summary: “Lazy to Be Rich” is a podcast covering “financial planning,” “money management tools,” “book reviews,” and “career & lifestyle” — everything about your relationship with money. If you want a deeper understanding of what financial planning is really about, subscribe, follow, share, and let us know your thoughts. Let’s plan our finances and find happiness together. authors: Lazy Da date: 2025/07/08 image: images/blog/yyyymmdd.png categories: Podcast節目 tags: Podcast, 理財觀念, 講幹話 keywords: ETF, Podcast, Podcaster, 保險, 儲蓄, 台股, 基金, 懶得變有錢, 房地產, 投資, 投資理財, 支出, 收入, 月配息, 理財, 理財規劃, 瑪斯理財兩三事, 稅務, 總體經濟, 美股, 職涯心得, 股利收入, 複委託, 記帳, 讀書心得, 財務規劃, 財商, 貸款, 資產配置, 退休規劃, 開源節流 draft: true slug: 【EP47】“Professor Gai Luo Wei’s Life Wealth Course” I saw a new highlight!

Lazy to Be Rich

🎙️ “Hi everyone! Welcome to Lazy to Be Rich. I’m Mars, and you can also call me Lazy Da. This is your channel for understanding the true nature of financial planning and identifying your own financial DNA.

If you haven’t followed yet, make sure to do so — and if you enjoy the content, drop a 5-star review in the comments. Don’t forget to share with your friends so we can all use our unique DNA to build equally free lives.

— This episode is sponsored by No One Yet —

🎧 More listening links at the bottom

Episode Content

After reading Prof. Galloway’s Life & Wealth Course (“The Algebra of Wealth” by Scott Galloway), I discovered the devil really is in the details. Some financial concepts we thought we already understood turn out to look completely different from a fresh angle. This time I’m not talking about deep theory — just sharing a few discoveries that’ll make you go “Wait, really?!”

In this episode you’ll hear:

• The 0.06% War: VOO and SPY’s expense ratios — how many fewer nice dinners will you have in ten years because of this difference? I did the math.
• The Scariest Inflation Is Yourself: Why does earning more sometimes mean saving less? Watch out for “lifestyle inflation” (spending creep) silently swallowing your paycheck.
• Is a Friend’s Stock Tip a Scam? A super simple litmus test: Is the money actually sitting in your own hands?
• Should State-Owned Enterprises Be Subsidized?: Using Taipower (Taiwan Power Company, the state-owned electricity utility) as a case study, I share my personal take on this issue.
• The Investment You Can Win With Your Eyes Closed: Once again, I emphasize the power of passive investing — mastering simple things is more powerful than you might think.

After listening, do you feel like going back to check your ETF’s expense ratio? Feel free to leave a comment or send a message — let’s dig out the devil in the financial planning details together!

— Related Article Links from the Episode —

• S&P 500 Golden Cross Appears! How Should Lazy Investors Respond?
• A Must-See for Beginners: QQQ vs SPY Comparison — Growth Stocks vs Value Stocks, Which Suits Me?

Lazy to Be Rich Website 🌍https://lazytoberich.com.tw

Find me everywhere 🌍https://linktr.ee/lazytoberich

Lazy to Be Rich FB Follow ❤️ @lazytoberich

Lazy to Be Rich Threads Follow ❤️ @lazytoberich

—

👉Listen to “Lazy to Be Rich” Podcast in more places

The Lazy Conclusion

懶大

金融科技新創 CEO | 獨立財務顧問

Please enter text

📩

訂閱電子報，獲取更多理財觀點

立即訂閱

🚀 已有 1,000+ 讀者加入理財成長之路