所有文章 · 189 篇
從 2018 年至今的每一篇文章、每一集 Podcast、每一本讀書心得。
When will the AI capex bubble burst? Barron's uses 250 years of market history to derive the "Rule of 25": trouble comes when transformational tech investment hits 25% …
How many times has KOSPI hit a circuit breaker in 2026? Nine as of Oct 14, 2026, the last on July 29. Sidecars (program-trading pauses) don't count. KOSPI circuit breaker rule, …
Want an AI content workflow that actually reduces chaos instead of creating more? This guide breaks down the full SOP for solo creators, from search intent and research to SEO, …
Daily review is not mainly a discipline problem. It is a workflow problem. This guide shows how to use Anytype to build a review system that is easy to start, easy to revisit, and …
Thinking about using Anytype? This guide breaks down what Anytype is, how it compares with Notion, and which type of user will benefit most from building on a local-first knowledge …
A 38-year-old engineer earning NT$70K/month has NT$25K extra and can't decide between paying off the mortgage or investing in ETFs. This article analyzes from three angles — …
A Berkeley study found AI leads to 83% more workload for employees. Lazy Da shares a personal perspective: more work isn't necessarily bad — the key is your flow state and how …
In 2026, VT leads VOO by about 2 percentage points, breaking the 15-year pattern of US dominance. This article uses the latest YTD data to analyze three major turning forces: …
Starting from Anthropic's Skill Creator eval feature, I share hands-on experience building 19 Claude Code Skills and how to apply test-driven thinking to continuously improve …
Use Chrome's custom search engine to add the udm=50 parameter, making Google AI Mode the default, so you can enjoy the AI search experience without switching browsers. Includes …
The New Year red envelopes are gone and the bonus is spent — is your money still alive? In this episode, Lazy Da shares his Lunar New Year experience, a digital workflow spring …
After neglecting Anytype for over a year, I unexpectedly revived it while reorganizing my workflow during the Lunar New Year. I share the mindset of an extremely lazy person: I …
Is your life "calm and composed, effortlessly masterful," or "rushing and scrambling"? Through a lyrical analysis of the viral hit "No Ambition," this post …
Still debating whether to bet on the Magnificent Seven (M7) or steadily invest in VOO? This post uses a historical analogy of China's "Seven Warring States" to …
Taiwan sub-brokerage fees 2026 (updated Oct): SinoPac and Cathay cut US stock fees to 0.08%. Compare SinoPac, Cathay, Fubon, Capital & KGI on lump-sum fees, DCA fees and DRIP …
The four tech giants' AI capital expenditure will reach $670 billion by 2026, accounting for 2.1% of GDP, surpassing the moon landing program. Analysis of the impact and …
XLG vs VOO head-to-head: compare returns, volatility, expense ratios, and Taiwan sub-brokerage costs. Concentrated top-50 or diversified top-500? See the data and pick your core …
Thinking of using loans to amplify your profits? Hold on! This guide provides a 3-step financial check-up to systematically assess your repayment ability, risk tolerance, and …
The data speaks! We dive deep into 10 popular ETFs, including the latest expense ratios and 5-year backtesting for VOO, QQQ, and VT. Want to make the smartest investment decision? …
The most complete VOO sub-brokerage investment guide for 2026. Detailed explanation of how to buy US stock ETF VOO through a Taiwanese brokerage sub-brokerage, including account …
An in-depth look at VOO ETF investment strategy, using the chicken breast analogy to explain the importance of asset allocation. Learn how to combine VXUS global stocks and BND …
Does your paycheck disappear without a trace? Try this "Financial Refactoring" method designed for the laziest among us. We apply project management thinking to personal …
Want to know how to go from living paycheck to paycheck as a couple to saving NT$500K a year? This post reveals the full setup and implementation details of the "3-Account …
Is your financial planning like waiting in the bullpen, not knowing when you'll get called up? This article uses the example of pitcher Deng Kaiwei to teach you how to set …
Should you happily pocket a universal cash payout from the government? This article uses the economic concept of 'opportunity cost' to dissect the choice between short-term …
Don't let retirement be just financial spreadsheets! This review of Retirement Reinvention reveals 5 key strategies: reshaping identity, building social connections, and …
An in-depth analysis of QQQ and SPY using ten years of historical backtesting data! Compare how both perform in bull and bear markets, examine the impact of expense ratios, and …
In this episode, we talk about the prep work behind recording the podcast, the habit of daily reviews with Anytype, and how a story about a kid's EasyCard (Taiwan transit card) …
Explore the workplace wisdom behind Steve Jobs' quote: Why is focusing on work results more important than protecting ego? How to apply this principle in career development and …
Historical data shows the S&P500 averages a 15% gain in the 12 months following a golden cross. This article breaks down the 2026 market signal, provides specific ETF portfolio …
Financial freedom is simpler than you think! This complete guide takes you deep into 4 mainstream FIRE models — from high savings rates to passive income — with concrete strategies …
Is your emergency fund in the right place? Over 90% of people misunderstand its true purpose. This article uses data to break down why a reserve fund helps you make more rational …
How do small everyday choices affect your finances? This article shares 3 practical tips for shifting your financial mindset, building the right money habits through daily …
Is VT ETF really the best global market choice? We dive deep into its ultra-low 0.06% expense ratio, top 10 holdings, and country allocation. One chart to understand the key …
Stop chasing get-rich-quick myths! My real experience building a personal finance channel from scratch — sharing how to create a financial plan that lets you sleep soundly. Click …
Feeling like life is out of control and filled with anxiety? Learn Stephen Covey's "Circle of Influence" theory — just 3 simple steps to focus your energy on what truly …
The shift from "empty bank account" to "steady accumulation" is simpler than you think. We'll help you master 3 key financial mindsets, break free from …
Still stuck in a slump? Learn 4 evidence-based methods — from setting clear goals to reward systems — to systematically rebuild your work and life motivation. Read now for concrete …
Tired of running out of money by the end of the month? This article reveals 8 invisible bad habits that drain your finances. This savings guide built for young people will take you …
A deep dive into VOO ETF! Based on the latest data, a comprehensive comparison of VOO vs. SPY in 2026 — expense ratios, tracking error, and long-term performance. One article to …
VOO or 0050 — which should you pick? This article uses the latest data through October 2026 to compare 10-year annualized returns, expense ratios, risk diversification, dividend …
2025 annual returns comparison of 0050, VOO, and QQQ with 2026 allocation advice: understand performance differences, risk factors, and a beginner-friendly starting point.
Elon Musk's 5 surprising ideas: space AI, Universal High Income, simulation theory, the secret of productivity, and colonizing Mars. A deep dive into how these views upend our …
The Lazy to Be Rich podcast covers topics including "Financial Planning," "Money Tools," "Book Reviews," and "Career & Life," touching on every …
The Lazy to Be Rich podcast covers topics including "financial planning," "financial tools," "book reviews," and "career & life," encompassing …
The Lazy to Be Rich podcast covers topics including "financial planning," "financial tools," "book reviews," and "career & life," encompassing …
The Lazy to Be Rich podcast covers topics including "financial planning," "financial tools," "book reviews," and "career & life," encompassing …
The Lazy to Be Rich podcast covers topics including "financial planning," "financial tools," "book reviews," and "career & life," encompassing …
A friend gives his high-school kid a comfortable life, yet their relationship stays distant — and it frustrates him. This episode starts at a Halloween camping trip, moves through …
Lazy to Be Rich is a podcast covering topics like financial planning, money management tools, reading insights, and career & life. It explores every relationship you have with …
"Lazy to Be Rich" is a podcast covering financial planning, investment tools, reading insights, and career & lifestyle topics — essentially every facet of your …
Lazy to Be Rich is a podcast covering financial planning, money tools, reading insights, and career & life — everything about your relationship with money. If you want to …
A single accident or illness could wipe out a lifetime of hard work. EP53 dives deep into why medical insurance, cancer insurance, accident insurance, and life insurance are the …
A deep dive into VOO ETF investment strategy, using a chicken breast analogy to explain the importance of asset allocation. Learn how to pair VXUS global equities and BND bonds to …
Want to hit your first million NT$ with your partner without the drama? The '3-Account Method' is your answer. We'll walk you through setting up a shared account, …
Want to save effectively but have no time? This "Brutal Savings Method" is designed for busy people like you. This post walks you through setting up an automated investment …
Does getting rich have to happen fast? Deng Kaiwei's Major League success shows the power of "slow wealth." This episode shares a money-saving philosophy that …
Want to achieve financial freedom? Stop just chasing goals! This episode teaches you 3 steps from "Atomic Habits" to build an automated financial system. Answers to your …
Discover how "Atomic Habits" turns tiny 1% changes into massive wealth snowballs. From building systems to changing identity, I share how I used atomic habits to build …
Should you pay off your mortgage early or put the extra money into ETFs? This episode digs deep into interest rates, inflation, and compound interest to give you a clear decision …
【Quick Summary】Master the key insights from 'Prof. Galloway's Life & Wealth Course' in one read — passive investing, VOO vs SPY fee differences, lifestyle …
Feeling like managing money is too hard and you can't find the motivation? Lazy Da shares reflections after a month-long absence, teaching you to focus on principal and build a …
A deep dive into why stocks rise! From earnings reports and market sentiment to economic indicators, we explain in plain English the 5 key factors that move stock prices. A …
Looking for the right place to start with personal finance? This episode reveals the core key that matters even more than tracking expenses or investing. Listen now, learn the …
Research shows that before age 7 is the golden window for building a healthy money mindset. Wondering when and how to talk to your kids about saving? This episode provides an …
Want to achieve financial freedom? This episode offers a complete comparison of 4 FIRE types (Traditional / Barista / Coast / Cashflow), and reveals how AI tools can boost your …
Still wondering how much to set aside for an emergency fund? EP41 walks you through 3 simple steps to calculate the right amount for you, plus the best tools to store it. Say …
After the 0050 stock split, one board lot no longer costs NT$150,000+! Is this a big win for budget investors? This post dives deep into the pros and cons of the 1-for-5 split, …
Yuanta Taiwan 50 (0050) completed a 1-for-4 stock split in June 2025 — 1 share became 4! This article fully explains the impact on stock price, dividends, and trading costs after …
Want to keep investing but no time? This episode reveals how to use an "automation mindset" to make financial management effortless, and shares 3 key mindset adjustments …
Wondering when to sell your ETF? Stop chasing highs and panic-selling lows! This article offers 3 practical strategies — goal-driven selling, periodic rebalancing, and phased exits …
Does your financial plan always stall at step one? This episode reveals that the real key to financial success is "execution power." Learn 3 practical techniques to turn …
Want to save effectively and spend smartly? Learning "earmarked budgeting" (dedicating specific funds for specific purposes) is the crucial first step. This episode uses …
Want to achieve 10% annualized returns without the risk of individual stocks? This episode reveals how long-term investors use index investing and asset allocation to steadily …
Want to know if your family finances are healthy? This article provides the most complete net worth calculation tutorial — from categorizing assets and liabilities to hands-on …
Heard that "buying 0050 is not as good as buying TSMC directly" for better returns? In this episode, we break it down with historical data, revealing the real returns of …
Want to build wealth through investing? This episode dives deep into the fundamental difference between "saving money vs. saving in stocks," and provides a complete …
Wondering why your savings plan always fails? This podcast episode dives deep into "Blame It on the Genes" to uncover 3 key genetic factors controlling your spending and …
Historical returns favor lump-sum investing, but why do most people choose dollar-cost averaging? We use data and insights from "Just Keep Buying" to thoroughly compare the …
An in-depth analysis of the three major U.S. stock market indices — Dow Jones, S&P 500, and NASDAQ — including their components and what they represent. See the differences at …
Stop arguing about "the poor should save, the rich should invest"! "Just Keep Buying" uses data to prove that consistent investing is the shortcut to wealth. This …
Afraid to invest all your money at once? You might be missing the best compounding opportunity. This article busts the 3 biggest myths about lump-sum investing and provides …
Tired of constantly trading in and out of the market? Learn the core method behind "no stop-loss investing" and focus on long-term asset growth. We share concrete steps to …
Financial freedom isn't just a slogan — it's a clear-cut planning skill. This episode shares how to use "metacognition" techniques to identify and avoid common …
Warning: your most trusted learning method might be your worst investment enemy! This Podcast episode dives deep into why "trial-and-error" and "hands-on …
Stop ineffective time management! The most important lesson from "Make Time Your Friend" is this: manage yourself, not time. This article breaks down 3 core concepts from …
Imagine your financial goals laid out crystal clear, with every step bringing you closer to financial freedom. This episode reveals how to turn time into your most powerful ally …
Feel like reading books is pointless because you forget everything? How to Take Smart Notes teaches you to turn fleeting ideas into high-value assets. This review goes beyond …
Why does losing NT$10,000 hurt so much more than the joy of gaining NT$10,000? That is "loss aversion" psychology at work. This article dives deep into the investment blind …
Master financial planning in one read! Our original "2 Types of Money, 3 Statements, 6 Steps" systematic approach walks you through building your own financial blueprint. …
Everything you need to know about QQQ ETF! This article provides a complete analysis of the Nasdaq-100 index it tracks, top 10 holdings, expense ratio, and historical performance. …
Want to replicate the success of tech giants? This review of The Geek Way breaks down 4 core principles: Science, Ownership, Speed, and Openness. Learn how to apply geek thinking …
Want to improve your presentation and teaching skills but don't know where to start? This article curates 3 must-read classics by presentation master Wang Yong-Fu (A-Fu), …
90% of investment losses come from the wrong mindset. This episode dives deep into Buffett's investment psychology, teaching you how to make rational decisions during market …
Heard of VTI but not sure if it's right for you? This plain-language guide walks you through VTI's pros and cons, how to invest, and why it's called the "lazy …
History proves that market panics are the best entry points for long-term investors. This episode dives deep into why "be greedy when others are fearful" works, and …
The business world has never been gentle. Want to know why great ideas often lead to failure? "A Brief History of Business" gives you the answer through thousands of years …
Want to know how to plan for retirement? This article provides the latest 2024 step-by-step guide covering ETF selection and voluntary pension contribution strategies. Follow along …
Stop blindly chasing wealth! This article provides a complete financial checkup framework to help you accurately assess your income and expenses and set clear goals. Learn to …
Saving money every year but still living paycheck to paycheck? The problem might be in your financial statements! Learn to analyze the 3 key statements to precisely track over 90% …
Feeling lost about the future? Taking control of your personal finances is the first step to reclaiming your life. This article teaches you the simplest way to read a balance …
Nearly half your work time is spent distracted? Don't worry — it's not a flaw! This review of "Mindwandering" shares 3 science-backed methods to harness your …
Don't just hand out pocket money — give them a business brain that lasts a lifetime! Sharing my thoughts on Business Enlightenment for Children and the underlying logic of how …
Achieving financial freedom only requires meeting 3 conditions. This episode dives deep into the specifics of financial, time, and mental freedom, and shares how to practice them …
Don't just watch the hijacking! Hijack 1971 teaches you 5 financial wisdoms you can use for life. This article dives deep into insurance planning, risk assessment, and …
Want to double your traffic? This book review of "Let People Find You with Just One Search" distills 5 actionable SEO tips you can start using right away. No vague theories …
It's not just about organizing your stuff — it's about organizing your life and wealth! Sharing my takeaways from The Alchemy of Financial Freedom. Learn how to use the art …
Want to master the saving secrets from 'Atomic Habits'? We break down 5 super practical financial tips — starting from tiny habit changes to build a high-efficiency savings …
Stop wasting money and start saving effectively! This article offers 9 proven mindset shifts to help you break free from spending anxiety. Click to learn how to control impulses …
The ultimate guide to financial freedom! We break down 'financial, time, and mental' freedom into actionable steps. Want to know how to build a truly fulfilled life? Click …
Always busy with money but seeing no results? You might be overlooking the most critical 6 steps of financial planning. This guide walks you through building a clear money …
Is the voluntary 6% labor pension contribution (勞退自提) worth it? Stop hesitating! This article fully breaks down the tax-saving benefits, expected returns, and common myths around …
Is your financial plan actually working? Data shows that boosting your earning power accelerates wealth building far more than cutting expenses. This article teaches you 3 of the …
Think financial planning is tough? The Slam Dunk movie isn't just about basketball — it's packed with real investment wisdom! This article draws from Miyagi's point …
The latest indemnity health insurance guide for 2024! Financial experts analyze the differences between "comprehensive vs. enumerated" policies and provide 3 key indicators …
Not sure how to buy claims-based health insurance (實支實付)? This complete guide walks you through the latest 2024 policy terms, compares the pros and cons of different plans, and …
Is your financial plan stuck? This episode reveals the 3 core money mindsets that successful financial planners use. From goal-setting to automated savings, learn practical methods …
Your hard work never seems to pay off? Stop being a high-risk 'life stock'! This article reveals 3 core strategies to help you diversify risks, keep learning like an index …
Want to improve yourself but stuck in a painful transition period? This article provides 4 practical strategies to help you break out of your comfort zone, build new habits, and …
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