/financial-regulations-being-wealthy-does-not-necessarily-guarantee-happiness-but-lacking-money-often-leads-to-unhappiness/Sat, 02 Sep 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/financial-regulations-being-wealthy-does-not-necessarily-guarantee-happiness-but-lacking-money-often-leads-to-unhappiness/Stop drinking the chicken soup for the soul! This article delves into why financial stability is the cornerstone of happiness, from meeting basic needs and reducing anxiety to building future security. It provides 5 concrete steps to help you escape the ’no money, no happiness’ dilemma and start taking financial action | Lazy to Get Rich (懶得變有錢)https://lazytoberich.com.tw/en/blog/financial-planning-finding-a-life-blueprint-for-financial-planning-from-suzuki-ichiro-s-elementary-school-composition/Sat, 02 Sep 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/financial-planning-finding-a-life-blueprint-for-financial-planning-from-suzuki-ichiro-s-elementary-school-composition/Learn champion-level financial discipline from the legendary story of Ichiro Suzuki. This article breaks down his success formula, providing a proven financial planning template to help you clearly grasp your life’s wealth, from setting goals to continuous execution. Download your success blueprint and start your financial action now | Lazy to Get Rich (懶得變有錢)https://lazytoberich.com.tw/en/blog/financial-regulations-having-a-good-financial-plan-eliminates-the-need-to-spend-all-day-analyzing-financial-instruments/Fri, 01 Sep 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/financial-regulations-having-a-good-financial-plan-eliminates-the-need-to-spend-all-day-analyzing-financial-instruments/Are you constantly chasing the market and analyzing financial reports but still feel anxious? What you lack isn’t information, but a plan! This article teaches you how to build four major financial pillars (emergency fund, insurance, goals, retirement) to create a financial system that lets you sleep soundly. Start your financial action now | 懶得變有錢 (Lazy to be Rich)https://lazytoberich.com.tw/en/blog/insurance-insurance-is-a-rational-analysis-an-emotional-decision/Tue, 29 Aug 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/insurance-insurance-is-a-rational-analysis-an-emotional-decision/Always emotionally swayed when buying insurance? This article provides a rational analysis framework for insurance planning, from assessing financial needs to understanding policy terms, teaching you how to build truly effective protection for your family without wasting money. Master the key to investment now | Lazy to Get Rich (懶得變有錢)https://lazytoberich.com.tw/en/blog/insurance-4-reasons-why-you-need-critical-illness-insurance/Mon, 28 Aug 2023 00:00:00 +0800https://lazytoberich.com.tw/en/blog/insurance-4-reasons-why-you-need-critical-illness-insurance/Worried about critical illnesses draining your family’s finances? Stop stressing about coverage amounts! 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