Hi! Welcome to
[Lazy to Be Rich]
Your guide to
Financial Planning
& Your Financial DNA
| Podcast | Finance | Investing | Life | Reading | Mindfulness |
Lazy is a mindset —
solving addition problems with multiplication efficiency.
Lazy is a lifestyle —
staying present while welcoming the future.


Hi! I am Mars,
the Lazy Indicator
Hi, I am Mars. With over 15 years in finance — as a professional insurance advisor, full-time trader, independent financial advisor, and now CEO of a FinTech startup — I have worked across financial services and tech. I love reading and I am very lazy, so I pursue high-efficiency work and financial strategies to make life a little more relaxed.
- | Podcast | Understanding financial planning through audio
- | Finance Articles | Identifying your Financial DNA through writing
- | Investment Articles | Analyzing investor behavior
- | Life Articles | Living well so you can live better
- | Book Reviews | Sharing great reads
- | Mindfulness | The art of lazy focus

Do you have these financial worries too?
Everyone has their own financial plan. The essence of financial planning is to bring balance between money and life. While we all share a common need — money — each person has a completely different Financial DNA, leading to different financial outcomes.
- Cash Flow Management: Not sure where your money goes? Cannot save?
- Risk Management: Unsure if your insurance coverage is right?
- Credit Management: Struggling with loans or credit card debt?
- Investment Management: Overwhelmed by investment choices?
- Financial Goals: Want to buy a home? A car? Do you have the funds?
- Retirement Planning: Want to retire? How do you know if you can afford it?

Financial planning, together on Podcast
Welcome to Lazy to Be Rich. With a Mindfulness approach of “lazy focus,” we explore the essence of financial planning — income & expenses, investment ideas, life insights, and book reflections. Do you have common financial myths? Leave a comment and I will share it on the show!
- Weekly Podcast episodes (usually)
- Apple Podcast
- Spotify Podcast
- Youtube Podcast
- Available on all platforms — leave a 5-star review!