Articles

5 Financial Lessons from the Movie "Hijack 1971": Risk Management and Opportunity Cost in Action

職涯與生活
July 14, 2024

Don’t just watch the hijacking! Hijack 1971 teaches you 5 financial wisdoms you can use for life. This article dives deep into insurance planning, risk assessment, and opportunity cost, turning movie insights into your actionable guide. Click to learn how to protect your assets and level up your decision-making | Lazy to Be Rich

SEO Field Guide: 5 Must-Learn Traffic-Doubling Tips from "Let People Find You with Just One Search"

閱讀心得
July 12, 2024

Want to double your traffic? This book review of “Let People Find You with Just One Search” distills 5 actionable SEO tips you can start using right away. No vague theories — just concrete tactics. Click to learn how to optimize your titles, content, and links to make your website the top search result | Lazy to Be Rich

Book Review: The Alchemy of Financial Freedom — 5 Steps to Practice the Declutter-Your-Way-to-Wealth Method

閱讀心得
July 11, 2024

It’s not just about organizing your stuff — it’s about organizing your life and wealth! Sharing my takeaways from The Alchemy of Financial Freedom. Learn how to use the art of letting go to break free from wasteful spending and boost your savings. Discover 5 organizing tips that can transform your finances | Lazy to Be Rich

9 Ways to Kick the Spending Habit! A Mindset Shift Guide from Shopaholic to Doubled Savings

財務規劃與心態
July 10, 2024

Stop wasting money and start saving effectively! This article offers 9 proven mindset shifts to help you break free from spending anxiety. Click to learn how to control impulses and watch your savings grow steadily — start your financial action now | Lazy to Be Rich

Atomic Habits for Saving Money: 5 Life-Changing Financial Tips for a High-Efficiency Savings Strategy

Podcast節目
July 10, 2024

Want to master the saving secrets from ‘Atomic Habits’? We break down 5 super practical financial tips — starting from tiny habit changes to build a high-efficiency savings system. Click to learn how to make saving as natural as breathing — tune in now for the episode highlights | Lazy to Be Rich

Achieving True Financial Freedom: 3 Dimensions of Freedom You Must Unlock

財務規劃與心態
July 1, 2024

The ultimate guide to financial freedom! We break down ‘financial, time, and mental’ freedom into actionable steps. Want to know how to build a truly fulfilled life? Click to read and find your own path — start your financial action now | Lazy to Be Rich

Don't Understand Financial Planning? Master These 6 Steps and Save Yourself 10 Years of Detours

財務規劃與心態
June 28, 2024

Always busy with money but seeing no results? You might be overlooking the most critical 6 steps of financial planning. This guide walks you through building a clear money management system to say goodbye to financial anxiety. Click to discover how to win back 10 years of your life — start your financial action now | Lazy to Be Rich

Is Voluntary Labor Pension Contribution Worth It? A Complete Guide to the 6% Allocation, Tax Benefits & Common Myths

Podcast節目
June 26, 2024

Is the voluntary 6% labor pension contribution (勞退自提) worth it? Stop hesitating! This article fully breaks down the tax-saving benefits, expected returns, and common myths around voluntary contributions. Click now to find the best retirement acceleration plan for you | Lazy to Be Rich

How to Build Wealth on a Stagnant Salary? The Key to Financial Planning: Investing in Yourself Grows Wealth 3x Faster Than Saving

財務規劃與心態
June 24, 2024

Is your financial plan actually working? Data shows that boosting your earning power accelerates wealth building far more than cutting expenses. This article teaches you 3 of the most effective self-investment strategies to break free from a stagnant paycheck and achieve real financial freedom. Start learning and take action now | Lazy to Be Rich

Investment Lessons from Slam Dunk? 3 Financial Resilience Tips from Ryota Miyagi''s Underdog Story

職涯與生活
June 22, 2024

Think financial planning is tough? The Slam Dunk movie isn’t just about basketball — it’s packed with real investment wisdom! This article draws from Miyagi’s point guard rhythm to teach you about asset allocation and risk management, helping you set financial goals with ease. Level up your life decisions today | Lazy to Be Rich

2024 Indemnity Health Insurance Guide: Expert Analysis of 3 Key Selection Points and Comparison of 2 Policies

財務工具與金融商品
June 20, 2024

The latest indemnity health insurance guide for 2024! Financial experts analyze the differences between “comprehensive vs. enumerated” policies and provide 3 key indicators to teach you how to evaluate miscellaneous expenses and outpatient surgery coverage. Read the complete guide now to make the most informed choice and master key investments | Lazy to Get Rich (懶得變有錢)

2024 Claims-Based Health Insurance Buying Guide: 5 Key Selection Tips & Complete Claims Strategy

Podcast節目
June 19, 2024

Not sure how to buy claims-based health insurance (實支實付)? This complete guide walks you through the latest 2024 policy terms, compares the pros and cons of different plans, and provides 5 must-know tips for choosing the right coverage. Click to listen — get it right the first time with fuller protection | Lazy to Be Rich

The First Step to Financial Planning: Master 3 Wealth-Building Money Mindsets and Make Money Work for You

Podcast節目
June 12, 2024

Is your financial plan stuck? This episode reveals the 3 core money mindsets that successful financial planners use. From goal-setting to automated savings, learn practical methods to make your wealth grow steadily. Click to listen and upgrade your financial brain today | Lazy to Be Rich

Is Your Life as Volatile as an Individual Stock? Learn 3 'Indexing' Strategies for Steady Growth

職涯與生活
May 29, 2024

Your hard work never seems to pay off? Stop being a high-risk ’life stock’! This article reveals 3 core strategies to help you diversify risks, keep learning like an index fund, and achieve long-term steady personal and financial growth | Lazy to Be Rich

The Growing Pains of Personal Growth: 4 Strategies to Overcome Slumps and Keep Appreciating Like an Index Fund

職涯與生活
May 25, 2024

Want to improve yourself but stuck in a painful transition period? This article provides 4 practical strategies to help you break out of your comfort zone, build new habits, and turn slumps into opportunities for growth. Learn to see yourself as a steady index fund rather than an individual stock, and achieve long-term compounding in life. Click to explore your growth blueprint | Lazy to Be Rich

Earning NT$38K but Spending NT$41K? 3 Steps to Fix Your Budget Imbalance and Break Free from Living Paycheck to Paycheck

Podcast節目
May 22, 2024

Can’t keep up with your expenses every month? This episode breaks down the root causes of spending more than you earn. Learn the budgeting principles that Buffett endorses, and master 3 immediately effective financial tips to control spending and increase savings. Click to listen and start your financial recovery plan | Lazy to Be Rich

Don't Just Give Them Fish — Teach Them to Build a Wealthy Life: The Secret to Teaching Kids Financial Literacy

Podcast節目
May 16, 2024

Want to give your kids the best future? True wealth is financial wisdom. This episode reveals how to weave financial literacy into everyday life, making learning about money fun for kids and giving them a head start. Click to listen and open the path to a prosperous future for your children | Lazy to Be Rich

The Complete Money Guide for Budget-Conscious Workers: 5 Practical Saving & Investing Tips

Podcast節目
May 8, 2024

You can get rich even on a modest salary! This episode shares money management methods designed for budget-conscious workers — from setting budgets and smart spending to low-barrier investing. Tune in now and learn how to break free from living paycheck to paycheck and steadily build your first pot of gold | Lazy to Be Rich

ETF Investing Guide (2024): From 6 Major Types to a Complete VOO/QQQ Comparison

財務工具與金融商品
May 5, 2024

The most complete ETF beginner’s guide! This article breaks down 6 major ETF types, compares popular picks like SPY/VOO/QQQ, and provides selection and buying strategies. Want to build steady passive income? Start here and master the essentials of investing | Lazy to Be Rich

Actual Expense Reimbursement Insurance Reform Explained: Old vs. New Policy — Understand Your Rights in One Read

Podcast節目
May 1, 2024

2024 brings a major overhaul to actual expense reimbursement health insurance (實支實付) in Taiwan! Want to know if your policy is affected? This episode breaks down the differences between old and new systems, duplicate claim limitations, and teaches you how to review your policies and make the best adjustments. Listen now to protect your health coverage | Lazy to Be Rich

Book Review — "The Balance": Cracking the Dilemma of Wealth and Life with a Practical Guide to 4 Key Pillars

閱讀心得
May 1, 2024

How can you pursue wealth without sacrificing your health and relationships? “The Balance” offers the answer. This review summarizes the 4 core pillars (money, health, relationships, and purpose), along with practical steps to build your ideal life. Click for the full review and key takeaways | Lazy to Be Rich

The Science Behind Losing Money in Stocks: How the Nobel Prize-Winning "Prospect Theory" Makes You Buy High and Sell Low

財務規劃與心態
May 1, 2024

Why do you still lose money even when you know technical analysis? Because your decisions are hijacked by “Prospect Theory,” discovered by Nobel Prize winners. This article uses 3 real examples to explain investment psychology biases and provides a behavioral economics-based risk avoidance strategy to help you build a rational investment system. Take financial action today | Lazy to Be Rich

3 Steps to Build an All-Weather Portfolio That Keeps You Happy Whether Markets Rise or Fall

Podcast節目
April 24, 2024

Want to build a portfolio that keeps you at ease through both bull and bear markets? We share 3 clear steps to help you create a financial system through asset allocation and financial planning that works in any market condition. Click to learn more and listen to the episode highlights | Lazy to Be Rich

Book Review: "The Corporate Slave''s Financial Plan" — 5 Money Tips for Financial Freedom Even on a NT$30K Salary

閱讀心得
April 24, 2024

Think your salary is too low and financial freedom is just a pipe dream? “The Corporate Slave’s Financial Plan” proves you wrong! This article distills the book’s key insights into 5 practical money tips anyone can start using right away. Start learning and give yourself a raise today | Lazy to Be Rich

Even Buffett Uses This! 3 Unbeatable Mindsets for Riding the US Stock Market Rally (2024 Proven)

財務規劃與心態
April 24, 2024

US stocks keep hitting new highs, yet 90% of retail investors miss out due to anxiety. This article provides an in-depth analysis of Buffett’s investment principles with 3 actionable steps to help you focus on what you can control, ignore short-term volatility, and profit steadily. Click to learn how to build an unbeatable investment mindset and take financial action today | Lazy to Be Rich

The Complete Guide to Borrowing to Invest: 2024 Interest Rates, Risks, and Real Case Studies

Podcast節目
April 17, 2024

A deep analysis on whether borrowing to invest is viable in 2024. From interest rate calculations and risk management to real success and failure cases, here’s a complete guide. Click to find out if leverage is right for you. Listen to the episode highlights now | Lazy to Be Rich

The Secret to Saving: Learn to Spend First! 3 Mindset Shifts to Change Your Spending Habits

財務規劃與心態
April 14, 2024

Saving isn’t about banning spending—it’s about spending smart. This article shares 3 practical financial mindset shifts to help you turn expenses into investments, spend more wisely, and naturally save more. Start learning now | Lazy to Be Rich

Portfolio Optimization: 3 "Stock Decluttering" Principles to Find Your Core Holdings

Podcast節目
April 10, 2024

Is your portfolio too bloated? Borrow from the Japanese “Danshari” (decluttering) philosophy and use 3 principles to evaluate and filter your holdings. Learn how to let go of underperforming assets and focus on high-value core investments. Listen to the episode highlights now | Lazy to Be Rich

Financial Planning Guide: Master 2 Core Mindsets to Overcome Savings Anxiety

財務規劃與心態
April 8, 2024

Stress-free saving is totally possible! This article provides a complete guide to adjusting your financial planning mindset—from setting goals to building confidence. Learn how to manage your income and expenses scientifically, and stop stressing about money. Read now and take control of your financial future | Lazy to Be Rich

Teaching Kids Budget Planning at a Night Market: 3 Secrets from a NT$10 Priceless Lesson

職涯與生活
March 31, 2024

Want to build your child’’s financial literacy but don’’t know where to start? This article shares 3 money lessons learned from night market games, showing you how a NT$10 budget can teach kids to tell wants from needs. Learn practical parent-child financial tips today. Level up your life decisions | Lazy to Be Rich

Deep Dive into 00940 Holdings: Can This Monthly Dividend High-Yield ETF Really Help You Escape Being a "Debt-Ridden Second Generation"?

Podcast節目
March 29, 2024

A deep analysis of 00940 holdings and its monthly dividend mechanism, debunking market myths. This episode provides concrete strategies to help you determine whether a high-dividend ETF fits your family financial goals. Click to hear expert insights and make smarter investment decisions. Tune in for episode highlights | Lazy to Be Rich

Teaching Kids About Money: 4 Questions to Master the "Needs vs. Wants" Shopping Lesson

職涯與生活
March 29, 2024

How do you teach kids to tell the difference between “necessities, needs, and wants”? This proven 4-question shopping decision method turns everyday errands into the best money lessons for your children. Click to learn how to help your kids build healthy financial habits from an early age. Level up your life decisions | Lazy to Be Rich

Should You Sell After a 30% Stock Gain? 3 Decision-Making Principles to Beat the "Sold Too Early" Anxiety

財務規劃與心態
March 24, 2024

Your stock is up 30% — should you take profits or hold on? This article provides a clear decision-making framework to help you distinguish investing from speculating and avoid emotional trading. Click to learn how to confidently add to your positions during volatility and achieve long-term wealth growth. Take action today | Lazy to Be Rich

Insurance Planning Guide: Master the 3 Principles of "Right, Enough, Good" — Even Beginners Can Buy the Right Insurance

財務規劃與心態
March 23, 2024

Want to know the smartest way to buy insurance? This guide teaches you the three core principles — “Right, Enough, Good” — covering life insurance, health insurance, and accident insurance step by step, so you can build the perfect coverage without the headache of complicated terms. Discover the smartest insurance planning strategies now. Take action today | Lazy to Be Rich

The Golden Rule of Asset Allocation: How to Keep 90% of Your Money in the Stock Market and Still Sleep Soundly

財務規劃與心態
March 7, 2024

Revealing my asset allocation strategy! Discover how I put 90% of my funds into the stock market and achieve long-term steady growth through scientific risk management. Want to stay calm during market volatility? Explore this worry-free investing system and start taking financial action now | Lazy to Be Rich

How to Teach Kids About Money? 3 Parent-Child Financial Conversation Tips Starting from Buying Lunch

職涯與生活
March 1, 2024

Stop teaching kids about saving the boring way! This article shares 3 practical parent-child financial conversation tips that turn everyday things like buying lunch into valuable financial literacy lessons. Start learning now and easily develop your child’s money sense | Lazy to Be Rich

A Practical Guide to Financial Freedom: 5 Must-Learn Steps for 2024 (With Checklist)

財務規劃與心態
February 21, 2024

Want to achieve financial freedom but don’t know where to start? This practical guide breaks it down into 5 actionable steps covering money management, investing, and debt management. Start learning now, download your personal checklist, and take financial action today | Lazy to Be Rich

Financial Freedom Blueprint: The Complete 5-Step Guide You Need to Learn in 2024

Podcast節目
February 21, 2024

This episode breaks down the 5 pillars of achieving financial freedom: mindset, money management, investing, debt, and balance. This proven, battle-tested guide will help you avoid common pitfalls and start your financial freedom plan right away. Listen to the episode highlights now | Lazy to Be Rich

2024 Lucky Money Investment Guide: 4 Ways to Grow Your Kid's Red Envelope with 8%+ Annual Returns

財務規劃與心態
February 16, 2024

Stop leaving lucky money in a savings account! This article tests 4 children’s investing methods, including account setup tutorials and ETF recommendations. A step-by-step guide to turning yearly red envelope money into a growing asset. Click to learn the full strategy and start taking financial action now | Lazy to Be Rich

Book Review: 'The Ordinary Person's Path to Financial Freedom' — 3 Key Steps for Influencers to Monetize Their Traffic

閱讀心得
February 15, 2024

Craving financial freedom but don’t know where to start? This book reveals 3 success models that ordinary people can replicate. This review goes beyond a summary to analyze real-world strategies for influencer entrepreneurship and traffic monetization. Learn how to turn your passion into profit right now | Lazy to Be Rich

Book Review: "Stay the Course" by John Bogle — Understand Passive Investing and Avoid 90% of Common Retail Investor Mistakes

閱讀心得
December 8, 2023

Want to build wealth through index funds? “Stay the Course” is a must-read! This review breaks down John Bogle’s core investment philosophy: low cost, long-term holding. Learn the strategy even Warren Buffett swears by and build a rock-solid portfolio. Click for the key takeaways | Lazy to Be Rich

Book Review: "Money Master" — Break Free from 4 Poor-Person Mindsets and Build Your Wealth Mentality

閱讀心得
December 2, 2023

Can’t seem to save money? “Money Master” reveals 4 major behavioral barriers (BCDJ) that affect your wealth. This review distills the book’s best insights to help you escape the paycheck-to-paycheck mindset and master a practical wealth formula. Click for the key takeaways | Lazy to Be Rich

Insurance Planning Beginner's Guide: Understand the Role and Allocation of Insurance in Financial Planning in 5 Steps

Podcast節目
December 1, 2023

Feeling overwhelmed by insurance planning? This beginner’s guide will take you from scratch, clarifying the role of insurance in financial planning in 5 simple steps. Learn from real claim cases, avoid buying the wrong policies, and create the most suitable protection for yourself and your family. Listen to the podcast highlights now｜Lazy to be Rich (懶得變有錢)

7 Steps to Achieve 《Financial Freedom》: Calculate Your "Freedom Number" – How Much Money Do You Need to Save?

閱讀心得
November 24, 2023

Want to retire 10 years early? The 《Financial Freedom》 book reveals a 7-step blueprint for calculating your retirement fund and building multiple income streams. Read this review to get your personalized financial freedom plan! Key takeaways by 懶得變有錢 (Lazy to Rich)

How to Set Financial Goals? Reset Your Financial Freedom Plan and Say Goodbye to Confusion

Podcast節目
November 20, 2023

Feeling that managing finances is difficult and always giving up halfway? You may have forgotten the most important first step: setting goals! This episode will answer common listener questions and teach you how to set meaningful financial goals so you don’t get lost. Click to learn and listen to the highlights of the show | Lazy to be Rich (懶得變有錢)

After Reading "FIRE to Get Rich," I Learned 3 Secrets to Accelerate Retirement by 10 Years

閱讀心得
November 18, 2023

Early retirement isn’t just a dream! FIRE to Get Rich reveals the blueprint to financial freedom. This article highlights 3 core principles, from savings rates to investment strategies. Those who understand it are already ahead of 90%. Click to learn how to accelerate your FIRE plan and absorb the key points immediately | Lazy to Get Rich (懶得變有錢)

《Make Money and Earn Happiness》Review: Using the 80/20 Rule to Create Financial Freedom and a Happy Life

閱讀心得
November 16, 2023

Want to have both wealth and happiness? 《Make Money and Earn Happiness》provides a complete blueprint. This article summarizes the essence of the book: the 4 major stages from earning, saving, investing to enjoying, and teaches you how to use the Big Rocks Theory to plan your life. Read now to learn efficient wealth-building strategies. | Lazy to be Rich (懶得變有錢)

90% of People Get It Wrong! The Correct First Step in Financial Planning: Building Financial Confidence

Podcast節目
November 10, 2023

Stop blindly chasing investment tools! Experts guide you to clarify the true order of “planning” and “financial management.” This episode delves into the 3 pillars of financial decision-making, fundamentally building your financial confidence. Click to listen, avoid common financial pitfalls, and listen to the highlights of the program now | 懶得變有錢 (Lazy to be Rich)

Is It Really More Cost-Effective to Pay Insurance Premiums with Credit Card Rewards? Real Data: 1.2% Cashback vs. 7% Annualized Investment Return

財務工具與金融商品
November 9, 2023

Don’t just look at the immediate credit card rewards! This article calculates and shows you: turning your insurance premium budget into regular investments yields far greater long-term returns than credit card cashback. Includes a detailed spreadsheet, teaching you step-by-step how to turn insurance premiums into assets, making smarter choices, and immediately grasping investment keys | Lazy to Be Rich (懶得變有錢)

Storytelling Skills You Must Learn for Investing and Finance | Book Review of "Can Tell the Story That Let the World Listen to You"

閱讀心得
November 8, 2023

Why can Buffett’s stories always convince the market? The key lies in communication skills. “Can Tell the Story” reveals how top individuals use stories to influence decisions. This article analyzes the essence of the book, teaching you how to package complex investment viewpoints with stories, enhance customer trust, and brand value. Absorb the key points now | 懶得變有錢 (Lazy to be Rich)

How Much Retirement Savings Do You Need? Calculate Your Retirement Gap in 6 Steps (With Examples for Ages 30/40/50)

財務規劃與心態
November 1, 2023

With Labor Insurance (Labor Insurance) pension providing less than NT$20,000 per month, how much money do you need to retire comfortably? This article provides 6 steps for retirement planning, along with detailed calculation examples for ages 30, 40, and 50. Click now to calculate your ideal retirement amount and start taking financial action | 懶得變有錢 (Lazy to be Rich)

Microinsurance Application Guide (2024 Update): Eligibility, Products, and Claims Summary

財務工具與金融商品
October 30, 2023

Microinsurance is designed for economically disadvantaged and specific identity groups. How to apply? This article summarizes the latest eligibility requirements, product comparisons from major insurance companies, and claims examples. Spend 3 minutes to find the most suitable low-premium protection plan for you. Master the key to investment | Lazy to Get Rich (懶得變有錢)

Is NT$1 Million Enough for Critical Illness Insurance? A Guide to Ease Your Coverage Concerns and Protect Your Family Finances

財務工具與金融商品
October 29, 2023

Worried about critical illnesses draining your family’s finances? Stop stressing about coverage amounts! We analyze real medical expenses and provide coverage scenarios from NT$1 million to NT$5 million, helping you buy the right amount without overspending. Build the most secure protection for your family. Click to learn and master key investment strategies | 懶得變有錢 (Lazy To Be Rich)

《Commercial Books 10x Efficiency》 Review: 4 Principles to Help You Read 50 More Books a Year

閱讀心得
October 28, 2023

Want to improve your reading efficiency? 《Commercial Books 10x Efficiency》 review. This article highlights 4 core principles and thematic reading to help you truly absorb the essence of books. Click here to learn how to read 50 more good books a year and immediately absorb the key points | 懶得變有錢 (Lazy to be Rich)

Consumer Psychology Analysis: Understanding the Financial Lesson of "Needs vs. Wants" from McDonald's and Starbucks

職涯與生活
October 27, 2023

Why do “buy-one-get-one-free” deals have different outcomes? This article delves into the differences between “essential needs” and “psychological desires,” providing 3 practical tips to help you identify consumption traps and establish correct financial concepts. Upgrade your life decisions now | Lazy to Get Rich (懶得變有錢)

How Much Emergency Fund Should You Save? The Complete 2024 Guide: Calculate Your Lifesaver in 3 Steps

Podcast節目
October 27, 2023

Understand emergency funds in one article! From calculating the amount (3-6 months of living expenses), where to store it, to when to use it, we provide complete instructions and FAQs. Stop procrastinating and build your financial moat now! Listen to the podcast highlights | Lazy to be Rich (懶得變有錢)

How to Handle 00929 Dividends? One Action to Amplify Compound Interest, Don't Let Your Dividends Go to Waste

財務工具與金融商品
October 26, 2023

Spending your 00929 dividends as soon as you receive them? You might be missing out on an opportunity to accelerate your asset growth! This article reveals the amazing compounding effect of “dividend reinvestment” and provides a complete tutorial to make every dollar work for you. Master the key to investment now | Lazy to be Rich (懶得變有錢)

《Poor Charlie's Almanack》Top 10 Investment Checklist: Munger's Decision-Making Essence

閱讀心得
October 25, 2023

Stop investing based on gut feeling! This article dissects the core of 《Poor Charlie’s Almanack》, summarizing Munger’s top 10 investment checklists to help you avoid common mistakes and make more rational decisions. Learn the master’s thinking tools now! | Lazy to be Rich (懶得變有錢)

Time Management is the Best Financial Management! Master the Wealth-Building Secret of 1440 Minutes a Day

Podcast節目
October 17, 2023

Your financial problems may stem from time management. This episode likens “time” to NT$1440 (USD $45) deposited daily, teaching you how to plan your time like managing assets, and stop being busy without results. Click to learn how to make every minute increase your wealth. Listen to the highlights of the show｜Lazy to be Rich (懶得變有錢)

How Much Do You Lose by Not "Reinvesting" in Monthly Dividend ETFs? The Truth About Compound Interest Revealed in a 5-Year Test

財務工具與金融商品
October 16, 2023

Do you spend your monthly dividends as soon as you receive them? Be careful not to miss out on the amazing magic of compound interest! This article uses real data from 00929 to reveal the huge wealth gap created by “dividend reinvestment.” Learn how to avoid shrinking your assets and maximize the benefits of ETF investing. Master the key to investment now! | 懶得變有錢 (Lazy to be Rich)

2024 Ultimate Guide to Financial Planning: 7 Must-Do Steps Recommended by Experts

財務規劃與心態
October 15, 2023

Want to build a solid financial foundation? We’ve compiled expert insights to detail 7 key financial planning steps for you. From setting goals to managing risks, this comprehensive guide is your must-read first lesson. Click to learn and start your financial journey now | 懶得變有錢 (Lazy to be Rich)

Will AI Make You Lazy and Dumb? Master 1 Key Skill to Avoid Being Replaced in the AI Era

職涯與生活
October 11, 2023

AI is a powerful tool, but it can also erode your thinking ability. Are you overly reliant on AI? This article reveals how to use technology wisely without being consumed by it, teaching you to master the critical skill of “independent thinking” and become someone who controls AI, immediately upgrading your life decisions | 懶得變有錢 (Lazy to be Rich)

Flow State Investing: Turn Focus into Wealth! Master the Winning Formula for Long-Term Investing

Podcast節目
October 10, 2023

Explore the amazing power of “flow state”! This episode delves into how to use psychology to make financial planning effortless, easily overcome short-sightedness, and achieve financial freedom. Click to learn the focused financial management techniques of top performers. Listen to the podcast highlights | Lazy to be Rich (懶得變有錢)

《Contagious: Why Things Catch On》Book Review: Why Do Some Things Go Viral? Mastering the Key to Human Nature

閱讀心得
October 5, 2023

Ever wondered why “A Life of a Mountain Biker” went viral? The secret lies in the STEPPS principles from 《Contagious: Why Things Catch On》. It’s not just marketing; it’s an art of understanding human nature. Read now to unlock the psychological codes that make ideas spread like wildfire! Key takeaways by 懶得變有錢 (Lazy to be Rich).

Want to Get Rich Without Trying? Understand the 3 Key Principles of "Lazy Investing" to Grow Your Assets Automatically

職涯與生活
October 4, 2023

Feeling that financial management is too complicated and tiring? What you might need is “lazy investing”! This article reveals 3 smart investing principles, teaching you how to deploy your assets in the most effortless way and let them work for you. Click now to unlock the secrets to efficient wealth accumulation and upgrade your life decisions | 懶得變有錢 (Lazy to be Rich)

Why Does Saving Money Make You Poorer? Learn to Spend Smart and Focus Your Money to Get Rich

Podcast節目
October 4, 2023

Saving money until you’re exhausted, but your account balance doesn’t increase? You might be doing it wrong! This episode shares the new financial concept that “spending money wisely is more important than not spending it at all,” teaching you how to distinguish between waste and investment, turning expenses into assets. Click to learn how to make consumption a boost to your wealth. Listen to the podcast highlights now｜Lazy to be Rich (懶得變有錢)

How to Deal with the Feeling of Poverty? Master 3 "Lazy-Strong" Mindsets to Break Free from the Cycle of Poverty

職涯與生活
October 3, 2023

Tired of being busy but still feeling poor? This article provides 3 practical “lazy-strong” mindsets to teach you how to invest in yourself, improve your skills, and spend your time wisely. Click to learn how to create real wealth for yourself and upgrade your life decisions | 懶得變有錢 (Lazy to be Rich)

Bollinger Bands (BBand) Ultimate Guide: From Parameter Settings to Practical Strategies, a Statistician’s Stock Picking Secrets

財務工具與金融商品
September 29, 2023

Unveiling the Bollinger Bands (BBand) indicator favored by statisticians! This article not only teaches you how to understand the upper and lower bands but also delves into the practical significance of parameter settings, convergence, and divergence. Includes index investing application examples, allowing you to break away from intuitive trading and establish a data-driven investment system. Master the key to investment now | 懶得變有錢 (Lazy to Get Rich)

7 Steps to Financial Planning: Understand Your Money with 7 Key Questions

財務規劃與心態
September 27, 2023

A must-read for personal finance newbies! This article breaks down financial planning into 7 core areas (earning, saving, spending, etc.) and provides 7 self-assessment questions. In just 10 minutes, you can gain a comprehensive understanding of your financial situation and create a clear financial blueprint. Click to learn, say goodbye to being broke, and start taking financial action now | 懶得變有錢 (Lazy to be Rich)

How Long Does an iPhone Cost in Terms of Your Life? A Financial Concept That Fundamentally Changes Consumption

Podcast節目
September 26, 2023

Does an iPhone cost you 3 hours of your life? This shocking calculation will completely change your spending habits. This episode shares 2 practical methods to help you check your financial health and build a truly wealth-building financial concept. Listen to the podcast highlights now | Lazy to be Rich (懶得變有錢)

Lazy People Can Get Rich Too? Smart Ways to Get Rich for Finance Beginners

Podcast節目
September 25, 2023

Think managing finances is hard and time-consuming? You’re not alone! Tune in to the premiere episode of 《懶得變有錢》 (Lazy to be Rich Podcast). We’ll debunk myths and provide an effortless yet effective financial planning blueprint. Click now to take the easiest first step towards wealth. Listen to the podcast highlights｜懶得變有錢 (Lazy to be Rich Podcast)

How to Do Asset Allocation? 2024 Beginner’s Guide: 3 Steps to Build Your Stable Investment Portfolio

財務工具與金融商品
September 23, 2023

Want to learn about asset allocation but don’t know where to start? This beginner’s guide will take you from 0 to 1, mastering the two core principles of diversification and rebalancing, and building your own investment portfolio in 3 simple steps, saying goodbye to market anxiety. Learn now, master the key to investment now | 懶得變有錢 (Lazy to be Rich)

9 Steps to Financial Independence!《Get Good with Money》Book Review and Practical Guide

閱讀心得
September 21, 2023

Want to achieve financial independence? 《Get Good with Money》 provides a 9-step blueprint. This review condenses the book’s essence, teaching you how to assess assets, calculate life energy, and move towards financial freedom. Click to view the complete guide and absorb the key points | 懶得變有錢 (Lazy to be Rich)

The Ultimate Guide to Salary Allocation (2024)! Practice the "Save First, Spend Later" Financial Method in 3 Steps

財務規劃與心態
September 18, 2023

Don’t know how to allocate your salary? Learn the “Save First, Spend Later” principle recommended by Buffett. This article provides a 3-step practical guide, with recommended budgeting apps, to help you easily manage income and expenses, accelerate wealth accumulation, and start your financial action now | Lazy to Get Rich (懶得變有錢)

First Step in Personal Finance for Newbies: Understanding 6 Practical Money-Saving Tips from "The First Salary"

閱讀心得
September 16, 2023

Want to ditch the paycheck-to-paycheck lifestyle? These 6 financial tips from the book are your best starting point. This article provides an in-depth analysis of budgeting, saving, and investing strategies to help you save an extra 20% of your salary each month. Click to learn and take the first step towards financial independence. Absorb the key points now | 懶得變有錢 (Lazy to be Rich)

《The Subscription Economy》Book Review: Why Can’t You Keep Customers? Learn 3 Key Transformations

閱讀心得
September 15, 2023

The success of future business lies in “owning customers,” not “selling products.” This 《The Subscription Economy》 review analyzes the secrets to successful membership systems and explores how to apply them to industries like insurance and finance. Click to explore, master customer retention, and immediately absorb the key points | Lazy to be Rich (懶得變有錢)

2024 Actual Expense Reimbursement New System! 3 Tips to Review Your Policy and Smartly Cope with Changes in Copy Claims

財務工具與金融商品
September 14, 2023

Starting in 2024, actual expense reimbursement will undergo major changes, and copy claims will become a thing of the past. Want to know if your policy is affected? This article provides a complete analysis of the differences between the old and new systems, and teaches you how to adjust your coverage in 3 steps to protect your hard-earned money. Grasp the key to investment now | Lazy to Get Rich (懶得變有錢)

Hold On Before Buying a House! Why Investing in ETFs is a Better Choice? A Comprehensive Analysis of Compound Interest and Liquidity

財務工具與金融商品
September 12, 2023

Is buying a house really the best investment? This article delves into the advantages and disadvantages of buying a house versus investing in ETFs from three key aspects: compound interest growth, capital liquidity, and risk diversification. Learn how to accelerate asset accumulation through ETFs and grasp the key to investment | 懶得變有錢 (Lazy to be Rich)

Breaking the Myths of Sub-brokerage: Are the Fees Higher? Cost and Inheritance Tax Advantages Every Long-Term Investor Should Know

財務工具與金融商品
September 2, 2023

Don’t just look at transaction fees! This article delves into the hidden advantages of sub-brokerage, including saving on international transfer fees and simplifying inheritance procedures. Understand why peace of mind is more important than saving a little on fees for long-term US stock investments. Grasp the key to investing now | 懶得變有錢 (Lazy to be Rich)

Can Money Buy Happiness? A Cruel but True Answer: Without Money, Mostly Unhappy

財務規劃與心態
September 2, 2023

Stop drinking the chicken soup for the soul! This article delves into why financial stability is the cornerstone of happiness, from meeting basic needs and reducing anxiety to building future security. It provides 5 concrete steps to help you escape the ’no money, no happiness’ dilemma and start taking financial action | Lazy to Get Rich (懶得變有錢)

Ichiro Suzuki’s Blueprint for Success: 3 Steps to Building Your Million-Dollar Financial Plan

財務規劃與心態
September 2, 2023

Learn champion-level financial discipline from the legendary story of Ichiro Suzuki. This article breaks down his success formula, providing a proven financial planning template to help you clearly grasp your life’s wealth, from setting goals to continuous execution. Download your success blueprint and start your financial action now | Lazy to Get Rich (懶得變有錢)

Financial Beginner's Guide: Why a Financial Blueprint Beats Chasing Hundreds of Stock Tips

財務規劃與心態
September 1, 2023

Are you constantly chasing the market and analyzing financial reports but still feel anxious? What you lack isn’t information, but a plan! This article teaches you how to build four major financial pillars (emergency fund, insurance, goals, retirement) to create a financial system that lets you sleep soundly. Start your financial action now | 懶得變有錢 (Lazy to be Rich)

How to Buy Insurance? Experts Teach You 3 Steps for Rational Planning, Avoiding Emotional Policies and Sales Traps

財務工具與金融商品
August 29, 2023

Always emotionally swayed when buying insurance? This article provides a rational analysis framework for insurance planning, from assessing financial needs to understanding policy terms, teaching you how to build truly effective protection for your family without wasting money. Master the key to investment now | Lazy to Get Rich (懶得變有錢)

Is NT$1 Million Critical Illness Insurance Enough? An Article to Ease Your Coverage Anxiety and Protect Your Family Finances

財務工具與金融商品
August 28, 2023

Worried about critical illnesses draining your family’s finances? Stop stressing about coverage amounts! We analyze real medical expenses and provide coverage scenarios and recommendations from NT$1 million to NT$5 million, helping you buy the right amount without overspending, and build the most secure protection for your family. Click to learn and master the key to investment | 懶得變有錢 (Lazy to be Rich)

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