閱讀心得
Is Retirement Planning Only About Money? 5 Key Strategies from "Retirement Reinvention" to Reshape Your Retirement Blueprint
Don't let retirement be just financial spreadsheets! This review of …
2026-01-31
4 分鐘 →
In this article, you'll learn:
Table of Contents: “Business Enlightenment for Children”
Chapter 1: Essence — Walking Through the Narrow Gate of Thinking
- How to Arrive at School on Time — Plans Without Execution Are Just Daydreams
- What’s the Big Deal About Being Late Once — Reviewing and Improving Efficiency
- Why Are Mom’s Standards So High — High Standards vs. Low Standards
- Easy First or Hard First — Do Both at the Same Time
- Why Can’t I Stop — Don’t Fear Slowness, Fear Standing Still
- Homework Before Games — Delayed Gratification
- Say No to Rat Races — Running Together vs. Running Against Each Other
- Why Attitude Matters More — Knowledge, Skills, and Attitude
- Reaching the Finish Line vs. Choosing the Track — Don’t Confuse Means with Goals
- Love Itself Is the Purpose — The Usefulness of “Uselessness”
Chapter 2: Logic — Exploring How the World Really Works
- What, Why, How — Deriving Methods from Essence
- Why Add Cold Water When Boiling Dumplings — Essence and Purpose
- Washing Clothes Without Detergent — Understanding Essence Is the Root of Getting Things Done
- A Blog That Sparks Writing Passion — Reinforcing Loops
- The Wisdom of Splitting Money — Equity and Debt
- Choose A or B — Expected Value and Risk Sharing
- “If… Then” vs. “Only If… Then” — Sufficient vs. Necessary Conditions
- What Never Dies — Relative Concepts
- Homemade Cake Tastes Better — The IKEA Effect
- Mom Gets Better Deals Than You — The Four Factors of Price
Chapter 3: Thinking — Who Makes the Rules, Who Guards the Gate
- Hey, Stop Daydreaming — Focus on the Goal
- How Many Candles to Boil a Pot of Water — Systems Thinking
- Eating Hot Pot the Scientific Way — Operations Research
- Blame Grandma or Blame Yourself — Whoever Loses Should Change
- Good Diamond? Bad Diamond? — Define Standards at Every Moment
- More Shared Bikes: Good or Bad? — Dialectical Thinking
- Sign Language Is a Language Too — Language Crosses Space, Writing Crosses Time
- Aim for #1 — Aim High to Land in the Middle
- Find the Algorithm Behind Luck — Probabilistic Thinking
- Why Can Airplanes Fly — First Principles
Chapter 4: Collaboration — No One Is an Island
- Solve the Big Problems First — The 80/20 Rule
- A Thousand Trees Have a Thousand Shades of Green — Facts vs. Opinions
- Think Three Times Before You “Ask” — Think It Through Before Asking
- Even If You’re Made of Iron, How Many Nails Can You Make — Let Everyone Do What They Should Do
- Speak with Actions — Think It, Say It, Do It
- What If You Bomb the Test — The Wise Fear Causes, the Masses Fear Consequences
- Put It Off Until Later — Courage Means Facing It
- No One Is Rich Enough to Not Need Others’ Help — Helping Others Helps Yourself
- Empathy Is a Core Skill — To Understand Others Is Wisdom
- Always Look in the “Mirror” — To Know Yourself Is Clarity
What Is This Book About?
In everyday life, “business” might seem like a concept far removed from children. But it’s actually practiced every single day. “Business Enlightenment for Children” uses the real-life interactions between author Liu Run and his son Xiaomi to help readers become more conscious of how to guide children in building “thinking.” Liu Run is also the bestselling author of The Underlying Logic.
Info
Thinking:
A uniquely human mental activity — the cognitive process of analyzing, synthesizing, judging, and reasoning about the impressions and concepts gained from the external world.
Building thinking skills depends on developing the ability to assess every situation every day, rather than just relying on experience and instinct to drive behavior. The everyday scenarios in this book help readers connect more deeply with the concept of “business thinking.” Sometimes when I’m out and see how other parents handle situations, it really feels like their reactions are “instinctive” rather than a thought-out “education.”
I think the most valuable thing about this book is how it uses real daily life situations to guide us on how to educate our children. This is especially relevant for me now that I have two boys. Luckily, both of them are still at an age where they respond well to verbal teaching. The one downside of the book is that the author’s child is 14 and an only child — otherwise I’d love to flip straight to the chapter on “how to handle toy-grabbing fights.”
3 Quotes from the Book That Stuck with Me
Tip
Running in the same direction is competition; running toward each other is conflict.
- Running in the same direction is competition: When you and your competitor are heading toward the same goal, that’s competition. In competition, both sides push each other, grow together, and may both achieve better results.
- Running toward each other is conflict: When you and your competitor are fighting face-to-face over limited resources, that’s conflict. In conflict, one person’s gain necessarily means the other’s loss — a zero-sum game.
For example:
- Competition: Two companies compete in the same market, both striving to improve product quality, lower costs, and expand their markets. This kind of competition drives innovation and can benefit the entire industry.
- Conflict: Two people competing for the same job — one gets it, the other necessarily loses out.
Tip
Aim high and land in the middle.
This saying (from Mencius) means:
Set a high goal, and you’ll likely achieve a middle-range result. Set a middle goal, and you’ll likely get a below-average result. Set a low goal, and you might end up with nothing at all.
This reminds us that the height of your goals often determines the height of your achievements. So we should bravely challenge ourselves and set higher goals to keep improving and achieving greater success.
Tip
The wise fear causes; the masses fear consequences.
This means “wise people pay attention to root causes, while most people only worry about outcomes.” The book’s example really resonated with me. It talks about exam results — good or bad — which are definitive outcomes. When a wise student does poorly, they investigate the cause and adjust their study methods or interests. But most students end up just hiding their test papers out of fear of being scolded. I thought this was described perfectly.
Takeaway 1: The Essence of Business Thinking
What Is Business?
Since we’re talking about business, the essence of business is transacting and solving problems. To solve problems, you need goals. With goals come paths. With paths come methods. Methods require execution. Execution leads to success or failure. Failure requires adjustment. And then you keep moving toward solving the problem. That’s essentially what Chapter 1 of this book is about.
Expanding Your Thinking Is What I’d Call “Thinking Skills”
A close read of Chapter 1:
| Book Scenario | Real-Life Parallel |
|---|---|
| Setting a goal to arrive at school on time | Setting goals in a business environment |
| Occasionally being late to school | Mistakes happen sometimes |
| Mom’s high standards | Your boss’s expectations are usually higher than yours |
| Tackle the hard things first | Important tasks are always more important than urgent ones |
| Homework before games | The fulfillment from hard work beats slacking off |
If you want to put the book’s advice into practice, it basically means you’re “working” at home too — after work, you’re still “working.” Wait, that doesn’t sound right… but the truth is, when spending time with your kids, you need to bring the same positive energy you use at work back home.
Takeaway 2: Think with Logic, Not Just Instinct
Why, How, What — The 3 Basic Questions of Logical Thinking
x - 5 = 8 — a seemingly simple math problem. We know to move 5 to the right side and flip the sign to get x = 13. But that’s just the “method” for this equation, not its underlying “logic.”
Using logic: if you simply eliminate the 5 from x - 5 = 8, you get the same answer. So rewrite it as:
x - 5 + 5 = 8 + 5, which gives x = 13. At first I was puzzled — why add 5 to both sides? I read this section twice, converting my experience into understanding the “essence.” That’s training your Why, How, What capability — thinking about fundamentals.
Building Financial Literacy and Expected Value Through Logic
We rarely help children understand the nature of money. But since I’m a financial advisor who’s been in the financial industry for over a decade, I take my kids’ financial literacy very seriously. I previously wrote an article — From Value Differences to Purchase Decisions: 4 Questions to Teach Kids About Needs vs. Wants — about teaching kids from a young age to distinguish needs and understand choices.
Understanding More Fundamentals Helps Avoid Instinctive Decision-Making
In everyday life, we never think about how prices are determined. In the book, Xiaomi asked the author: “What factors determine price?” It’s like when I took my son shopping and asked him: “Why does this thing cost NT$100?”
Four factors that affect price:
- Cost
- Supply and demand
- Efficiency
- Information
Just one question — “Why does this cost NT$100?” — can open up a whole story about manufacturing, demand, sales, and more for your kids to hear. If you can teach children to think about “essence” and develop “logical thinking,” that’s the greatest value.
Takeaway 3: Nothing Is Absolute — It’s Usually Relative
Responses Come from Thinking Training
We usually have a reaction to everything. For example, if you ask a kid “Do you want to go out?” the typical answer is “yes” or “no.” Without training to break habits, they’re answering from instinct.
A child who’s been trained to think can answer: “Go where? To do what? When will we be back? I’m in the middle of doing something — can you wait a moment?” In other words, what seems like an absolute “yes” or “no” is actually a choice made through relative considerations.
Think About Essences > Accumulate Experience > Adapt Methods
Thinking About Essences:
Every object in the universe attracts every other object — this attraction is gravity. The heavier the objects and the closer they are, the stronger the pull. Earth is very big and heavy, so the gravity we feel is especially strong, keeping us firmly on the ground.
Accumulating Experience:
Newton was the first to discover and propose the law of universal gravitation. Legend has it he saw an apple fall from a tree and wondered why it fell down instead of flying up, sparking his insight. Of course, scientific discovery isn’t just about inspiration — Newton also did extensive experiments and calculations to verify his ideas.
Adapting Methods:
Newton’s law of universal gravitation is impressive, but not flawless. Einstein’s general theory of relativity offered a deeper explanation — that gravity is the result of spacetime curvature. While general relativity is more precise in many ways, Newton’s theory remains perfectly practical for everyday life.
Takeaway 4: Learning to Coexist with Others
The final chapter of the book is about “society.” No one is wealthy enough to not need help from others. I completely agree with this, given that humans are social creatures. No matter how rich you are, you can’t always buy someone’s help. The book describes children collaborating with classmates during school — including taking clear action, reducing procrastination, delegating with trust, and more.
We all understand that a child’s school environment is a miniature society. Although every kid is there to study, many thinking patterns and behaviors formed during this time will influence how they perform when they enter the real working world.
Further Reading
Lazy Da’s Conclusion
As a dad with two young kids, this book had a huge impact on me. Even though I already think in a managerial mindset at work, everyone has gaps. For instance, I’d never thought about setting goals for my kids — maybe because they’re only about 3 years old and seem to only half-understand things.
But after putting it into practice, I realized it’s just like what Einstein said: “If you can’t explain it to a six year old, you don’t understand it yourself.” The deeper message is that true understanding isn’t just knowing something yourself — it’s being able to explain it in the simplest way so others can understand too. This reminds us that when learning and studying, we should pursue deeper, more thorough understanding rather than staying on the surface.
And my challenge is even bigger — my kids aren’t even six yet.
📩
訂閱電子報，獲取更多理財觀點
🚀 已有 1,000+ 讀者加入理財成長之路
Purchase Links
Tags
親子 教養
📩 訂閱即送 · Lead Magnet
免費訂閱懶得變有錢電子報
訂閱即送 「ETF 比較速查表」（VT/VOO/QQQ/0050 主流 ETF 五大面向比較）。每週一篇精選理財觀察 · 隨時退訂。
已有 3,900+ 位訂閱者
