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所有文章 · 186 篇 · All Posts
從 2018 年至今的每一篇文章、每一集 Podcast、每一本讀書心得。
Want an AI content workflow that actually reduces chaos instead of creating more? This guide breaks down the full SOP for solo creators, from search intent and research to SEO, …
Daily review is not mainly a discipline problem. It is a workflow problem. This guide shows how to use Anytype to build a review system that is easy to start, easy to revisit, and …
Thinking about using Anytype? This guide breaks down what Anytype is, how it compares with Notion, and which type of user will benefit most from building on a local-first knowledge …
A 38-year-old engineer earning NT$70K/month has NT$25K extra and can't decide between paying off the mortgage or investing in ETFs. This article analyzes from three angles — …
A Berkeley study found AI leads to 83% more workload for employees. Lazy Da shares a personal perspective: more work isn't necessarily bad — the key is your flow state and how …
In 2026, VT leads VOO by about 2 percentage points, breaking the 15-year pattern of US dominance. This article uses the latest YTD data to analyze three major turning forces: …
Starting from Anthropic's Skill Creator eval feature, I share hands-on experience building 19 Claude Code Skills and how to apply test-driven thinking to continuously improve …
Use Chrome's custom search engine to add the udm=50 parameter, making Google AI Mode the default, so you can enjoy the AI search experience without switching browsers. Includes …
The New Year red envelopes are gone and the bonus is spent — is your money still alive? In this episode, Lazy Da shares his Lunar New Year experience, a digital workflow spring …
After neglecting Anytype for over a year, I unexpectedly revived it while reorganizing my workflow during the Lunar New Year. I share the mindset of an extremely lazy person: I …
Is your life "calm and composed, effortlessly masterful," or "rushing and scrambling"? Through a lyrical analysis of the viral hit "No Ambition," this post …
Still debating whether to bet on the Magnificent Seven (M7) or steadily invest in VOO? This post uses a historical analogy of China's "Seven Warring States" to …
2026 updated fee comparison for Taiwan sub-brokerages: Yuanta, Cathay, Fubon, Capital & KGI. See which broker is cheapest for VOO and QQQ, with DCA fees and DRIP options …
The four tech giants' AI capital expenditure will reach $670 billion by 2026, accounting for 2.1% of GDP, surpassing the moon landing program. Analysis of the impact and …
XLG vs VOO head-to-head: compare returns, volatility, expense ratios, and Taiwan sub-brokerage costs. Concentrated top-50 or diversified top-500? See the data and pick your core …
Thinking of using loans to amplify your profits? Hold on! This guide provides a 3-step financial check-up to systematically assess your repayment ability, risk tolerance, and …
The data speaks! We dive deep into 10 popular ETFs, including the latest expense ratios and 5-year backtesting for VOO, QQQ, and VT. Want to make the smartest investment decision? …
The most complete VOO sub-brokerage investment guide for 2026. Detailed explanation of how to buy US stock ETF VOO through a Taiwanese brokerage sub-brokerage, including account …
An in-depth look at VOO ETF investment strategy, using the chicken breast analogy to explain the importance of asset allocation. Learn how to combine VXUS global stocks and BND …
Does your paycheck disappear without a trace? Try this "Financial Refactoring" method designed for the laziest among us. We apply project management thinking to personal …
Want to know how to go from living paycheck to paycheck as a couple to saving NT$500K a year? This post reveals the full setup and implementation details of the "3-Account …
Is your financial planning like waiting in the bullpen, not knowing when you'll get called up? This article uses the example of pitcher Deng Kaiwei to teach you how to set …
Should you happily pocket a universal cash payout from the government? This article uses the economic concept of 'opportunity cost' to dissect the choice between short-term …
Don't let retirement be just financial spreadsheets! This review of Retirement Reinvention reveals 5 key strategies: reshaping identity, building social connections, and …
An in-depth analysis of QQQ and SPY using ten years of historical backtesting data! Compare how both perform in bull and bear markets, examine the impact of expense ratios, and …
Explore the workplace wisdom behind Steve Jobs' quote: Why is focusing on work results more important than protecting ego? How to apply this principle in career development and …
In this episode, we talk about the prep work behind recording the podcast, the habit of daily reviews with Anytype, and how a story about a kid's EasyCard (Taiwan transit card) …
Historical data shows the S&P500 averages a 15% gain in the 12 months following a golden cross. This article breaks down the 2026 market signal, provides specific ETF portfolio …
Financial freedom is simpler than you think! This complete guide takes you deep into 4 mainstream FIRE models — from high savings rates to passive income — with concrete strategies …
Is your emergency fund in the right place? Over 90% of people misunderstand its true purpose. This article uses data to break down why a reserve fund helps you make more rational …
How do small everyday choices affect your finances? This article shares 3 practical tips for shifting your financial mindset, building the right money habits through daily …
Is VT ETF really the best global market choice? We dive deep into its ultra-low 0.06% expense ratio, top 10 holdings, and country allocation. One chart to understand the key …
Stop chasing get-rich-quick myths! My real experience building a personal finance channel from scratch — sharing how to create a financial plan that lets you sleep soundly. Click …
Feeling like life is out of control and filled with anxiety? Learn Stephen Covey's "Circle of Influence" theory — just 3 simple steps to focus your energy on what truly …
The shift from "empty bank account" to "steady accumulation" is simpler than you think. We'll help you master 3 key financial mindsets, break free from …
Still stuck in a slump? Learn 4 evidence-based methods — from setting clear goals to reward systems — to systematically rebuild your work and life motivation. Read now for concrete …
Tired of running out of money by the end of the month? This article reveals 8 invisible bad habits that drain your finances. This savings guide built for young people will take you …
A deep dive into VOO ETF! Based on the latest data, a comprehensive comparison of VOO vs. SPY in 2026 — expense ratios, tracking error, and long-term performance. One article to …
VOO or 0050 — which should you pick? This article uses the latest data through January 2026 to compare 10-year annualized returns, expense ratios, risk diversification, dividend …
2025 annual returns comparison of 0050, VOO, and QQQ with 2026 allocation advice: understand performance differences, risk factors, and a beginner-friendly starting point.
Elon Musk's 5 surprising ideas: space AI, Universal High Income, simulation theory, the secret of productivity, and colonizing Mars. A deep dive into how these views upend our …
The Lazy to Be Rich podcast covers topics including "Financial Planning," "Money Tools," "Book Reviews," and "Career & Life," touching on every …
The Lazy to Be Rich podcast covers topics including "financial planning," "financial tools," "book reviews," and "career & life," encompassing …
The Lazy to Be Rich podcast covers topics including "financial planning," "financial tools," "book reviews," and "career & life," encompassing …
The Lazy to Be Rich podcast covers topics including "financial planning," "financial tools," "book reviews," and "career & life," encompassing …
The Lazy to Be Rich podcast covers topics including "financial planning," "financial tools," "book reviews," and "career & life," encompassing …
Thinking of using debt to amplify your gains? Hold on! This guide provides a 3-step financial health check to systematically evaluate your repayment ability, risk tolerance, and …
A single accident or illness could wipe out a lifetime of hard work. EP53 dives deep into why medical insurance, cancer insurance, accident insurance, and life insurance are the …
A deep dive into VOO ETF investment strategy, using a chicken breast analogy to explain the importance of asset allocation. Learn how to pair VXUS global equities and BND bonds to …
Want to hit your first million NT$ with your partner without the drama? The '3-Account Method' is your answer. We'll walk you through setting up a shared account, …
Want to save effectively but have no time? This "Brutal Savings Method" is designed for busy people like you. This post walks you through setting up an automated investment …
Does getting rich have to happen fast? Deng Kaiwei's Major League success shows the power of "slow wealth." This episode shares a money-saving philosophy that …
Want to achieve financial freedom? Stop just chasing goals! This episode teaches you 3 steps from "Atomic Habits" to build an automated financial system. Answers to your …
Discover how "Atomic Habits" turns tiny 1% changes into massive wealth snowballs. From building systems to changing identity, I share how I used atomic habits to build …
Should you pay off your mortgage early or put the extra money into ETFs? This episode digs deep into interest rates, inflation, and compound interest to give you a clear decision …
【Quick Summary】Master the key insights from 'Prof. Galloway's Life & Wealth Course' in one read — passive investing, VOO vs SPY fee differences, lifestyle …
Feeling like managing money is too hard and you can't find the motivation? Lazy Da shares reflections after a month-long absence, teaching you to focus on principal and build a …
A deep dive into why stocks rise! From earnings reports and market sentiment to economic indicators, we explain in plain English the 5 key factors that move stock prices. A …
Looking for the right place to start with personal finance? This episode reveals the core key that matters even more than tracking expenses or investing. Listen now, learn the …
Research shows that before age 7 is the golden window for building a healthy money mindset. Wondering when and how to talk to your kids about saving? This episode provides an …
Want to achieve financial freedom? This episode offers a complete comparison of 4 FIRE types (Traditional / Barista / Coast / Cashflow), and reveals how AI tools can boost your …
Still wondering how much to set aside for an emergency fund? EP41 walks you through 3 simple steps to calculate the right amount for you, plus the best tools to store it. Say …
A deep dive into VOO ETF! Based on the latest data, this article fully compares VOO and SPY on expense ratios, tracking error, and long-term performance in 2025. One read to …
After the 0050 stock split, one board lot no longer costs NT$150,000+! Is this a big win for budget investors? This post dives deep into the pros and cons of the 1-for-5 split, …
Yuanta Taiwan 50 (0050) is about to undergo a stock split — 1 share becomes 5! This article fully explains the impact on stock price, dividends, and trading costs after the split, …
Want to keep investing but no time? This episode reveals how to use an "automation mindset" to make financial management effortless, and shares 3 key mindset adjustments …
Wondering when to sell your ETF? Stop chasing highs and panic-selling lows! This article offers 3 practical strategies — goal-driven selling, periodic rebalancing, and phased exits …
Does your financial plan always stall at step one? This episode reveals that the real key to financial success is "execution power." Learn 3 practical techniques to turn …
Want to achieve 10% annualized returns without the risk of individual stocks? This episode reveals how long-term investors use index investing and asset allocation to steadily …
Want to know if your family finances are healthy? This article provides the most complete net worth calculation tutorial — from categorizing assets and liabilities to hands-on …
Heard that "buying 0050 is not as good as buying TSMC directly" for better returns? In this episode, we break it down with historical data, revealing the real returns of …
Want to build wealth through investing? This episode dives deep into the fundamental difference between "saving money vs. saving in stocks," and provides a complete …
Wondering why your savings plan always fails? This podcast episode dives deep into "Blame It on the Genes" to uncover 3 key genetic factors controlling your spending and …
An in-depth analysis of the three major U.S. stock market indices — Dow Jones, S&P 500, and NASDAQ — including their components and what they represent. See the differences at …
Historical returns favor lump-sum investing, but why do most people choose dollar-cost averaging? We use data and insights from "Just Keep Buying" to thoroughly compare the …
Stop arguing about "the poor should save, the rich should invest"! "Just Keep Buying" uses data to prove that consistent investing is the shortcut to wealth. This …
Afraid to invest all your money at once? You might be missing the best compounding opportunity. This article busts the 3 biggest myths about lump-sum investing and provides …
Tired of constantly trading in and out of the market? Learn the core method behind "no stop-loss investing" and focus on long-term asset growth. We share concrete steps to …
Financial freedom isn't just a slogan — it's a clear-cut planning skill. This episode shares how to use "metacognition" techniques to identify and avoid common …
Warning: your most trusted learning method might be your worst investment enemy! This Podcast episode dives deep into why "trial-and-error" and "hands-on …
Stop ineffective time management! The most important lesson from "Make Time Your Friend" is this: manage yourself, not time. This article breaks down 3 core concepts from …
Imagine your financial goals laid out crystal clear, with every step bringing you closer to financial freedom. This episode reveals how to turn time into your most powerful ally …
Feel like reading books is pointless because you forget everything? How to Take Smart Notes teaches you to turn fleeting ideas into high-value assets. This review goes beyond …
Why does losing NT$10,000 hurt so much more than the joy of gaining NT$10,000? That is "loss aversion" psychology at work. This article dives deep into the investment blind …
Master financial planning in one read! Our original "2 Types of Money, 3 Statements, 6 Steps" systematic approach has helped thousands of readers build their financial …
Everything you need to know about QQQ ETF! This article provides a complete analysis of the Nasdaq-100 index it tracks, top 10 holdings, expense ratio, and historical performance. …
Want to replicate the success of tech giants? This review of The Geek Way breaks down 4 core principles: Science, Ownership, Speed, and Openness. Learn how to apply geek thinking …
Want to improve your presentation and teaching skills but don't know where to start? This article curates 3 must-read classics by presentation master Wang Yong-Fu (A-Fu), …
90% of investment losses come from the wrong mindset. This episode dives deep into Buffett's investment psychology, teaching you how to make rational decisions during market …
Heard of VTI but not sure if it's right for you? This plain-language guide walks you through VTI's pros and cons, how to invest, and why it's called the "lazy …
History proves that market panics are the best entry points for long-term investors. This episode dives deep into why "be greedy when others are fearful" works, and …
The business world has never been gentle. Want to know why great ideas often lead to failure? "A Brief History of Business" gives you the answer through thousands of years …
Want to know how to plan for retirement? This article provides the latest 2024 step-by-step guide covering ETF selection and voluntary pension contribution strategies. Follow along …
Stop blindly chasing wealth! This article provides a complete financial checkup framework to help you accurately assess your income and expenses and set clear goals. Learn to …
Saving money every year but still living paycheck to paycheck? The problem might be in your financial statements! Learn to analyze the 3 key statements to precisely track over 90% …
Feeling lost about the future? Taking control of your personal finances is the first step to reclaiming your life. This article teaches you the simplest way to read a balance …
Nearly half your work time is spent distracted? Don't worry — it's not a flaw! This review of "Mindwandering" shares 3 science-backed methods to harness your …
Don't just hand out pocket money — give them a business brain that lasts a lifetime! Sharing my thoughts on Business Enlightenment for Children and the underlying logic of how …
Achieving financial freedom only requires meeting 3 conditions. This episode dives deep into the specifics of financial, time, and mental freedom, and shares how to practice them …
Don't just watch the hijacking! Hijack 1971 teaches you 5 financial wisdoms you can use for life. This article dives deep into insurance planning, risk assessment, and …
Want to double your traffic? This book review of "Let People Find You with Just One Search" distills 5 actionable SEO tips you can start using right away. No vague theories …
It's not just about organizing your stuff — it's about organizing your life and wealth! Sharing my takeaways from The Alchemy of Financial Freedom. Learn how to use the art …
Stop wasting money and start saving effectively! This article offers 9 proven mindset shifts to help you break free from spending anxiety. Click to learn how to control impulses …
Want to master the saving secrets from 'Atomic Habits'? We break down 5 super practical financial tips — starting from tiny habit changes to build a high-efficiency savings …
The ultimate guide to financial freedom! We break down 'financial, time, and mental' freedom into actionable steps. Want to know how to build a truly fulfilled life? Click …
Always busy with money but seeing no results? You might be overlooking the most critical 6 steps of financial planning. This guide walks you through building a clear money …
Is the voluntary 6% labor pension contribution (勞退自提) worth it? Stop hesitating! This article fully breaks down the tax-saving benefits, expected returns, and common myths around …
Is your financial plan actually working? Data shows that boosting your earning power accelerates wealth building far more than cutting expenses. This article teaches you 3 of the …
Think financial planning is tough? The Slam Dunk movie isn't just about basketball — it's packed with real investment wisdom! This article draws from Miyagi's point …
The latest indemnity health insurance guide for 2024! Financial experts analyze the differences between "comprehensive vs. enumerated" policies and provide 3 key indicators …
Not sure how to buy claims-based health insurance (實支實付)? This complete guide walks you through the latest 2024 policy terms, compares the pros and cons of different plans, and …
Is your financial plan stuck? This episode reveals the 3 core money mindsets that successful financial planners use. From goal-setting to automated savings, learn practical methods …
Your hard work never seems to pay off? Stop being a high-risk 'life stock'! This article reveals 3 core strategies to help you diversify risks, keep learning like an index …
Want to improve yourself but stuck in a painful transition period? This article provides 4 practical strategies to help you break out of your comfort zone, build new habits, and …
Can't keep up with your expenses every month? This episode breaks down the root causes of spending more than you earn. Learn the budgeting principles that Buffett endorses, and …
Want to give your kids the best future? True wealth is financial wisdom. This episode reveals how to weave financial literacy into everyday life, making learning about money fun …
You can get rich even on a modest salary! This episode shares money management methods designed for budget-conscious workers — from setting budgets and smart spending to …
![[EP69] Where Did All the Money Go After Lunar New Year? The Lazy Person''s Annual Financial Check-Up in 3 Steps](/images/blog/PodcastCover.png)
